cmhsieh54

Does this credit card offer 8x on international gas purchases?

cmhsieh54

Also, has anybody ever lost their Wyndham Business Credit Card while abroad (or otherwise needed it replaced), and had a replacement card sent out to the foreign address?

flyer4512

Business card sign up bonus is now 50K/ $3K additional 25K for spending $7k more in 10 months



https://www.doctorofcredit.com/barcl...rod.fire.glass

JusRelax

I'm seeing 50k/$3k spend, and another 25k after $10k spend. Did this offer change from when it was posted?

flyer4512

My wife got a 75K / $1k spend earner plus card yesterday

The 75K offer you posted for the business card is what I posted

JusRelax

Understood, I just wanted to clarify that in order to get the full 75k points, you need to spend $10k, not $3k. That's a pretty significant difference in spend requirement.

flyer4512

I edited my post, 10K over 10 months would not be a big deal for me as I use this card for 8x gas and 5X utility but I can see it being an issue.

Just get the 75K personal card for spending $1000.

My wife and I got 90K each for getting the business card, it was either a $3k spend or maybe even a $1k.

We both churn the earner plus ~ every other year but I won't mess with the business card as I get too much value ( Caesars Diamond and 8X gas plus 15K points for the $95 AF) to risk not being able to get the card back if I closed it.

seansj

So I take it the fine print saying you can only get the bonus once on each of the Barclay Wyndham cards is not actually enforced? I came here hoping to find that. I’m about to finish my spend on the Earner Plus and want to get the Earner next, but only if there’s a decent chance I can get the Earner again when/if it ever goes back to the 60k welcome bonus. Already have the Business and, like you, probably won’t risk it with that one anytime soon.

seansj

Is the one card at a time rule in the terms and conditions, or will Barclays just block your application from going through if you already have an earner card? I�m about to finish spending on the Earner+ and was hoping to get the regular Earner next.

flyer4512

No idea but I once cancelled a NAF earner and 3 weeks later was denied the Earner PLUS, the denial letter said I already had this product.

I called, explained I didn't have that card anymore and was approved.

Going forward I'm waiting at least 3 months after I cancel before I apply but since my wife also churns these card I'll probably stay on getting the ~ Earner plus every other year.

Don't forget Barclay also has some sort of 5/24 rule

seansj

Have you tried holding both the no AF Earner and the Earner+ at the same time? That�s my goal. Sorry for all the questions!

gudugan

I wonder if I can

Month 1 apply for Earner+
Month 11 apply for Earner (or whenever 60k offer comes back)
Month 12 change Earner+ to Earner

... wait a while

Apply for new SUB on Earner+

I don't really like cancelling cards

seansj

I don�t either, ideally. But I�m almost 100% sure Barclays won�t allow you to hold two base Earner cards at once. It sounds like they might not even allow you to hold both the Earner and Earner+ at once, but I haven�t been able to figure that out for sure. I may just give it a try in the next couple weeks.

gudugan

T&C for Earner Plus doesn't say anything about Earner
T&C for Earner doesn't say anything about Earner Plus

They do have PC/upgrade offers https://travelwithgrant.boardingarea...upgrade-offer/

sounds like a lack of DPs

flyer4512

I can assure you that you can't have a open Earner and Earner Plus card at the same time...........this is exactly why I was denied ( written in the letter I recieved) and then after an agent looked at my account he approved me as my Earner card had been closed weeks before I reapplied but had not updated in the system.

As far as closing cards, as long as you keep then close to a year it won't have any impact on your credit score, my wife and I have been churning cards HEAVY going o 20 years and both have plus 800 FICO.

If you want to play the churn game these days you have to close cards as it's different today than years ago when you could have say 5 open Hilton Card, 5 AA, etc..........I'm pretty sure no banks today allow you toget approved for a card you already have.

We do have some cards that we don't churn and keeping those open helps your credit score.


Unless I'm missing it that upgrade from Earner to Earner plus doesn't offer any points, at best it's 7500 points for paying the $75 AF but I'm not even sure about that as the 7500 is a second year offer if you apply from scratch. Either way 7500 points for paying $75 is a wash.

This is the exact text the person who wrote that article left.......

Since there is no upgrade offer to earn bonus points, you would probably be better off applying for this card as a new card. If you still want to continue with the online upgrade, click the Yes, I Accept button to complete the product change.