Originally Posted by cordelli (Post 18686565)

How do you not know if you are being charged a fee or not? Compare the money you get from the machine from what your statement says you were charged.

Originally Posted by Steve M (Post 18687721)

Or, even easier: compare the amount dispensed by the ATM with the total transaction amount listed on the receipt it issues. Is there any ATM out there that adds a fee that doesn't show it on the receipt?

Originally Posted by biggestbopper (Post 18684032)

I recently used my Schwab ATM card in Bangkok (at the airport where there are no foreign ATMs I could find) and got socked for the five bucks which Schwab automatically credited back to my account.

Originally Posted by fflier_9999 (Post 18683126)

Question for the group.

My bank claims to refund all ATM fees from withdrawals made on their cards. Domestically, it works great--they charge me the fee and then refund it at the end of the statement period. Perfect.

I'm convinced, however, that it works significantly less well for international withdrawals. Over the past 12 months, I've traveled to Japan (where I used a post office and a 7-11), France (BNP Paribas), and London (HSBC), where I've used the card to withdraw money. I've brought home the receipts and sent them to my banker, who then a few days later has told me the same thing every time. "We've looked at the transactions, and we determined that the local bank didn't charge you a fee." Could that possibly be true? Could international financial institutions really let me use their ATMs for nothing?" The whole thing seems fishy to me. . .