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Travel insurance to cover delayed/cancelled flights

Travel insurance to cover delayed/cancelled flights

Old Feb 2, 09, 8:50 am
  #1  
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Travel insurance to cover delayed/cancelled flights

A combination of upcoming trips and bad weather forecasts is making me wonder the following.

Does anyone know of any travel insurance that will cover for delayed/cancelled flights. I have a few Ryanair DUB-France flights and know that they sometimes just cancel their flights and refund the amount you paid them. Would any insurance cover your trip (if you are based in Ireland) on an alternate airline in this situation?

Thanks!
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Old Feb 2, 09, 10:03 am
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I can only talk about the UK, but would guess Ireland is similar... basically most annual policies have flight delay/disruption insurance. Mine will pay me up to GBP 1000 to get to my destination in case of transport failure.
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Old Feb 2, 09, 10:08 am
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Originally Posted by Aviatrix View Post
I can only talk about the UK, but would guess Ireland is similar... basically most annual policies have flight delay/disruption insurance. Mine will pay me up to GBP 1000 to get to my destination in case of transport failure.
Thanks! Do you know if they do this for single-trip coverage also? Which company is it?

Cheers.
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Old Feb 2, 09, 4:09 pm
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My policy is with NFU Mutual, but I've had others, with other companies - so suggest you shop around. I believe most companies offer single trip insurance, but it's not something I've ever looked into because I've always had annual policies.
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Old Feb 2, 09, 7:00 pm
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Originally Posted by Aviatrix View Post
I can only talk about the UK, but would guess Ireland is similar... basically most annual policies have flight delay/disruption insurance. Mine will pay me up to GBP 1000 to get to my destination in case of transport failure.
Which company is this with?

Most of the UK policies I've looked at only cover additional costs to reach your final destination if you suffer transport failure on your way to the airport which causes you to miss your original flight.

They don't normally cover the costs of booking a new flight (with another airline for example) if your current flight is cancelled as this is considered the airlines liability.

They do all cover you for losses due to having to cancel your trip after a longish delay though.
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Old Feb 3, 09, 7:40 am
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Originally Posted by abfab View Post
Which company is this with?

Most of the UK policies I've looked at only cover additional costs to reach your final destination if you suffer transport failure on your way to the airport which causes you to miss your original flight.

They don't normally cover the costs of booking a new flight (with another airline for example) if your current flight is cancelled as this is considered the airlines liability.

They do all cover you for losses due to having to cancel your trip after a longish delay though.
I have always understood things this same way. But, that is why I posted the question - because if you fly on some LCCs like Ryanair, they are not going to get you to your destination sometimes. Thus, it would be nice to have some insurance as a backup.
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Old Feb 3, 09, 9:02 am
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Originally Posted by gorilla albino pornstar View Post
I have always understood things this same way. But, that is why I posted the question - because if you fly on some LCCs like Ryanair, they are not going to get you to your destination sometimes. Thus, it would be nice to have some insurance as a backup.
Amex have an extra 'travel inconvenience' cover included with the free travel insurance that comes with some of their charge cards (including their Platinum card).

This pays you up to £150 per covered person if a flight is delayed by more than 4 hours or cancelled. Its mainly aimed at paying for meals/hotels etc. to make the situation more comfortable, but there is no reason why you couldn't use the £150 to pay towards a replacement last minute ticket with another airline.

The only other travel insurance that I've come across that would appear to cover Ryanair cancellation shenanigans is Axa's optional "Independent Traveller" cover, which is an extra cost option on their normal travel insurance policy.

Last edited by abfab; Feb 3, 09 at 9:13 am
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Old Feb 3, 09, 9:17 am
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Originally Posted by abfab View Post
The only other travel insurance that I've come across that would appear to cover Ryanair cancellation shenanigans is Axa's optional "Independent Traveller" cover, which is an extra cost option on their normal travel insurance policy.
That would have been perfect! The only problem is that they do not cover Ireland

Thanks anyway though.

If anyone has any other suggestions, they would be much appreciated. I am worried my Ryanair flights in a few days will be cancelled and it would be reassuring to have some kind of insurance backup.
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Old Mar 24, 09, 9:40 am
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Of course such insurance is available (it's generally called Trip Cancellation and Interruption Insurance) - ferreting it out is the challenge. In the US we have websites like www.InsureMyTrip.com so Google might be your friend here, as well as the travel section of the largest weekend newspaper in the area. And IMO it's more likely to cost more via an agent - they have to build in commissions.

(Some Automobile Associations offer a variety of travel products, including insurance - I often use my US American AA when I travel and notice similar offerings.)

Originally Posted by bakerdvd View Post
I think this kind of insurance is rarely available.
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Old Mar 25, 09, 6:30 pm
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Ryanair

We are planning a trip to Ireland soon and my father in law was trying to help. He had looked up some Ryanair flights that were "GASP" 0$. (He had never heard of Ryanair... So I just shook my head. I said ok go ahead and price it all out. So he went in and priced it out.. "well ok its actually more like 16$ after you add the taxes.." he said.. then he started shaking his head and spouting comments at random.. "Credit card charge?" "handling fee?" "Check in fee? "baggage costs?" What kind of bulls**t airline is this?? I had to laugh..

We added it all up and it was $20 less than BMI. We are flying BMI. My father in law was so disgusted after the process he swore he would never fly the airline.

I agree.. its not worth it unless you don't care about when you go, where you go, are naked and live a block from the airport.
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Old Mar 26, 09, 9:11 am
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Originally Posted by Derrico View Post
I agree.. its not worth it unless you don't care about when you go, where you go, are naked and live a block from the airport.
and have a Visa Electron card
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Old Mar 27, 09, 9:38 am
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Originally Posted by JDiver View Post
Of course such insurance is available (it's generally called Trip Cancellation and Interruption Insurance) - ferreting it out is the challenge.
The original OP asked about insurance that would cover the costs of flying to your intended destination on another airline if your original flight was canceled.

Trip Cancellation and Interruption Insurance doesn't cover this (at least in the UK).
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