Originally Posted by
themicah
It seems that CapOne has different fee structures in different states. We've tried to clarify that, but it's hard to know for sure what the fee structure is without a nationwide panel of CapOne customers who are really good at reading account disclosures.
Allow me to chime in.
I actually spoke to a CSR yesterday and asked specifically about the ATM fee. I was told ATM withdrawals from non Capital One Bank will be charged $1.50. Since Capital One Bank doesn't have any ATM overseas, international ATM withdrawals will be charged $1.50 plus whatever the other banks' ATMs charge.
I also looked up my disclosures. It's pretty much the same as
craz had mentioned a couple posts earlier (extra charge for casino ATMs...etc). So I assume that's standard terms for Capital One Bank.
As for fee waiver, Capital One Bank will refund ATM fees for certain types of checking accounts (with certain amount of balance). I guess this is the part with different fee structures state by state.