No more double dip on Southwest personal credit card signup bonuses
#31
Join Date: Feb 2009
Posts: 6,574
The 50K links in the WIKI still have the old language. Years ago Citi left churnable Hilton card links up for a long time but you had to know where to find them, who knows when Chase gets this all straightened out.
#32
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,927
So IMHO this would have happened no matter what, because it's the trend within credit card companies.
#33
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,927
Chase already implemented this for Sapphire cards (where there are two types of Sapphire cards but you can only get one). Does that track work for Sapphire cards? I doubt it, but there's a thread all about the 1 Sapphire card limit over in the Chase forum, find it and read it.
#34
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,927
If there's yet another Southwest card to be created, how will it fit into this?
[Rumor] Chase Will Launch Premium Southwest Card (DoC)
#35
Original Poster
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
It probably would be but there were too many as you would say "flogging it like a rented mule." It's kind of like they knew good things were not going to last forever. Can't really blame them. These offers go viral. There is only so much market share to go around and it's up to each of the CC pimps to make shure they get their piece of the pie. In this day and age it's not too hard to reach out to them through the internet and various blogs. And since most people have easy access, you probably have people filling out applications while sitting on the John. But I will admit to having mixed feelings about it. Without all I have learned through these various blogs I would not have been able to take some very inexpensive trips.
#36
Join Date: May 2004
Posts: 177
Likewise. On April 3, my wife and I applied for the Personal and Premier cards. All 4 cards approved, nothing shut down.
#37
Join Date: Jan 2017
Location: MDW/ORD
Programs: WN A list, UA Gold, AA Gold, Marriott LT Gold, IHG Platinum, National EE, Hilton Diamond
Posts: 523
I applied for the personal card last year and, along with in seat points, that got me a CP for this year and part of last. I was planning on signing up for the business card to get me to CP for next year. Looks like that is not available any more?
#38
Join Date: Mar 2011
Posts: 6,286
#40
Join Date: Feb 2009
Posts: 6,574
#41
Original Poster
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
The language now states "any personal cards." So while you can go get more than one bonus using a combination of business and personal cards, you will no longer be able to get it for two personal cards.
#42
Join Date: Feb 2008
Location: Nashville, TN
Programs: WN Nothing and spending the half million points from too many flights, Hilton Diamond
Posts: 8,043
Actually there is another reasonable path, BIS + spend, the way I got mine.
#43
Join Date: Mar 2001
Location: LAS-DEN
Programs: WN CP & B-list. Disillusioned fmr UA-1P/2P,F9-Ascent; Fmr AA-Plat,CO-Gold,NW-Silver,TWA-Elite
Posts: 1,630
Hopefully it will continue as a combination of PREMIER and BUSINESS. If/When that ends, I guess we will be down to just one card and one set of 50K points every other year. If you are flying for business (and either your personal company or the company you work for is paying the fares), then BIS+Spend may make sense. If your BIS in minimal, then $60,000 spend for 60,000 points (worth about $850 at 70 points per dollar) plus a couple of free round trips on CP (worth $500 to $1,000 depending on when you are using your CP) is only slightly better than spending the $60,000 on the Citi 2x card, where you get $1,200 in ACTUAL cash back. Obviously the more you use the CP, the more it is worth, but that was also true before these changes.
For those without a business, the possible strategy is getting the card near December 15, 2018, spending $60,000 (possibly taking until near December 2019 to do it depending on your personal lifestyle), and earning CP for just 2020. Stop using the card (hopefully cancel before the second annual fee) and return your spending to the Citi 2x card in 2020 for the 2% bonus. Enjoy CP for 2020, using it all you can (but remembering that there are other expenses to a vacation other than the cost of airfare) and start over in January 2021. That would at least give you CP for alternating years, instead of nearly continuously, as it is now.
If your lifestyle supports spending $60k in 3 months ... you may not be all that worried about CP -- but go for it if you really want it!
Last edited by FCfree; Apr 17, 2018 at 7:02 pm Reason: Correct Dates
#44
Join Date: Mar 2018
Posts: 16
Doubtful that simultaneous apps work as if they do by then the bloggers will have made Chase quite aware.
As of now you can still get a SW Business card and ONE personal card to hit CP.
If you are the only person collecting points I would think before basically going card free for 2 years and hoping CP is still available via a bus card and a personal card.
As of now you can still get a SW Business card and ONE personal card to hit CP.
If you are the only person collecting points I would think before basically going card free for 2 years and hoping CP is still available via a bus card and a personal card.
#45
Join Date: Jan 2011
Posts: 102
Hey everyone,
Appreciate all the great info here. I decided to take a run at this figuring it will be the last time to double dip. Approved for 60K offer on the business card yesterday 4/18 (will wrap up the 3K spend by July). Assuming I will earn 10,000 additional points from other means this year, any reason I should wait for 50K on the Plus or Premier or should I just jump at the 40K before anything else changes? Also, any reason to pick Plus vs. Premier?
Thanks again, really love the good info here.
Appreciate all the great info here. I decided to take a run at this figuring it will be the last time to double dip. Approved for 60K offer on the business card yesterday 4/18 (will wrap up the 3K spend by July). Assuming I will earn 10,000 additional points from other means this year, any reason I should wait for 50K on the Plus or Premier or should I just jump at the 40K before anything else changes? Also, any reason to pick Plus vs. Premier?
Thanks again, really love the good info here.