Does United take away your miles if I cancel my United Credit card?
#1
Original Poster
Join Date: Jan 2010
Posts: 14
Does United take away your miles if I cancel my United Credit card?
Jan 2010, I have 5K united miles.
Feb 2010, I signed up for a United credit card and rewarded 25K miles.
Apr 2010, I earn another 1K miles from credit card purchase.
Today, I have a total of 31K miles.
I am planning to cancel this credit card today and sign up for another United credit card Promotion.
My question is that if I cancel my united credit card today. Does united fortified my 25K bonus or I can still keep it?
How many miles do I have after cancellation?
A) Back to 5K miles
B) 6K miles
C) 31K miles
Thanks
Feb 2010, I signed up for a United credit card and rewarded 25K miles.
Apr 2010, I earn another 1K miles from credit card purchase.
Today, I have a total of 31K miles.
I am planning to cancel this credit card today and sign up for another United credit card Promotion.
My question is that if I cancel my united credit card today. Does united fortified my 25K bonus or I can still keep it?
How many miles do I have after cancellation?
A) Back to 5K miles
B) 6K miles
C) 31K miles
Thanks
#2
Suspended
Join Date: Apr 2009
Programs: AAdvantage Gold
Posts: 1,615
UA doesn't care. Chase on the other hand, will probably care since those miles have been paid for by Chase. It's possible that Chase might instruct UA to remove the miles from your account.
#3
Join Date: May 2008
Location: Minneapolis
Programs: AA EXP, Hyatt Diamond, SPG Gold, GlobalEntry, Admirals Club, United Club
Posts: 1,948
If the miles are already in your UA account, cancelling the credit card may not effect them. If they have yet to be delivered to your UA account (are in limbo) cancelling the cc will almost definitely effect them.
NOTE: In the bonus conditions there is a statement that if you close your account within 6 months of account opening, UA and Chase reserve the right to take away the bonus (25K in your case). I have not heard of this happening and I do know some who have closed the credit card account right after bonus points posted. However, that doesn't mean it won't happen in the future.
Basically, if I were you, I would wait until the six month term has elapsed and then close the account.
Check the specific T&C of the offer you signed up for for a definite answer.
NOTE: In the bonus conditions there is a statement that if you close your account within 6 months of account opening, UA and Chase reserve the right to take away the bonus (25K in your case). I have not heard of this happening and I do know some who have closed the credit card account right after bonus points posted. However, that doesn't mean it won't happen in the future.
Basically, if I were you, I would wait until the six month term has elapsed and then close the account.
Check the specific T&C of the offer you signed up for for a definite answer.
#4
Original Poster
Join Date: Jan 2010
Posts: 14
Thanks bniu,
So I should keep my current Chase Credit Card and apply for the new one?
Use up all the miles before I cancel any of the cards.
So I should keep my current Chase Credit Card and apply for the new one?
Use up all the miles before I cancel any of the cards.
#5
Join Date: May 2008
Location: Minneapolis
Programs: AA EXP, Hyatt Diamond, SPG Gold, GlobalEntry, Admirals Club, United Club
Posts: 1,948
Check with MP rules to be sure, but they may be able to come after you if your miles balance goes negative. I really don't know whether they can or not, but it is definitely something you should look into before you do something like that.
#6
Join Date: Dec 2009
Location: New York, NY
Programs: AA Gold. UA Silver, Marriott Gold, Hilton Diamond, Hyatt (Lifetime Diamond downgraded to Explorist)
Posts: 6,776
Also you might want to wait until after you get approved for the next UAL card since if it's also a chase card they can block you for movement on your credit report. Opening and closing accounts is a negative reporter.
#7
Original Poster
Join Date: Jan 2010
Posts: 14
The reason that I want to cancel my 1st Chase card because I'm afraid that Chase will not give me the 50K bonus for the 2nd card.
#8
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,140
#9
Join Date: Jan 2003
Location: DEN
Programs: UA 1P-1MM, Marriott LT Titanium
Posts: 3,930
As for the "choices". If you cancel the card, these will most likely go away in a short timeframe. This is generally the rule of thumb with all credit cards (AMEX MR does this). AMEX gives you 30 days to use any remaining MR points if you cancel the card. I am pretty sure that Chase has a similar policy.
#10
Original Poster
Join Date: Jan 2010
Posts: 14
If I won't get the 50K miles for the 2nd card, there is really no reason for me to apply for the second card.
#11
Join Date: Nov 2006
Location: Omaha
Posts: 1,674
If you just want to switch to another card for the extra benefits you can just call Chase and they can move you to the new card. No need to cancel and re-apply.
#13
Join Date: Oct 2003
Programs: MP, 1K 1MM
Posts: 1,255
All I can say is:
UA had better NOT take away my miles if you cancel your credit card!
Pronouns and antecedents, anyone?
Pronouns and antecedents, anyone?
#14
Join Date: Jan 2009
Location: WAS
Programs: AA EXP2M, DL 1MM DM ext, UA PP <=> HH G/Marr PE/Hyatt G/IHG P FT RA ( Recovering Addict)
Posts: 4,596
Was told that the type of card could not be changed after the new rules.
If you are serious, get the continental card as well - 30k bonus and 5 k for extra card member - you get to 66k already. Then get the continental debit card for 21k. Then the Amex rewards for 25k - tr to CO program. With all this, you should hit 125k soon, enough for a C award to almost anywhere. Remember the UA and CO ff programs have to merge next year.
#15
Join Date: Jan 2000
Location: Nashua, NH USA
Programs: Seashore Trolley Museum "flight attendant"
Posts: 1,991
They may not take miles in your account out of your account unless they published some rule specifying that and you could have read that rule before applying for the card.