Canadian SPG American Express
#16
Join Date: Nov 2009
Location: Waterloo, ON, Canada
Programs: SPG Gold
Posts: 228
I'm keeping my MBNA replacement MC for another year or two so that I'll still have extended warranty coverage on the larger items I've purchased with my MBNA SPG MC. I just won't use it much.
It hasn't been my recent experience that it "is just not accepted very much in Canada". Almost everywhere has in my use the last month or so. Only a couple have not accepted AMEX (Zehrs/Loblaws and UPS store) so far. I know there are more, but it is probably something over 80% acceptance at the places I am likely to spend many $.
It hasn't been my recent experience that it "is just not accepted very much in Canada". Almost everywhere has in my use the last month or so. Only a couple have not accepted AMEX (Zehrs/Loblaws and UPS store) so far. I know there are more, but it is probably something over 80% acceptance at the places I am likely to spend many $.
#17
Join Date: Dec 2001
Location: YVR/BLI
Programs: AA Plat, AS MVP, HH Diamond, *Wood Plat
Posts: 339
It hasn't been my recent experience that it "is just not accepted very much in Canada". Almost everywhere has in my use the last month or so. Only a couple have not accepted AMEX (Zehrs/Loblaws and UPS store) so far. I know there are more, but it is probably something over 80% acceptance at the places I am likely to spend many $.
#18
Join Date: Mar 2008
Location: Toronto, Canada
Programs: SPG, HH, Aeroplan
Posts: 37
FOREX Fee
Any idea what the FOREX fee might be? I think MBNA charges 2.5% on purchases abroad.
#19
Join Date: Nov 2009
Programs: SPG,Air Canada aeroplan,
Posts: 5
It hasn't been my recent experience that it "is just not accepted very much in Canada". Almost everywhere has in my use the last month or so. Only a couple have not accepted AMEX (Zehrs/Loblaws and UPS store) so far. I know there are more, but it is probably something over 80% acceptance at the places I am likely to spend many $.
Its a huge disappointment that SPG doe not realize that Amex is not so widely accepted in Canada. the market in the US and Canada is so different in that aspect.
in addition most people who are FF (which are usually the same as SPG members) travel outside of north America where its not accepted at all.
I cant understand what their thinking is on this? even aeroplan which are partners with amex but still have the cibc visa. I wonder if there contract with amex would allow a similar think like partnering with an other bank so we could have a SPG MC or Visa? even if its at a lesser value (like $2 for 1 spg point) I would still go with a MC/Visa over Amex.
#20
Join Date: Dec 2009
Posts: 1
Well, that's too bad. Likely a yearly fee and less acceptance. AMEX is exactly what I think the majority of us didn't want. But SPG had to do something and fast. In this case AMEX is easiest since they already had a partnership established. Unfortunately a couple places I use my credit card the most for the highest regular purchases won't accept AMEX. I'm undecided if I should switch over, I'm thinking not.
#21
Join Date: May 2007
Location: YYZ, but my heart is in Asia
Programs: AC-SE, CX-DM, DL-G, Hyatt-DM, Hilton-DM, Fairmont-Plt, Marriott-S, Accor-Plt, SPG-G, IHG-Plt
Posts: 4,396
I don't understand this acceptance issue. I can't think of a place that I shop at that doesn't accept AX. Maybe I only go to higher end places.
#23
Original Member and FlyerTalk Evangelist
Join Date: May 1998
Location: Kansas City, MO, USA
Programs: DL PM/MM, AA ExPlat, Hyatt Glob, HH Dia, National ECE, Hertz PC
Posts: 16,579
Listen, I'm not going to argue that it's less widely accepted outside the US or North America, but to claim "its not accepted at all" outside of North America is just ridiculous.
#24
Join Date: May 2007
Location: YYZ, but my heart is in Asia
Programs: AC-SE, CX-DM, DL-G, Hyatt-DM, Hilton-DM, Fairmont-Plt, Marriott-S, Accor-Plt, SPG-G, IHG-Plt
Posts: 4,396
#26
Join Date: Nov 2005
Location: YSC (and all its regularly scheduled flights)
Posts: 2,516
Too bad about Amex
I actually just cancelled my Amex Platinum and one big reason is that I got tired of being told 'Sorry, we don't take American Express'. I don't think it's ever happened in the US, to be fair, but it happens regularly in Canada and in Europe when I travel. I would love to do my shopping at Pusateri's and Whole Foods, but there's nothing like that anywhere near here.
I was planning on switching my MBNA SPG card to the new SPG card, but I just can't see doing it for this card unless it's free. I'll just have to start looking for a new credit card .
Dr. PITUK
I was planning on switching my MBNA SPG card to the new SPG card, but I just can't see doing it for this card unless it's free. I'll just have to start looking for a new credit card .
Dr. PITUK
#27
Join Date: Jan 2005
Location: Toronto, NYC, somewhere on planet Earth
Programs: UA 1K, AA ExPlat, Hyatt Diamond, SPG Plat, Marriott Gold
Posts: 8,289
Triple points? I don't think so, try a 50% bonus. If you always get a better room as a Gold, you're quite lucky.
Listen, I'm not going to argue that it's less widely accepted outside the US or North America, but to claim "its not accepted at all" outside of North America is just ridiculous.
Listen, I'm not going to argue that it's less widely accepted outside the US or North America, but to claim "its not accepted at all" outside of North America is just ridiculous.
As for better rooms, in the last year, it has been consistently a better room (1 suite, 3 club rooms, rest corners).
as for less acceptance of AMEX, yes, it is less accepted, but AMEX acceptance is increasing significantly in Canada. I have never had a problem using it.
#28
Original Member and FlyerTalk Evangelist
Join Date: May 1998
Location: Kansas City, MO, USA
Programs: DL PM/MM, AA ExPlat, Hyatt Glob, HH Dia, National ECE, Hertz PC
Posts: 16,579
Everyone gets 2 SPG points per dollar, Golds get a 50% bonus, so another 1 SPG point per dollar. Anything you get from your AMEX is an AMEX bonus and you'd get that even if you weren't Gold, so it's not what I'd call a Gold bonus. Even adding the Gold and AMEX bonus, that's only a 150% bonus on points earned (but again, I wouldn't count AMEX since it's available to anyone regardless of status).
I know Platinums who don't even get upgrades on every stay, so you should consider yourself very lucky to get upgrades on every stay as a Gold. I certainly don't get upgraded on every stay as a lowly Gold.
I know Platinums who don't even get upgrades on every stay, so you should consider yourself very lucky to get upgrades on every stay as a Gold. I certainly don't get upgraded on every stay as a lowly Gold.
#29
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 42,198
I haven't noticed a difference in the number of retailers refusing Amex in Canada vs. the US. Plenty of retailers in the US won't accept it - but they are usually independent, Mom/Pop retailers, not chains.
I'm guessing Starwood wanted some consistency, so when they dropped MBNA, they opted for Amex instead of shopping for another retail banking partner....plus aren't most of the banks in Canada already tied to other loyalty programs like Air Miles, Aeroplan or their own home-grown rewards plan?
I'm guessing Starwood wanted some consistency, so when they dropped MBNA, they opted for Amex instead of shopping for another retail banking partner....plus aren't most of the banks in Canada already tied to other loyalty programs like Air Miles, Aeroplan or their own home-grown rewards plan?
#30
Join Date: Dec 2007
Location: Canada
Posts: 1,511
Not Amex
Oh poop!!
I was hoping not Amex but figured it would probably be........I currently have an AMEX airmiles card which I like using that for............Now I'm screwed as I will have to make a decision. I only like really carrying two cards - maybe three - I liked the MBNA card as I used that if a place would not accept AMEX............which is common here in Canada. Now it looks like I will continue to use my RBC VISA and make a decision on the other.
Sad day for me.........
I was hoping not Amex but figured it would probably be........I currently have an AMEX airmiles card which I like using that for............Now I'm screwed as I will have to make a decision. I only like really carrying two cards - maybe three - I liked the MBNA card as I used that if a place would not accept AMEX............which is common here in Canada. Now it looks like I will continue to use my RBC VISA and make a decision on the other.
Sad day for me.........