List of credit card promotions for swiss residents (or CH bank account holders)

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Old Apr 20, 19, 7:26 pm   -   Wikipost
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Cornèrcard: Visa or Mastercard
- Gold (220.- annual fee, 0.50 miles / franc) - current promo: 20'000 miles sign-up bonus / until 31 oct 2016 link

- Classic (140.- annual fee, 0.50 miles / franc) - current promo: 10'000 miles sign-up bonus / until 31 May 2016 link

- Current promo: Early bird additional 10'000 miles bonus - until April 15 2016 link

Swisscard AECS: American Express + Mastercard
- Platinum Duo - American Express Platinum + Mastercard Gold (700.- annual fee, 1.2 mile / franc on Amex spend, 0.5 miles / franc on MC spend) - current promo: 20'000 miles sign-up bonus / 350.- 1st annual fee / until 15 March 2016

- Gold Duo - American Express Gold + Mastercard Gold (220.- annual fee, 0.75 miles / franc on Amex spend, 0.5 miles / franc on MC spend) - current promo: 15'000 miles sign-up bonus / 110.- 1st annual fee / until 15 March 2016

- Classic Duo - American Express Silver + Mastercard Silver (120.- annual fee, 0.625 miles / franc on Amex spend, 0.5 miles / franc on MC spend) - current promo: 20'000 miles sign-up bonus / 60.- 1st annual fee / until 30 sept 2017
other promo: 15'000 miles sign-up bonus / 60.- 1st annual fee / year around link here

Bonviva american express
- platinum (30’000 bonus miles, 480.- 1st y. fee, 1 mile / franc)
- gold (15'000 bonus miles, 240.- 1st y. fee, 0.75 mile / franc)
- classic (5'000 bonus miles, 90.- 1st y. fee, 0.50 mile / franc)
----not sure if I got this promotion right ????-------

Lufthansa Miles and More – possible as a swiss resident, open first a free DKB bank account, then apply for the LH miles and more creditcard. No current promotion, 1 mile / euro (= 0.9 miles / franc)

NEW from 01.11.16 cornercard miles and more (10'000 bonus miles, 250.-, 1 mile / fr.)

NEW # 2 Cornercard miles and more gold business (same conditions as the personal gold (220.-,....), but with 10'000 welcome bonus
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Old Nov 10, 16, 9:52 am
  #46  
 
Join Date: May 2009
Location: European: ZRH, Asian: SIN
Posts: 8,657
Cornerbank did the same crap a few months ago (increasing surcharge from 0.9% to 1.2% as well..)

So basically, if you get DCC scammed, the CC company will scam you again..

Basically, with DKB all going nuts too (no more chance to get less than 50€ from an ATM.. especially in countries where I only need little amount of cash that's full out crazy.. or in countries where the max. limit is below 50€, it means DKB isn't an option anymore) credit cards are moving into a direction where they'll only be "convenient", but most certainly not being cheaper anymore than using cash / money exchange booths again. Some countries pretty much made sure no one is using credit cards anymore to get cash (Yes Thailand, looking at you) with insane fees.. this is just the icing on the cake..

So the year is soon 2017, and bringing Cash and exchanging will be the only smart way.. welcome to 1917.. (minus a world war, yet.. ).. maybe Traveller Cheques will make a proper comeback soon, who knows?
YuropFlyer is offline  
Old Nov 21, 16, 3:13 am
  #47  
 
Join Date: Apr 2015
Location: ZRH
Posts: 69
Swisscard will change the amount of miles you get per 2 CHF spending.
From 1.1.2017:
M&M Classic Credit Cards: Amex 1,5 Meilen Mastercard 0,6 Meilen
M&M Gold Credit Cards: Amex 2 Meilen Mastercard 0,8 Meilen
M&M Platinum Credit Cards: Amex 2,4 Meilen Mastercard 1 Meile

Details:
https://www.miles-and-more-cards.ch/...cards/classic/
Scroll down and you will see the new pdfs.
Tom_CH is offline  
Old Nov 21, 16, 6:09 am
  #48  
 
Join Date: Sep 2006
Location: ZRH
Programs: M&M SEN (*G), HH Diamond
Posts: 2,382
Originally Posted by Tom_CH View Post
Swisscard will change the amount of miles you get per 2 CHF spending.
From 1.1.2017:
M&M Classic Credit Cards: Amex 1,5 Meilen Mastercard 0,6 Meilen
M&M Gold Credit Cards: Amex 2 Meilen Mastercard 0,8 Meilen
M&M Platinum Credit Cards: Amex 2,4 Meilen Mastercard 1 Meile.
Comparing (today) vs. starting 1.1.17:

M&M Classic Credit Cards: Amex (1,25) vs. 1,5 Meilen Mastercard (1) vs.0,6 Meilen
M&M Gold Credit Cards: Amex (1,5) vs. 2 Meilen Mastercard (1) vs. 0,8 Meilen
M&M Platinum Credit Cards: Amex (2) vs. 2,4 Meilen Mastercard (1) vs. 1 Meile

it looks like they want to push:

a) Amex in general
b) the more expensive cards

There seem to be other changes coming too:
  • Reduced "Treuebonus" (5000 miles / year instead of 9500 for Platinum // 2500 instead of 4500 for Gold // 0 instead of 1000 for Silver)
  • No more bonus on amounts spent per year (was up to 10k on the Platinum and Gold, now 0)
  • Reduced insurance coverage (for example 2k spend after missing luggage for 48h is gone on the Platinum, but increased from 300 to 700 after 6h on the Gold and Silver)
  • Other insurance items gone (for example death & invalidity on the Gold)
goliath is offline  
Old Nov 23, 16, 4:01 am
  #49  
mbr
 
Join Date: Feb 2005
Location: ZRH
Programs: LX SEN, HH Diamond, IHG, Melia Silver, AVIS, Sixt
Posts: 259
Did anyone get this anounced by SwissCard or is it only applicable for new cards? I see that as a contractual change so they should communicate it properly and in fact.

Just for those who might not know:
Cornercard's VISA/MasterCard is also available (one is free for Senators) and still gives 1 Mile per 2 CHF.
mbr is offline  
Old Nov 23, 16, 6:06 am
  #50  
 
Join Date: Sep 2006
Location: ZRH
Programs: M&M SEN (*G), HH Diamond
Posts: 2,382
Originally Posted by mbr View Post
Did anyone get this anounced by SwissCard or is it only applicable for new cards? I see that as a contractual change so they should communicate it properly and in fact.
I just received a letter / fact sheet in the mail today for the Silver cards. I guess the one for the other cards will follow in a separate letter.

In addition to what I gathered from their homepage in my previous post, they are adding a fee of CHF 1.50 for each paper invoice / statement.
goliath is offline  
Old Nov 23, 16, 12:25 pm
  #51  
 
Join Date: May 2009
Location: European: ZRH, Asian: SIN
Posts: 8,657
Originally Posted by goliath View Post
I just received a letter / fact sheet in the mail today for the Silver cards. I guess the one for the other cards will follow in a separate letter.

In addition to what I gathered from their homepage in my previous post, they are adding a fee of CHF 1.50 for each paper invoice / statement.
Thanks for that headup.. Corner already changed that a while ago.. I didn't see that information in today's statement (it was fairly prominent when Corner introduced it)

Guess they really want to save pennies..
YuropFlyer is offline  
Old Nov 29, 16, 4:09 am
  #52  
 
Join Date: Jun 2012
Location: BSL/ZRH
Posts: 70
Originally Posted by goliath View Post
I just received a letter / fact sheet in the mail today for the Silver cards. I guess the one for the other cards will follow in a separate letter.

In addition to what I gathered from their homepage in my previous post, they are adding a fee of CHF 1.50 for each paper invoice / statement.
For platinum cards holders won´t be any charges for paper invoices.

700.- annual fee should cover that
Glarus is offline  
Old Nov 29, 16, 3:51 pm
  #53  
 
Join Date: Sep 2006
Location: ZRH
Programs: M&M SEN (*G), HH Diamond
Posts: 2,382
Originally Posted by Glarus View Post
For platinum cards holders won´t be any charges for paper invoices.
Quite a perk!
goliath is offline  
Old Dec 15, 16, 5:49 am
  #54  
 
Join Date: Sep 2006
Location: ZRH
Programs: M&M SEN (*G), HH Diamond
Posts: 2,382
Following up on previous posts on the new Cornercard Diners Club card:

I received a letter in the mail today telling me that as an existing M&M Cornercard credit card holder, I will be getting the DC automatically in mid-January 2017 at no additional cost. I would have to opt out if I don't want it.

The included flyer with the conditions for the DC lists a 2% foreign currency fee, but does not mention the same for CHF transactions "abroad". Might this be a way out of the fee that Cornercard introduced on the MC and Visa earlier this year?
goliath is offline  
Old Dec 15, 16, 6:15 am
  #55  
 
Join Date: May 2009
Location: European: ZRH, Asian: SIN
Posts: 8,657
CHF transactions abroad are when you get scammed by DCC - what Corner does is adding insult to injury. Their current "foreign currency fee (and DCC scam)" is 1.2% (increased from 0.9%), so 2% would be a significant increase in fees (unless Diners rates are much better..)
YuropFlyer is offline  
Old Dec 15, 16, 6:23 am
  #56  
 
Join Date: Sep 2006
Location: ZRH
Programs: M&M SEN (*G), HH Diamond
Posts: 2,382
Originally Posted by YuropFlyer View Post
CHF transactions abroad are when you get scammed by DCC - what Corner does is adding insult to injury. Their current "foreign currency fee (and DCC scam)" is 1.2% (increased from 0.9%), so 2% would be a significant increase in fees (unless Diners rates are much better..)
No, the 2% are for purchases in foreign currencies - which I wouldn't use it for.

I was thinking about using it for puchases in CHF "abroad" (i.e. flights ex-ZRH paid in CHF, charged "abroad", like BA, AB, KL) as mentioned up-thread.

At the moment, I don't see that kind of surcharge mentioned on the new DC conditions.
goliath is offline  
Old Dec 15, 16, 6:44 am
  #57  
 
Join Date: May 2009
Location: European: ZRH, Asian: SIN
Posts: 8,657
Thanks for the heads up. I didn't know that was even legal - so basically if there is a company X, headquarter in country B, and you order something on their Swiss website, charged in CHF, you never know if you're getting charged extra just because they might charge from another country (but in CHF..)

For me, this isn't even borderline, this IS a scam. From Corner..

I'm really fed up with stuff like this.. I understand they've to earn money, but if they use tactics like this (on cards that actually cost serious annual fees) then I really think they've crossed that red thin line..
YuropFlyer is offline  
Old Dec 15, 16, 9:07 am
  #58  
 
Join Date: Sep 2006
Location: ZRH
Programs: M&M SEN (*G), HH Diamond
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Originally Posted by YuropFlyer View Post
so basically if there is a company X, headquarter in country B, and you order something on their Swiss website, charged in CHF, you never know if you're getting charged extra just because they might charge from another country (but in CHF..)
Excatly. That's why I stopped using Cornercard for anything I can't be sure it will be charged from within Switzerland.

Originally Posted by YuropFlyer View Post
For me, this isn't even borderline, this IS a scam. From Corner..
I don't know whether it would hold up in court, but Swisscard will do the same, starting on Jan, 1, 2017. Only with them, it will be 2,5% (compared to 1,2% at Corner), because that's their "foreign currency fee".
goliath is offline  
Old Dec 16, 16, 2:42 am
  #59  
SWR
 
Join Date: Feb 2012
Posts: 36
Originally Posted by goliath View Post
Following up on previous posts on the new Cornercard Diners Club card:

I received a letter in the mail today telling me that as an existing M&M Cornercard credit card holder, I will be getting the DC automatically in mid-January 2017 at no additional cost. I would have to opt out if I don't want it.

The included flyer with the conditions for the DC lists a 2% foreign currency fee, but does not mention the same for CHF transactions "abroad". Might this be a way out of the fee that Cornercard introduced on the MC and Visa earlier this year?
Hi,
I also have a M&M Cornercard and opted for a M&M Dinersclub which was mailed to me 2 weeks ago free of charge for the first year.

Could you please provide more details about the letter you received?
Your Diners M&M will be free of charge the first year only or for an undetermined time (provided that you remain with 2 Cornercard cards)?


In my case they told me that the Diners from the second year would have a cost of 85 CHF i.s.o. 250 CHF (additional card 35 CHF i.s.o. 100).
Combined, if I stay on my current expenditure level, the Diners + Visa Gold M&M Cornèr would cost me 170 CHF (85 + 85).

Anyway this was before Swisscard announced the increase in mileage for the Amex Gold starting 01.01.17, so I think I'll terminate the Diners during next year if it doesn't stay free of charge, I already got quite a deal

- 15'000 bonus miles free of charge (10k for the main and 5k for the additional)
- CHF expenditure (X'mas gifts :P) until 01.01.17 with the 1 mile : 1 CHF
- 6 Airport lounges vouchers free of charge (spent more than 6'000 CHF), which I can use when I don't travel with *A.
- Edged Swisscard with the Diners offer and got my annual fee of 220 + 80 = 300 CHF (!!!) waived.

PS: I never paid the 1,2 % (Cornèr) foreign transaction fee when I bought something on the swiss online shop of a foreign company and paid in CHF E.g. BA + AF for flights ex-ZRH/GVA, but also Avis for the Porsche First Class Excitement in FRA billed in CHF from the Avis CH, Europcar same stuff, Hermès or other fashion brands idem...
SWR is offline  
Old Dec 16, 16, 3:04 am
  #60  
 
Join Date: Sep 2006
Location: ZRH
Programs: M&M SEN (*G), HH Diamond
Posts: 2,382
Originally Posted by SWR View Post
Could you please provide more details about the letter you received?
Your Diners M&M will be free of charge the first year only or for an undetermined time (provided that you remain with 2 Cornercard cards)?
No mention of any cost in the following years. Here's the letter (personal info edited), maybe it's targeted based on spend ("für Sie als treuen Miles & More Karteninhaber...").
Attached Images  
goliath is offline  

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