<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by calzone:
United offers 20,000 miles just to sign up. The only down side to this that I can see is the high rate (14.94%) and annual fee ($60). Am I missing something???</font>
If the interest rate is an issue, look elsewhere. It doesn't make financial sense to use a FF credit card and carry a balance. You'll pay way more in interest than you'll ever get back in trips.
If the annual fee is an issue, you may be interested in the Hilton HHonors Amex and Visa, and the Amtrak Guest Rewards Visa. Amtrak points can transfer to other programs, but only 20,000 a year.
You should also look at the Starwood Preferred Guest Amex. It has a moderate fee, and can get you free hotel stays at Sheratons and their sister hotels, and also can get you free flights.
All this information is pretty readily available at Gary's site and from the card issuer's directly, as well as on the airline's sites. You will do well if you spend some hours studying those sites.
And you'll probably find some pointers that we've all overlooked!
