Yes, same with me. I had to firmly tell the lady that I do quite a bit of travelling overseas and in some circumstances, it is extremely embarassing to have your credit card declined (such as during dinner).

Since then, the problem seems to have been fixed.

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When once you have experienced being a 1K, you will forever fly the friendly skies with your eyes set on 100% mileage bonus and SWUs, for there you have been, and there you will always long to return, every year!