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Thread: Does BOFA allows to convert one type of card to another
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Old Jul 20, 2008 | 8:25 am
  #4  
troyb
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Originally Posted by sdsearch
Why in the world wouldn't you prefer to:

(1) Apply for the Choice ccard outright, and get the sign-up bonus.
(2) Call B of A then and ask them to consolidate your previous card onto the Choice card.

Seems to have at least two advantages: It's the more common, more reliable way of "converting" to a new card, and it gets you a sign-up bonus, whereas outright converting gets you nothing.
Some people are sensitive to having additional accounts and inquiries on their credit.
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