View Poll Results: No longer transfer Chase UR→UA @ 1:1 ratio (or at all)? What to do? What to do?
[NO] UA Card, [NO] Ultimate Rewards Card → [NO CHANGE] I still don't want any UA/UR Chase product
7.94%
[✓] UA Card, [NO] Ultimate Rewards Card → [NO CHANGE] I keep my UA card and [DO NOT] carry UR card.
9.35%
[✓] UA Card, [NO] Ultimate Rewards Card → [I KEEP] my UA card(s) and [ADD] UR Chase card(s).
3.74%
[✓] UA Card, [NO] Ultimate Rewards Card → [I CLOSE] Chase UA card and [DO NOT WANT] a UR Chase card.
1.87%
[NO] UA Card, [✓] Ultimate Rewards Card → [NO CHANGE] I dont carry a UA card and I [KEEP] my UR card
26.17%
[NO] UA Card, [✓] Ultimate Rewards Card → I [ADD] a UA card and I [CLOSE] my UR card.
0
0%
[✓] UA Card, [✓] Ultimate Rewards Card → [NO CHANGE], I keep [BOTH] my UA and UR Chase cards.
24.77%
[✓] UA Card, [✓] Ultimate Rewards Card → I [CLOSE] my UA card(s) and [KEEP] my UR card(s).
22.90%
Voters: 214. You may not vote on this poll
United pushes JPM on Sapphire Reserve
#121
FlyerTalk Evangelist
Join Date: Oct 2001
Location: Austin, TX
Posts: 21,386
Were you on the same PNR? Whenever I've tried it, I've been the only person on the PNR. Maybe their logic for splitting PNRs is broken.
#122
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,838
Here are my extended thoughts on the article and what both Chase and United can do to fix things and just how clueless they are (Disclaimer: my blog) :
https://www.dansdeals.com/credit-car...-fix-problems/
In short: Allow 5/24 applications without a signup bonus, create incentives to use United cards such as PQMs as Delta does.
https://www.dansdeals.com/credit-car...-fix-problems/
In short: Allow 5/24 applications without a signup bonus, create incentives to use United cards such as PQMs as Delta does.
“DansDeals will receive compensation if you are approved for a credit card via a link in this post.”
#123
Join Date: Oct 2009
Programs: UA 1K, Hilton ♦ , Hyatt Carbonado, Wyndham ♦, Marriott PE, "Stinking Bum" elsewhere.
Posts: 4,993
We always fly on separate PNRs. We do a lot of award travel and this problem has plagued us for years. Made numerous calls to tech/website support over the years and no one could fix it. The most aggravating thing, however, is how difficult it is to be added manually, and how few agents know that we are entitled to be added to the waitlist with 1K priority. I've had many agents put us at the bottom of the list, below Silver, but almost no one has been able to do it right.
#124
FlyerTalk Evangelist
Join Date: Jul 1999
Location: ORD/MDW
Programs: BA/AA/AS/B6/WN/ UA/HH/MR and more like 'em but most felicitously & importantly MUCCI
Posts: 19,719
First you print up a bunch of money, so your people feel rich. Then hyperinflation kicks in and it takes a suitcase full of cash to buy a loaf of bread. Then your people lose faith in the currency because nobody knows what it'll be worth next time they need bread. Then you panic and start wars.
Originally Posted by AirtbusFan2B
Well, that’s the death of that original business strategy.
That strategy died years ago. The idea now is to lavish piles of miles on the few super-profitable customers at the top of the spectrum, and dare everyone else to shop around.
The effect of MP is the polar opposite of original intent: it just drives more customers into the non-aligned, non-loyal consideration pool. Where price was less of a motivating factor, because MP rewarded incremental extra spend with UA, it is more of one now, for more people.
Talk about calling in an air strike on your own position.
Last edited by BearX220; Jun 29, 2019 at 6:43 am
#125
Join Date: Jul 2017
Location: MDW/ORD
Posts: 46
Just the people like me that fly WN mainly but use UA just enough to find the cost savings in that method useful The EQM/RDM don’t have any value for a low level flyer like me.
#126
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
The MP currency managers must feel a little like the German economists who ran the Deutschmark supply after World War I.
First you print up a bunch of money, so your people feel rich. Then hyperinflation kicks in and it takes a suitcase full of cash to buy a loaf of bread. Then your people lose faith in the currency because nobody knows what it'll be worth next time they need bread. Then you panic and start wars.
The original strategy was to alter the buying behavior of the giant middle-of-the-spectrum customer cohort, that was neither totally price-focused, nor already in the tank for UA -- owing to corporate contracts or captive-hub residency or whatnot.
That strategy died years ago. The idea now is to lavish piles of miles on the few super-profitable customers at the top of the spectrum, and dare everyone else to shop around.
The effect of MP is the polar opposite of original intent: it just drives more customers into the non-aligned, non-loyal consideration pool. Where price was less of a motivating factor, because MP rewarded incremental extra spend with UA, it is more of one now, for more people.
Talk about calling in an air strike on your own position.
First you print up a bunch of money, so your people feel rich. Then hyperinflation kicks in and it takes a suitcase full of cash to buy a loaf of bread. Then your people lose faith in the currency because nobody knows what it'll be worth next time they need bread. Then you panic and start wars.
The original strategy was to alter the buying behavior of the giant middle-of-the-spectrum customer cohort, that was neither totally price-focused, nor already in the tank for UA -- owing to corporate contracts or captive-hub residency or whatnot.
That strategy died years ago. The idea now is to lavish piles of miles on the few super-profitable customers at the top of the spectrum, and dare everyone else to shop around.
The effect of MP is the polar opposite of original intent: it just drives more customers into the non-aligned, non-loyal consideration pool. Where price was less of a motivating factor, because MP rewarded incremental extra spend with UA, it is more of one now, for more people.
Talk about calling in an air strike on your own position.
I would say this is a situation of UA and its own-goals costing it.
#127
FlyerTalk Evangelist
Join Date: Oct 2001
Location: Austin, TX
Posts: 21,386
BE earns the exact same number of redeemable miles as non-BE, and always has.
BE is a fantastic product for people who don't care where they sit and will never change the ticket. It's a bad product for people like me who do care where I sit, who occasionally make use of SDCs or changes, and who (gasp) have a reasonable upgrade rate.
The reason that I was hoping that BE would fail is that it was essentially a fare increase for those of us in the latter boat, and frequently a large one. But, yes, I don't doubt that it makes sense for some people.
BE is a fantastic product for people who don't care where they sit and will never change the ticket. It's a bad product for people like me who do care where I sit, who occasionally make use of SDCs or changes, and who (gasp) have a reasonable upgrade rate.
The reason that I was hoping that BE would fail is that it was essentially a fare increase for those of us in the latter boat, and frequently a large one. But, yes, I don't doubt that it makes sense for some people.
#129
FlyerTalk Evangelist
Join Date: Oct 2001
Location: Austin, TX
Posts: 21,386
#130
A FlyerTalk Posting Legend
Join Date: Apr 2013
Location: PHX
Programs: AS 75K; UA 1MM; Hyatt Globalist; Marriott LTP; Hilton Diamond (Aspire)
Posts: 56,448
The difference is it's a completely closed system, because UA controls inventory and the pricing. So analogies to "printing money" in a market economy are not fully apt. Within the MP system, the result of increased miles float, in the absence of increased prices, is increased scarcity. We've certainly seen that the past few years. So, unlike government economists, who have little control over the consequence of increased monetary float, UA can decide whether to either (a) allow increased scarcity, or (b) address scarcity by raising prices, increasing inventory, or both.
#131
Join Date: Oct 2004
Location: Clinging to the edifices of a decadent past from the biggest city in America nobody really cares about.
Programs: (ಠ_ಠ)
Posts: 9,077
Chase/UR + Amex/MR, the two behemoths, each offer a redeem-for-travel-with-minimal-restrictions-par-value of $0.0150* per point or a $0.0100 - $0.0125* cash-deposited-into-YOUR-account. Setting aside the literal cash-out option, one can easily get the floor value of a MR/UA point is $0.0150 meaning UA (or any transfer partner) needs to offer at least $0.0150 of their native loyalty currency value, arguably more to justify the loss of fungibility when points are moved from a flexible program (e.g. UR, MR, TY, etc.) to a captive program (UA, DL, WoH, etc.)
But if UA adjusts their value of a M+ point to be worth $0.0150 to remain competitive with the market-rate-reward-for-credit-card-spend it's going to imply a 16.5% rebate for 1Ks/GSs, 13.5% for Plats, 12.0% for Golds, 10.5% for Silvers, and 7.5% for GMs on the rebate-reward-for-paid-travel side. Not sure if that's sustainable for UA. Meanwhile, if UA does nothing (besides whine) M+ will continue to lack the value proposition to otherwise seduce a Chase UR customer to shift spend onto a UA cobranded product when the clearly discernable value of a UR/MR point is $0.0150.
So boiling this all down I just don't see what leverage UA actually has here if they want to capture spend. Even if they were to walk completely away from Chase - which they
True, UA might offer a kicker on an existing card(s) or new card(s), related to travel or redemption (e.g. the 25% flown RDM bonus the old PresPlus card use to offer) and while that might compel me to carry the card and pay the annual fee, it still won't drive me to spend on it as $1.000 of spend on an updated/new UA card earning UA miles MUST offer at LEAST $0.0150 of direct value to compete with UR/MR.
*Chase UR points are easily redeemed via the Chase Travel Portal for $0.0150 per point for customers holding a Sapphire Reserve. American Express offers a similar value by offering a 35% MR point rebate for all front cabin, and select economy, fares booked with points through AX's travel portal for customers holding a Business Platinum card. Furthermore, Chase will direct deposit $0.0100 / UR point into a customer's account and AX will offer a $0.0125 direct deposit into a Schwab brokerage account for customers holding a co-branded Schwab Platinum AX.
Last edited by J.Edward; Jun 29, 2019 at 3:13 pm
#132
A FlyerTalk Posting Legend
Join Date: Apr 2013
Location: PHX
Programs: AS 75K; UA 1MM; Hyatt Globalist; Marriott LTP; Hilton Diamond (Aspire)
Posts: 56,448
I agree. The elimination of the fixed award chart is causing anyone who looks carefully at value to seriously reconsider the value of UA miles compared to other options. This has implications not just for credit card choice and usage, but in the broader market for air travel, since the MP program has traditionally been one of UA's more attractive features.
#133
Join Date: Feb 2004
Location: CLE
Programs: UA GS+LT UC, AA EXP+LT PLT, Fairmont LT PLT, Marriott PLT, Hilton DIA, Hyatt Glob, Avis CHM
Posts: 4,671
(Bolding Mine)
Frankly, this benefit is worthless.
My wife (1K also) and I had two separate card accounts and neither of us ever got added to the upgrade list automatically, and the effort that had to be made to get it done manually was excessive and unsuccessful at least 50% of the time. Even supposedly highly-trained 1K agents would argue with me about getting on the upgrade list on an XN award. And don't even talk about the gate agents. 100% of the time, they told me that it couldn't be done even though I showed them the UA website touting the "benefit".
Frankly, this benefit is worthless.
My wife (1K also) and I had two separate card accounts and neither of us ever got added to the upgrade list automatically, and the effort that had to be made to get it done manually was excessive and unsuccessful at least 50% of the time. Even supposedly highly-trained 1K agents would argue with me about getting on the upgrade list on an XN award. And don't even talk about the gate agents. 100% of the time, they told me that it couldn't be done even though I showed them the UA website touting the "benefit".
#134
A FlyerTalk Posting Legend
Join Date: Apr 2013
Location: PHX
Programs: AS 75K; UA 1MM; Hyatt Globalist; Marriott LTP; Hilton Diamond (Aspire)
Posts: 56,448
Yeah, while I haven't gotten much use of this benefit the past few years (barely get any CPUs on paid tix), I've never had an issue with not being added to the list.
#135
Join Date: Feb 2004
Location: CLE
Programs: UA GS+LT UC, AA EXP+LT PLT, Fairmont LT PLT, Marriott PLT, Hilton DIA, Hyatt Glob, Avis CHM
Posts: 4,671