VX Credit Card now on Apple Pay
Dec 9, 2015, 3:31 pm
#1
Original Poster
Join Date: Jun 2012
Posts: 91
VX Credit Card now on Apple Pay
FINALLY - Comenity has joined-up with Apple Pay so the VX credit cards can be used on the service!
https://d.comenity.net/info/virginam...&rrid=30229370
https://d.comenity.net/info/virginam...&rrid=30229370
Dec 11, 2015, 12:32 am
#3
Original Poster
Join Date: Jun 2012
Posts: 91
As we all know, Comenity is a second-tier card issuer which is attempting the old Avis "we try harder" approach. In my experience they've mostly met the deficiencies in their web presence etc with responsive customer service, yet seem to remain in catch-up mode. Apple Pay is one of those areas. I'm glad to see them finally join the club.
Dec 11, 2015, 1:22 pm
#4
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Of course, the VX cards have an annual fee, but the premise of your question is that you already have the card anyway for VX airfares or other benefits (free bag, etc.), so the annual fee is a sunk cost at that point.
Dec 13, 2015, 1:24 pm
#5
Join Date: Sep 2015
Location: SFO
Programs: UA 1K, AS MVP, Bonvoy Plat, IHG Plat, HH Gold, Hyatt Disc
Posts: 217
Wait, what? The value of VX points varies by redemption, but they're generally worth more than 2 cents per point (my rule of thumb is about 2.3 cents per point). I'm not aware of any other widely available card that earns more than 2 cents per dollar on generic transactions (Citi Double Cash and Fidelity AmEx are the obvious competitors, but both of those are "only" 2 cents per dollar).
Of course, the VX cards have an annual fee, but the premise of your question is that you already have the card anyway for VX airfares or other benefits (free bag, etc.), so the annual fee is a sunk cost at that point.
Of course, the VX cards have an annual fee, but the premise of your question is that you already have the card anyway for VX airfares or other benefits (free bag, etc.), so the annual fee is a sunk cost at that point.
Also, I like Apple Pay, but even in SF there are still not that many merchants that use it. Wholefoods and Walgreens are the only places I use it regularly.
Last edited by shza; Dec 15, 2015 at 2:12 am
Dec 28, 2015, 1:31 pm
#7
Join Date: Sep 2007
Location: Tokyo
Posts: 1,575
Shza I'm curious... I have always used my SPG personal and biz cards for *everything* except VX airfare and places that don't take amex (use the premier VX card for those). I recently got the amex biz gold for the 50k pts which I turned into VX gold status. Do you keep all these cards, and if so what do you use the gold for? Trying to figure out what to do now that SPG has been bought and will probably decline in value...
Dec 28, 2015, 2:31 pm
#8
Join Date: Sep 2015
Location: SFO
Programs: UA 1K, AS MVP, Bonvoy Plat, IHG Plat, HH Gold, Hyatt Disc
Posts: 217
Shza I'm curious... I have always used my SPG personal and biz cards for *everything* except VX airfare and places that don't take amex (use the premier VX card for those). I recently got the amex biz gold for the 50k pts which I turned into VX gold status. Do you keep all these cards, and if so what do you use the gold for? Trying to figure out what to do now that SPG has been bought and will probably decline in value...
Jan 12, 2016, 3:00 pm
#9
Join Date: Feb 2002
Location: New York City, Northern NJ
Programs: AS, AA, Hilton, Hyatt
Posts: 1,041
Don't listen to the reviewers. If you get value out of the card, then get it. The card works like other cards. It's not like you interact with CS all the time anyway.
Jan 12, 2016, 4:30 pm
#10
Join Date: Sep 2014
Location: San Francisco
Programs: United
Posts: 62
Comenity is a small-time outfit, but the most vocal reviewers tend to be hysterics with terrible people skills or idiotic expectations. If the card serves your needs, it's fine.
Jan 12, 2016, 8:57 pm
#11
Original Poster
Join Date: Jun 2012
Posts: 91
They're missing some of the online conveniences of the big boys, but by my experience, they have the "we try harder" attitude.