Originally Posted by
bulldoggolfer05
Sorry for digressing back to the AmEx topic, but what is this AmEx talk? Do they not hold the authorizations against it? I have two and have never noticed it as any different than a Visa, MC, or Discover, but then again I don't really pay attention to it either. I have noticed that my bank has started dropping the authorization holds off every night at midnight though from my checking account so I usually just checkin with my debit card.
I took it to mean the AMEX charge products with no official preset spending limits. No limit = lower risk of declining transactions although it does still happen.
I would never personally use a debit card for travel. I use my Citi Premier Pass with a "revolving line of credit" but I usually never get close to it.
Does the card you use tell you specifically the hold that is placed? I can just see available credit vs balance and I have to do some subtractions, but that's aggregate.