Originally Posted by kebosabi

Let's just say my credit ain't good enough to get an AMEX card yet

I've actually applied for one several months ago and they rejected me because "I don't have enough credit history." Checked my FICO score and it was over 720 at the time, but one of the "negative" factors was that I only have seven years of credit history. So I guess paying my student loans, my Citibank AA Mastercard, and car payments on time don't mean jack to AMEX!