United Club Card - Not worth it. Or is it?
#1
Original Poster
Join Date: Jun 2005
Location: AUS
Programs: UA BIS Million Miler, AA Gold, Marriot Gold, HHonors Diamond, Hertz Prez, Avis First
Posts: 6
United Club Card - Not worth it. Or is it?
Today, after multiple years of membership, I cancelled my United Club Card. I took this action as I perceive that United's actions in 2019 and beyond devalued the points program to a point I cannot justify the ROI. Let us be honest, the clubs are nearly always full in SFO and Denver. And free drinks and creme soup and carrot sticks just isn't worth the price of admission any more. Yes the agents are a nice to have access to in a pinch, but not required IMO.
As a million miller + and regular traveler I am more than happy to sit in gate bar or whatever is convenient. The app is good enough now I can rebook nearly everything myself.
Oh, and increasing the route from Austin, TX to Sao Paulo, Brazil (via Houston) from 35,000 miles to just over 120,000 in economy was the real straw that broke my back with United. Really.
If you felt I made a mistake let me hear from you. I'd curious to know why I should retain a card with an annual fee of $350-550+ given United's action to devalue it.
Thanks!
As a million miller + and regular traveler I am more than happy to sit in gate bar or whatever is convenient. The app is good enough now I can rebook nearly everything myself.
Oh, and increasing the route from Austin, TX to Sao Paulo, Brazil (via Houston) from 35,000 miles to just over 120,000 in economy was the real straw that broke my back with United. Really.
If you felt I made a mistake let me hear from you. I'd curious to know why I should retain a card with an annual fee of $350-550+ given United's action to devalue it.
Thanks!
#2
Join Date: Apr 2014
Location: Houston, TX
Programs: United 1K
Posts: 35
I think about this often. My card's fee is $450 and because of the better points earnings I usually only use my Chase Sapphire Reserve - which has the same fee but a $300 travel credit and a Priority Pass that pays for itself at IAH. However, I travel through DEN often and with weather, lack of strong dining options or Priority Pass options I hold onto it for now.
#3
A FlyerTalk Posting Legend
Join Date: Apr 2013
Location: PHX
Programs: AS 75K; UA 1MM; Hyatt Globalist; Marriott LTP; Hilton Diamond (Aspire)
Posts: 56,450
For someone who is otherwise willing to pay $550 for a UC membership, the Club card remains a good value. I agree that it's debatable whether the UCs in many hubs, including particularly SFO and EWR, are worth the price of admission these days.
Putting any spend at all on this card was a poor value before the recent MP devaluation. It's an even worse call now.
Putting any spend at all on this card was a poor value before the recent MP devaluation. It's an even worse call now.
#4
Join Date: Jul 2013
Programs: DYKWIA, But I'm a "Diamond Guest" UA 1K/2MM
Posts: 2,257
I was just about to cancel mine a couple of months ago but decided not to when I called Chase and the agent took $100 off the annual fee for me to stay one more year.
I no longer use the card to charge anything, because the earning rates on Chase Sapphire and Amex cards are so much better. Plus, United Miles are crap now. I used to get 1.5-2 cents value out of them. Lately, I've had a hard time getting 1 cent.
BTW, if you cancel within a full billing cycle after the annual fee is charged, you still get the annual fee back. And then it takes them another month to end your UC membership. So you can probably eek out an extra free 2 months or so of membership.
I no longer use the card to charge anything, because the earning rates on Chase Sapphire and Amex cards are so much better. Plus, United Miles are crap now. I used to get 1.5-2 cents value out of them. Lately, I've had a hard time getting 1 cent.
BTW, if you cancel within a full billing cycle after the annual fee is charged, you still get the annual fee back. And then it takes them another month to end your UC membership. So you can probably eek out an extra free 2 months or so of membership.
#6
Join Date: Sep 2006
Location: HNL
Programs: UA GS4MM, MR LT Plat, Hilton Gold
Posts: 6,447
If the clubs didn't have free drinks - I'd rarely step inside.
#7
FlyerTalk Evangelist
Join Date: Oct 2001
Location: Austin, TX
Posts: 21,399
You should be able to get 1 cent per mile on United purchases on the card via the United Choices program. It's not a great value, but it should set an absolute floor on the value of miles earned through card purchases.
I agree with Kacee though. The value of the Club Card is entirely its discounted UC membership. If you don't find that valuable, you should cancel.
#8
Join Date: Jan 2000
Posts: 3,026
Today, after multiple years of membership, I cancelled my United Club Card. I took this action as I perceive that United's actions in 2019 and beyond devalued the points program to a point I cannot justify the ROI. Let us be honest, the clubs are nearly always full in SFO and Denver. And free drinks and creme soup and carrot sticks just isn't worth the price of admission any more. Yes the agents are a nice to have access to in a pinch, but not required IMO.
As a million miller + and regular traveler I am more than happy to sit in gate bar or whatever is convenient. The app is good enough now I can rebook nearly everything myself.
Oh, and increasing the route from Austin, TX to Sao Paulo, Brazil (via Houston) from 35,000 miles to just over 120,000 in economy was the real straw that broke my back with United. Really.
If you felt I made a mistake let me hear from you. I'd curious to know why I should retain a card with an annual fee of $350-550+ given United's action to devalue it.
Thanks!
As a million miller + and regular traveler I am more than happy to sit in gate bar or whatever is convenient. The app is good enough now I can rebook nearly everything myself.
Oh, and increasing the route from Austin, TX to Sao Paulo, Brazil (via Houston) from 35,000 miles to just over 120,000 in economy was the real straw that broke my back with United. Really.
If you felt I made a mistake let me hear from you. I'd curious to know why I should retain a card with an annual fee of $350-550+ given United's action to devalue it.
Thanks!
#9
Join Date: Jul 2009
Location: WAS
Programs: UA Silver, Marriott Gold, IHG Silver, Hilton Silver, Hertz PC, National Exec Elite, Avis PC
Posts: 1,290
My spouse has the Club card and said if we still lived near EWR she would have cancelled it by now given the sad lounge situation. She has actually had the card twice in its relatively short post-merger existence and got the first year free each time, so cancelling isn't such a bad idea if your credit is good. Worst case if you regret your decision you can always resubscribe and possibly, if enough time has elapsed, you'll be eligible for what ever new cardholder offer is out there.
#10
A FlyerTalk Posting Legend
Join Date: Aug 2003
Programs: UA 1K 1MM (finally!), IHG AMB-Spire, HH Diamond
Posts: 60,172
Until recently, miles and PQD waiver used to be a backup justification for me. All my general spend at 1.5miles and I got good value on redemptions. PQD waiver is kaput and miles are now a roulette wheel so that aspect is pretty much shot.
I am keeping my Select card at least one more year, will drop Club at renewal in April, and re-assess next year.
#12
Suspended
Join Date: Aug 2010
Location: DCA
Programs: UA US CO AA DL FL
Posts: 50,262
Anyone paying $650 for a membership ought to be quite happy to pay $450 for a different piece of plastic which does the same thing. Even if they never charge $1 on the card.
Last edited by Often1; Jan 9, 2020 at 6:33 pm
#13
Join Date: Jan 2014
Location: Denver, Colorado
Programs: IHG Spire, Hilton Honors Gold, Marriott Titanium, Mileage Plus Gold
Posts: 1,736
I keep the Club Card because of its primary car rental insurance, Presidents Circle at Hertz and a really good travel insurance that it comes with. Not having to take LDW alone is worth more than the $450 a year. Travel insurance for my parents would cost thousands if we were to buy it separately due to their age.
#15
A FlyerTalk Posting Legend
Join Date: Aug 2003
Programs: UA 1K 1MM (finally!), IHG AMB-Spire, HH Diamond
Posts: 60,172
I keep the Club Card because of its primary car rental insurance, Presidents Circle at Hertz and a really good travel insurance that it comes with. Not having to take LDW alone is worth more than the $450 a year. Travel insurance for my parents would cost thousands if we were to buy it separately due to their age.
But not Hertz PC.