MasterCard, VISA, or Amex for Marriwood?

 
Old Dec 5, 16, 3:42 pm
  #1  
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MasterCard, VISA, or Amex for Marriwood?

I just received a survey asking 100 questions which when distilled down are to help Marriwood figure out which card or cards to offer. Is it a religious discussion to ask which you would prefer of these choices?
  1. A single MasterCard, VISA, or Amex across all lines and which one?
  2. A separate card for each line (Marriott, Starwood, R-C) and which one for each line?
Ronlap is offline  
Old Dec 5, 16, 5:51 pm
  #2  
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Originally Posted by Ronlap View Post
Is it a religious discussion to ask which you would prefer of these choices?
Very much.

I got the same survey. There seemed to be three choices:
  1. Amex
  2. Chase Visa
  3. Capital One MasterCard
To me, there's no real difference, as long as they all offer no FTF.
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Old Dec 5, 16, 7:34 pm
  #3  
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Got the same survey too!

Very interesting that Capital One MC is in the mix. AFAIK Capital One has the best foreign exchange rate on their Visa cards as they do not pass along the 1% Visa Network fee while Chase does. AMEX forex rate can be higher or lower than Chase rate based on observation. However MC has the best forex rate among all 3 according to the thread(s) focus on this in the Credit Card forum.

Capital One actually has a fairly decent customer service - no less than Chase and handles rental car claims far better than Chase, quite a pleasant surprise.

There is one question asking about whether one prefers a single card from AMEX or a Chase card for Marriott, an AMEX for SPG, and again a Chase card for Ritz.
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Old Dec 5, 16, 8:18 pm
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Originally Posted by Happy View Post
AFAIK Capital One has the best foreign exchange rate on their Visa cards as they do not pass along the 1% Visa Network fee while Chase does.
I get identical rates for Chase and CapitalOne. Both are typically less than or equal to Interbank.
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Old Dec 6, 16, 4:04 am
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I'd prefer no Amex as it has lower acceptance rates when abroad and I prefer the Starwood Amex as my primary card. So assuming the points are worth the same post-merger I'd prefer a MC by Chase.

I've had poor experiences with Capital One abroad (their fraud dept is constantly dinging me and making me contact them)
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