In Chicago, McDonald's accepts speedpass which is linked to a credit card of choice. I buy gift certificates with the speedpass, use the coupon to get upromis money in my daughter's account, then use the certs to buy food, keeping the change. Change comes in handy for parking meters.
I've begun to offer c2it to my clients as a way of paying me using a credit card. That keeps my c2it account a legitimately used entity. My original c2it account was closed down. They didn't close down my husband's. I opened a separate e-mail address for payments, it's listed under his account. Also opened another checking account which has him as primary but joint with me. The money ultimately gets into my business checking account. I've also used it to reimburse ovoerpayments rather than writing a check. So far I have 3 people paying me this way.

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Ms.DtG