$200 Check from SPG Amex

 
Old Oct 6, 14, 2:08 am
  #31  
 
Join Date: May 2009
Location: EUG
Programs: AS MVP, AA MM, HH Diamond, MR Gold
Posts: 5,674
If you took this check to a Chase/JPM bank, would they cash it if you do not have an account there? Until you know for sure it's 100% legit, I would hate to have my account and routing numbers get back to the originator if I cashed it at my own bank.

And I'm sure you have all looked all over your Amex account screens, and no mention of it anywhere?

I've always been leery of free lunches.
Eujeanie is offline  
Old Oct 6, 14, 9:26 am
  #32  
Marriott Contributor Badge
 
Join Date: Jan 2009
Location: BTR
Programs: AA LTPlat; Marriott Titanium (LTP); Hilton Dia; Hyatt Explorist; Vistana 5* Elite; Nat'l Exec Elite
Posts: 6,157
Originally Posted by Eujeanie View Post
If you took this check to a Chase/JPM bank, would they cash it if you do not have an account there? Until you know for sure it's 100% legit, I would hate to have my account and routing numbers get back to the originator if I cashed it at my own bank.

And I'm sure you have all looked all over your Amex account screens, and no mention of it anywhere?

I've always been leery of free lunches.
I don't see where anyone has called Amex to inquire about the check. Why don't you be the first to call the number on the back of your card and ask about the authenticity of the check?
controller1 is offline  
Old Oct 6, 14, 9:33 am
  #33  
 
Join Date: May 2009
Location: EUG
Programs: AS MVP, AA MM, HH Diamond, MR Gold
Posts: 5,674
I didn't get a check.
Eujeanie is offline  
Old Oct 6, 14, 11:40 am
  #34  
 
Join Date: Jan 2000
Location: fort worth, texas
Posts: 942
Come on folks, use a little logic and put down the paranoia.

This is not some Nigerian-type scam! You really think some crooked outfit just happened by coincidence to send checks to people who have had a specific credit card (many times years ago) and reference that card as why they are getting the checks?

Or perhaps someone hacked into American Express's computer systems just to get a list, then went to all the trouble to come up with a reason and official looking checks. However, if all they wanted to do was steal bank account numbers by sending fake checks, wouldn't it be easier to just send generic "rebate" checks to anyone in America? After all, how official and detailed are most rebate checks you get back in the mail?

Not saying there isn't some hidden motive (e.g. class action/government fine concerns) or Amex didn't keep good records, but let's refrain from the idea that the checks are a potential scam and weren't authorized by Amex.
teammjs is offline  
Old Oct 6, 14, 12:00 pm
  #35  
A FlyerTalk Posting Legend
 
Join Date: Jul 2002
Location: MCI
Programs: AA Gold 1MM, AS MVP, UA Silver, WN A-List, Marriott LT Titanium, HH Diamond
Posts: 49,205
Originally Posted by teammjs View Post
Not saying there isn't some hidden motive (e.g. class action/government fine concerns) or Amex didn't keep good records, but let's refrain from the idea that the checks are a potential scam and weren't authorized by Amex.
We know Amex has records of how much we've spent and how much they've credit into SPG as a result of that spending. I mean, they can't *not* have that immediately available.

Therefore, even if they did hose something up, why wouldn't they make good with a corrected deposit into the SPG accounts?

Why wouldn't they do an account-credit instead of a check?
Why would the check be drawn from a competitor bank?
Why would so many people get the same round amount (or multiple thereof)?
Why isn't there a thorough explanation of what happened? With infosec being such a hot topic, why wouldn't they more thoroughly explain the scope of the "error", if for no other reason than to reassure people than hackers don't have their information?

Not saying it's a scam, but I think it's reasonable to ask questions.

Has anyone phoned Amex directly, gone through the usual process of reaching a human agent, and asked about the check? I suppose that would at least kill off the paranoia about a scam...even if you still had questions as to why Amex is doing it this way.

Last edited by pinniped; Oct 6, 14 at 12:18 pm
pinniped is offline  
Old Oct 6, 14, 12:12 pm
  #36  
FlyerTalk Evangelist
 
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 28,999
Who has deposited the check?
UA Fan is offline  
Old Oct 6, 14, 4:32 pm
  #37  
 
Join Date: Mar 2008
Location: PVD
Programs: AA-G, B6, DL, SW, SPG-P, AGR-S
Posts: 286
Originally Posted by teammjs View Post
Or perhaps someone hacked into American Express's computer systems just to get a list, then went to all the trouble to come up with a reason and official looking checks. However, if all they wanted to do was steal bank account numbers by sending fake checks, wouldn't it be easier to just send generic "rebate" checks to anyone in America? After all, how official and detailed are most rebate checks you get back in the mail?

Not saying there isn't some hidden motive (e.g. class action/government fine concerns) or Amex didn't keep good records, but let's refrain from the idea that the checks are a potential scam and weren't authorized by Amex.
I don't have an SPG Amex, but is it a coincidence that JP Morgan/Chase DID have a recent publicized banking data breach? All it takes is a call to SPG/Amex to ensure the checks are valid.
ImprovGal is offline  
Old Oct 6, 14, 4:34 pm
  #38  
 
Join Date: May 2000
Location: Chicago
Programs: AA EP, UA Gold-MM, UA 1K (former), GS (former),SPG LT Platinum, Hyatt Diamond, HH Diamond
Posts: 2,245
Originally Posted by Eujeanie View Post
If you took this check to a Chase/JPM bank, would they cash it if you do not have an account there?
Yes if the check is written from their bank they can look into the account and see if the funds exist and if so then cash it for you. The recipient doesn't need an account at the issuing bank.
neo_781 is offline  
Old Oct 6, 14, 5:29 pm
  #39  
 
Join Date: Oct 2006
Location: BUF
Programs: SPG Plt, HHonors Gold, UA Gold, PC Plat, Marriott Gold
Posts: 880
Originally Posted by UA Fan View Post
Who has deposited the check?
I did (well my family member did)... No issues. It's already posted
freeloader is offline  
Old Oct 7, 14, 12:38 pm
  #40  
 
Join Date: Feb 2009
Programs: Marriott Plat, IHG Plat Amb, A3*G, National Exec
Posts: 505
Originally Posted by freeloader View Post
I did (well my family member did)... No issues. It's already posted
It's a relatively small amount so it's not as much of a worry but in general fraudulent checks can still be reversed after the holding/posting period.

It's more of an issue with say a $10K check, you spend the whole amount and then it comes back as fraudulent 20 days later. Now you're on the hook to repay the bank.
tkyoshi is offline  
Old Oct 7, 14, 12:52 pm
  #41  
 
Join Date: Apr 1999
Location: South Florida USA
Programs: DL-MM/FC/FO AA-EXP/MM Starwood-Platinum Marriott-Platinum Hilton-Gold Hyatt-Diamond
Posts: 1,515
Originally Posted by Eujeanie View Post
If you took this check to a Chase/JPM bank, would they cash it if you do not have an account there?.......
Who knows..... They have a newish policy regarding depositing cash there. If you are not "named" on an account you cannot deposit cash into that account, only a check.

TW
Tolarian Wind is offline  
Old Oct 7, 14, 1:57 pm
  #42  
 
Join Date: Nov 2006
Location: Lost in Space
Programs: MR Plat, AA EXP, Hertz Presidents Club, SPG Plat
Posts: 170
Originally Posted by milemonkey View Post
Just received a check for $200 saying that they had failed to credit my account with the proper amount of starpoints. Seems kind of strange. Has anyone ever received something like this before?
I have not gotten a check. But would be happy if I did get one. I have been an SPG cardholder for the last 8 years.
jetlagjunkie is offline  
Old Oct 8, 14, 5:04 pm
  #43  
 
Join Date: Mar 2010
Posts: 65
i received a $200 check yesterday related to my starwood biz account i opened and closed back in 2010/11. I know i received all my bonus points when I opened the card and met the min spend as I track all of that stuff. Kudos to Amex for doing this
zsnyder821 is offline  
Old Oct 18, 14, 10:27 am
  #44  
 
Join Date: Aug 2010
Posts: 131
I also just received a $400 and have no idea…..It also said, “reimbursement for the value of Starwood Starpoints that we were unable to apply to your account at the time you earned them.”

Depositing it now
Cubswin is offline  
Old Oct 18, 14, 11:55 am
  #45  
 
Join Date: Jun 2011
Programs: SPG Platinum, Hyatt Diamond
Posts: 1,133
Originally Posted by Cubswin View Post
I also just received a $400 and have no idea…..It also said, “reimbursement for the value of Starwood Starpoints that we were unable to apply to your account at the time you earned them.”

Depositing it now
"Just received" meaning today or 1.5 to 2 weeks ago when everyone else did? Some of us are still hoping we receive checks, too. In fact, I ask my wife every day about the mail.
jibi is offline  

Thread Tools
Search this Thread
Search Engine: