FlyerTalk Forums - View Single Post - LDW / LIS - Am I covered, do I need more insurance?
Old Aug 25, 2008 | 5:39 am
  #9  
Xevus
 
Join Date: Oct 2007
Location: MOW
Programs: SU Bonus, SK EBG, BD Silver, HH Diamond
Posts: 407
Originally Posted by rsnash
Since you all know about the IBM deal and we're dealing with that too... When you rent a car using your IBM code but it is for personal use, do you have to use the corp amex to have the insurance coverage?
For starters, using corp Amex for personal expenses is against corp charge card policy. Second, insurance isn't tied to a card, it is tied to corp rate itself.

And, does it apply to rentals outside the US? Is Puerto Rico considered domestic or international?
Only rental in US and Canada includes CDW. For rentals outside the US and Canada (with the exception of France), any damage to a car while on business use, have to be covered by department/project. And on personal use, you are obviously on your own. Third party liability is always included in the rate, but only up to minimum required by a law.
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