Last edit by: WineCountryUA
Previous thread -- Presidential Plus Card Changes
Related thread - General Questions re: MileagePlus Flex PQM
This legacy Chase credit card is not taking new applications. Compiled below is a comparison of current card-derived vs. status-derived benefits.
Overall, the current benefits of the PP and the replacement Club card are nearly identical. The key trade-off is increased redeemable mile (RDM) earnings with the Club card vs. FPQM with the PP card. Basically, the Club card earns an incremental 0.5 RDM / $1 vs. the PP card’s 0.2 PQM / $1. This sets a 2.5 RDM : $1 PQM ratio, which puts a price on PQMs earned this way at $0.025 to $0.050. Given that PQMs cost atleast $0.08 or more each if purchased early in the year via award accelerator, this is a pretty good deal for those who anticipate falling short of the upcoming year’s desired Silver / Gold / Platinum threshold.
Benefits unique to the PP card:
- 1000 FPQM per $5,000 spend (or 0.2 / $1)
- FPQMs are only valid for Premier Silver / Gold / Platinum status, expire 3 years after earning
- 1 RDM / $1 card spend (x2 hotel & rental cars for personal card, x2 restaurants, gas, office supplies for business card)
- Premier Qualifying Dollar (PQD) waiver (no minimum card spend, doesn’t apply to 1K)
Benefits unique to the Club card:
- 1.5 RDM / $1 card spend
- PQD waiver (with $25,000 minimum card spend, doesn’t apply to 1K)
Benefits shared between PP and Club cards:
- $395 annual fee
- United club membership (vs. $450 1K/GS, $500 Platinum, $550 Gold, $550 Silver, $550 GM, +$550 with spouse)
-Waiver of 4 segment on United flights for Premier qualification (removed in 2020)
- Premier Access (group 2 boarding)
- 2 free checked bags (vs. 1 Silver, 2 Gold, 3 Platinum)
- Hyatt Gold Passport Platinum
- Hertz Hertz President's Circle status (vs. Five Star for Premier Silver / Gold) (expiring 31 January 2023)
- CPU on award tickets
- No <21 day award booking fees (vs. $50 Silver, $25 Gold, $0 Platinum)
- No foreign transaction fees
- Concierge service
Benefits compared to Explorer card:
- only $95 annual fee
- only 1 free bag for cardholder and 1 companion
- 1 RDM / $1 card spend, +10,000 bonus after $25,000 card spend)
- 2 single-use club passes
- Premier Access (group 2 boarding)
- Premier Qualifying Dollar waiver (with $25,000 minimum card spend)
Sources (accessed Jan 1, 2015):
Chase United Card Benefits
https://www.chase.com/online/Credit-...ewards-new.htm
United Premier Status Benefits
http://www.united.com/web/en-US/cont...r/default.aspx
United Premier Status Qualification Requirements
Premier status qualification requirements
Prior FlyerTalk thread on Presidential Plus card changes
Presidential Plus Card Changes
Based on post by pstrasma
Related thread - General Questions re: MileagePlus Flex PQM
This legacy Chase credit card is not taking new applications. Compiled below is a comparison of current card-derived vs. status-derived benefits.
Overall, the current benefits of the PP and the replacement Club card are nearly identical. The key trade-off is increased redeemable mile (RDM) earnings with the Club card vs. FPQM with the PP card. Basically, the Club card earns an incremental 0.5 RDM / $1 vs. the PP card’s 0.2 PQM / $1. This sets a 2.5 RDM : $1 PQM ratio, which puts a price on PQMs earned this way at $0.025 to $0.050. Given that PQMs cost atleast $0.08 or more each if purchased early in the year via award accelerator, this is a pretty good deal for those who anticipate falling short of the upcoming year’s desired Silver / Gold / Platinum threshold.
Benefits unique to the PP card:
- 1000 FPQM per $5,000 spend (or 0.2 / $1)
- FPQMs are only valid for Premier Silver / Gold / Platinum status, expire 3 years after earning
- 1 RDM / $1 card spend (x2 hotel & rental cars for personal card, x2 restaurants, gas, office supplies for business card)
- Premier Qualifying Dollar (PQD) waiver (no minimum card spend, doesn’t apply to 1K)
Benefits unique to the Club card:
- 1.5 RDM / $1 card spend
- PQD waiver (with $25,000 minimum card spend, doesn’t apply to 1K)
Benefits shared between PP and Club cards:
- $395 annual fee
- United club membership (vs. $450 1K/GS, $500 Platinum, $550 Gold, $550 Silver, $550 GM, +$550 with spouse)
-
- Premier Access (group 2 boarding)
- 2 free checked bags (vs. 1 Silver, 2 Gold, 3 Platinum)
- Hyatt Gold Passport Platinum
- Hertz Hertz President's Circle status (vs. Five Star for Premier Silver / Gold) (expiring 31 January 2023)
- CPU on award tickets
- No <21 day award booking fees (vs. $50 Silver, $25 Gold, $0 Platinum)
- No foreign transaction fees
- Concierge service
Benefits compared to Explorer card:
- only $95 annual fee
- only 1 free bag for cardholder and 1 companion
- 1 RDM / $1 card spend, +10,000 bonus after $25,000 card spend)
- 2 single-use club passes
- Premier Access (group 2 boarding)
- Premier Qualifying Dollar waiver (with $25,000 minimum card spend)
Sources (accessed Jan 1, 2015):
Chase United Card Benefits
https://www.chase.com/online/Credit-...ewards-new.htm
United Premier Status Benefits
http://www.united.com/web/en-US/cont...r/default.aspx
United Premier Status Qualification Requirements
Premier status qualification requirements
Prior FlyerTalk thread on Presidential Plus card changes
Presidential Plus Card Changes
Based on post by pstrasma
PresidentialPlus credit card - Benefits, Q&A, .... (impact of 2019 & 2020 MP changes)
#631
Join Date: Feb 2004
Location: CLE
Programs: UA GS+LT UC, AA EXP+LT PLT, Fairmont LT PLT, Marriott PLT, Hilton DIA, Hyatt Glob, Avis CHM
Posts: 4,669
Anyone else having a fraud issue with their PPlus card? My card numbers just got
stolen and used for fraud in Mexico for the 3rd time
in the last month. Per Chase, they’re having a problem with people just randomly trying cards using the first 6 digits of the card number (which don’t change when reissued) until they find one that works. It’s all been small dollar amounts - all less than $10, so I’m glad I’ve caught it. We’ve now blocked all foreign transactions and ratcheted up scrutiny of US based ones. Pain in the neck for a card I use for international travel.
Anyone else in the 5466 xxxx xxxx xxxx card range having problems?
stolen and used for fraud in Mexico for the 3rd time
in the last month. Per Chase, they’re having a problem with people just randomly trying cards using the first 6 digits of the card number (which don’t change when reissued) until they find one that works. It’s all been small dollar amounts - all less than $10, so I’m glad I’ve caught it. We’ve now blocked all foreign transactions and ratcheted up scrutiny of US based ones. Pain in the neck for a card I use for international travel.
Anyone else in the 5466 xxxx xxxx xxxx card range having problems?
#632
Join Date: Aug 2010
Location: Morris County, NJ
Programs: UA 1K/*G, Avis Pres, Marriott Plat
Posts: 2,305
I really don’t want to give up this card - I like its benefits quite a bit - but this is beyond ridiculous. Just insane how many times we’ve replaced it in the last month. I use the card pretty heavy so I don’t want to give up the mileage.
Now, if Chase would offer me the Club card to actually use, and then let me hang on to this card at no fee just for the additional benefits (i.e. Avis Pres Club etc) ... maybe we’d have something. Because it’s becoming useless to me at this point.
Now, if Chase would offer me the Club card to actually use, and then let me hang on to this card at no fee just for the additional benefits (i.e. Avis Pres Club etc) ... maybe we’d have something. Because it’s becoming useless to me at this point.
#633
Join Date: Oct 2010
Location: LAX
Programs: UA 1k MM, HHonors Diamond
Posts: 256
Anyone else having a fraud issue with their PPlus card? My card numbers just got
stolen and used for fraud in Mexico for the 3rd time
in the last month. Per Chase, they’re having a problem with people just randomly trying cards using the first 6 digits of the card number (which don’t change when reissued) until they find one that works. It’s all been small dollar amounts - all less than $10, so I’m glad I’ve caught it. We’ve now blocked all foreign transactions and ratcheted up scrutiny of US based ones. Pain in the neck for a card I use for international travel.
Anyone else in the 5466 xxxx xxxx xxxx card range having problems?
stolen and used for fraud in Mexico for the 3rd time
in the last month. Per Chase, they’re having a problem with people just randomly trying cards using the first 6 digits of the card number (which don’t change when reissued) until they find one that works. It’s all been small dollar amounts - all less than $10, so I’m glad I’ve caught it. We’ve now blocked all foreign transactions and ratcheted up scrutiny of US based ones. Pain in the neck for a card I use for international travel.
Anyone else in the 5466 xxxx xxxx xxxx card range having problems?
#635
Join Date: Aug 2010
Location: Morris County, NJ
Programs: UA 1K/*G, Avis Pres, Marriott Plat
Posts: 2,305
Exactly the same problem. Last week was the third time since mid October and all at the same location, a Pizza Hut in Veracruz for 55 cents. As with you, 5466 card range. Chase finally told me to stop using the card in Mexico as this problem was all linked to PP there. They seemed clueless what to do about it but at least they didn't change my last four digits this time.
Speaking of, WHY OH WHY OH WHY is this card not Apple Pay enabled yet?!
#636
Join Date: Dec 2008
Location: CLE
Programs: UA MileagePlus Premier Platinum
Posts: 1,352
The analyst I spoke with today said that it looks like what they’re doing is just testing thousands of permutations of “5466 57xx xxxx xxxx” until they get one that works ... I guess I’m happy that it’s not just me... but that’s still bad news. I was almost hoping that one of the places I have my card on file was leaking it, so we could narrow it down to one spot... but this sounds way worse, actually. Almost a systematic problem with how credit cards work in totality. Apple Pay can’t spread quick enough, fast enough, for me ...
Speaking of, WHY OH WHY OH WHY is this card not Apple Pay enabled yet?!
#638
Moderator: United Airlines
Join Date: Jun 2007
Location: SFO
Programs: UA Plat 1.99MM, Hyatt Discoverist, Marriott Plat/LT Gold, Hilton Silver, IHG Plat
Posts: 66,746
#639
Join Date: Mar 2005
Location: CAK/CLE
Programs: UA Plat/AA,DL Dirt/HH Diamond,Hyatt Something-ist/Hz Prez,Avis Pres Club
Posts: 674
The analyst I spoke with today said that it looks like what they’re doing is just testing thousands of permutations of “5466 57xx xxxx xxxx” until they get one that works ... I guess I’m happy that it’s not just me... but that’s still bad news. I was almost hoping that one of the places I have my card on file was leaking it, so we could narrow it down to one spot... but this sounds way worse, actually. Almost a systematic problem with how credit cards work in totality.
#641
Join Date: Aug 2010
Location: Morris County, NJ
Programs: UA 1K/*G, Avis Pres, Marriott Plat
Posts: 2,305
#642
Join Date: May 2011
Posts: 5,814
#643
Join Date: Aug 2010
Location: Morris County, NJ
Programs: UA 1K/*G, Avis Pres, Marriott Plat
Posts: 2,305
#645
Join Date: Jul 2009
Location: WAS
Programs: UA Silver, Marriott Gold, IHG Silver, Hilton Silver, Hertz PC, National Exec Elite, Avis PC
Posts: 1,281
I had that kind of card number and experienced fraud 3x in 2 years when it was the Mastercard, but I switched to Visa and (knock on wood) it hasn't happened since. Also gets you Apple Pay.