Do you stop using the Chase MP card(s) once you hit $25K & PQD waiver?
Dec 28, 2017, 9:12 pm
#1
Original Poster
Join Date: Sep 2008
Posts: 451
Do you stop using the Chase MP card(s) once you hit $25K & PQD waiver?
Do you stop using that card once you hit $25K (assuming you have another card with similar/better benefits)?
Not an important question but was curious after seeing how many people seem to hit their PQM and then seem to stop.
I try to spend only $25K on the Explorer CC because I prefer the Sapphire CC.
Not an important question but was curious after seeing how many people seem to hit their PQM and then seem to stop.
I try to spend only $25K on the Explorer CC because I prefer the Sapphire CC.
Last edited by WineCountryUA; Dec 28, 2017 at 10:40 pm Reason: Made title clearer
Dec 28, 2017, 10:55 pm
#3
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Join Date: Apr 2013
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Aside from the PQD waiver, another reason to stop at $25K is you also only get the one 10,000 mile bonus.
After I hit $25K this year, all my tickets went on AMEX Plat and the rest of my spend is split between Sapphire and SPG AMEX.
After I hit $25K this year, all my tickets went on AMEX Plat and the rest of my spend is split between Sapphire and SPG AMEX.
Dec 28, 2017, 11:01 pm
#4
Join Date: Nov 2007
Location: Colorado
Programs: UA Gold (.85 MM), HH Diamond, SPG Platinum (LT Gold), Hertz PC, National EE
Posts: 5,656
Dec 28, 2017, 11:07 pm
#5
Join Date: Mar 2014
Location: PWM
Programs: AA Plat
Posts: 1,335
Yep. I managed to hit $25008 this year a few weeks too early 
In previous years I've cut it so close my status didn't update until early Jan! As a churner, there are usually "MSR"s that need tending to.
I love my biz card. Since there are 2x categories, I've earned a total of 50k miles. So it's essentially a double miles card. And the spend encourages Chase to waive the AF (I think I'm 2 for 3).
In previous years I've cut it so close my status didn't update until early Jan! As a churner, there are usually "MSR"s that need tending to.I love my biz card. Since there are 2x categories, I've earned a total of 50k miles. So it's essentially a double miles card. And the spend encourages Chase to waive the AF (I think I'm 2 for 3).
Dec 29, 2017, 12:17 am
#6
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Join Date: Mar 2012
Posts: 19,503
I met the $25,000 waiver sometime in July. I'll finish the year at just under $40K spend on the card. I shift some expenses to other cards once I hit $25K, but I continue to use the MP Explorer for many expenses, especially travel-related.
Dec 29, 2017, 5:14 am
#7
Join Date: May 2010
Location: ORDwest
Posts: 332
My MP Select offers 5K EQM on a one-for-one match with UA purchases, and a 5K RDM annual bonus. It also awards 3 miles per dollar for UA purchases. So this card gets all my UA spending even after I hit the $25K mark each year. However, once I hit 1 MM bis (lifetime Gold), this card will probably be canceled or PC'd and all travel will go to the CSR.
Dec 29, 2017, 5:25 am
#8
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Dec 29, 2017, 7:33 am
#9
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Dec 29, 2017, 8:31 am
#11
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Dec 29, 2017, 10:23 am
#13
Join Date: Jul 2013
Location: DAY/CMH
Programs: UA MileagePlus
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I find it very difficult to find this information at Chase. Any pointers or links would be appreciated!
Dec 29, 2017, 11:06 am
#14
Join Date: Jun 2017
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Programs: UA 1K, Marriott Titanium, Hyatt Explorist
Posts: 1,921
Likewise here, though with URs myself. With the CSR, 3x UR points turns into 3x UA miles, which is strictly better than 2x UA miles from the MPE on ... all fronts? Though I suppose if you pay with the CSR you lose the baggage allowance ...
Here's an interesting question though: I can't hit the PQD waiver with organic spend. I can reach it if I pay rent via the card (at ~$650 in fees over 12 months). Is Premier Gold worth $650 in fees, or would it only be worth doing for Platinum for BG1+RPUs?
Here's an interesting question though: I can't hit the PQD waiver with organic spend. I can reach it if I pay rent via the card (at ~$650 in fees over 12 months). Is Premier Gold worth $650 in fees, or would it only be worth doing for Platinum for BG1+RPUs?
Dec 29, 2017, 11:10 am
#15
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You'll also earn 35K UA miles, which I'd value somewhere between $350 and $525.