I'm guessing that fruit pay will be more used by visitors than residents / workers who don't want the faff of buying and loading an oyster etc and for whom weekly price caps etc aren't that relavant

They can just use a normal contactless card presumably

Indeed but not everywhere in the world has them yet.

But it does give people another option

One of my iphone cases has a built in card holder space, but the problem I encounter on some NFC-using public transport systems is that a NFC-using bank card messes up my ability to use the public transport system's NFC card when the NFC-using cards are back to back. And then I have to dig the appropriate card out and separate the cards in order for the system to process my payment.

The phenomenon you describe is known by TFL and their customers as CardClash. I was sent my new bank card earlier in the year and to my horror it was an NFC equipped one. Having heard the announcements about CardClash endlessly on the tube this would mean I could now suffer too with my annual travel card loaded on my oyster. I phoned my bank and was going to have a small rant about it but I didn't need or get the chance to. The extremely nice lady on the other end of the phone said it wasn’t compulsory to have NFC and she would arrange for me to be sent one without NFC. Someone did show me a wallet that had an RFID blocked section for those cards you don't want to be read by the tube/bus reader.

I use a glove which holds the card on the back of my hand. During summer i use a sleeve which holds the card on my wrist.

The really brilliant idea is to turn it into a wand and then you can pretend you're a wizard

Yeah I saw that effort and that was the one I think made TFL change their rules on Oyster cards.

More here: http://www.instructables.com/id/Tran...ugru/?ALLSTEPS

And here:www.youtube.com/watch?v=TDM7VU8S3cM

Oh great, can't wait to get stuck behind people that think a smartphone makes them smart. Computer says no - so eff off out my way please. Oyster, contactless, works just fine, Apple pay only exists because a) it's Apple b) the US couldn't implement chip and PIN.

I'm not even sure where to start with this...

What does your phone advise? :D

I double click on my Apple Watch about 3 steps before reaching the gates and just wave my hand over the reader without missing a step. Works like a dream.

The watch can remain even under the shirt shelve or jacket.

To be honest, this is the first really useful function that the Apple Watch has offered me. No struggling to find wallet, card or phone. No concern that someone might see the PIN or even the card number.

Hang on, let me ask Siri... ;)

This is exactly my experience. The watch is great with Apple Pay, much better than the phone, and preferred to any card I might be carrying in my wallet. My watch has a sapphire display as well, so no worries about scratching it either.

Fair enough to wonder what iPhone + Apple Pay bring to the table for TfL payments, I agree that it's a less than ideal offering but a "nice to have" if you need it in a pinch. That said, I definitely think Apple Watch + Apple Pay is a big step forward in safety and convenience.

Lower transaction fees in the short term. Apple Pay also has the support of Visa, Mastercard and AmEx.

Has anyone been able to use ApplePay on the Tube with US Credit Cards (Chase Sapphire Preferred or Citi Preferred?)
We tried this at Heathrow yesterday and got the red light (and the display noted "Card not accepted")... ended up buying Oyster Cards instead, which I was hoping not to do.