Nov 30, 2017, 12:59 am
Last edit by: nsx
SOUTHWEST AIRLINES RAPID REWARDS® PLUS CREDIT CARD
SOUTHWEST® RAPID REWARDS® PROGRAM INFORMATION
The Southwest Rapid Rewards® Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for any particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, point redemption rate, and other factors and is subject to change. Rapid Rewards points can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply, please visit Southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points and awards.
Visa Signature
You will first be considered for a Visa Signature card. If you do not qualify for the Signature card, you will automatically be considered for a Visa Platinum card. The Signature and Platinum cards have different credit availability and benefits. For pricing details, please see Pricing & Terms. Once your account is opened, please see Southwest Airlines Rapid Rewards® Program Rules and Regulations and your credit card benefits materials for rewards and benefits details.
Companion Pass
This product is not available to either (i) current cardmembers of any Rapid Rewards Credit Card, or (ii) previous cardmembers of any Rapid Rewards Credit Card who received a new cardmember bonus for a Rapid Rewards Credit Card within the last 24 months. Only the individual who received this email/offer from Southwest Airlines® is eligible for this promotion. Offer is nontransferable. To qualify for this offer, (a) Individual must have a valid California address as evidenced by their application for the Rapid Rewards® Credit Card, (b) Individual must open a Rapid Rewards® Credit Card by November 30, 2017 and (c) please allow up to eight weeks for Companion Pass to be fulfilled after making first purchase. (“First Purchase” does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) To be eligible for this offer, account must be open and not in default at the time of fulfillment. Promotional Companion Pass is valid from the time promotion qualifications are met, through December 31, 2018. Promotional Companion Pass entitles individual to designate a Companion to fly free of airline charges (does not include taxes and fees from $5.60 one way) anywhere with the individual on the same Southwest Airlines flight that is purchased (with cash or points) by the individual. Please allow up to 15 business days after qualifying for promotional Companion Pass to receive your notification to designate your Companion. Promotional Companion Pass travel is subject to the government-imposed September 11th Security Fee of $5.60 per one-way trip and any foreign government taxes/fees if traveling internationally, all of which must be paid by credit card when the reservation is made. Any additional tax liability, if imposed, is the responsibility of the Companion Pass traveler. If Companion Pass is earned by flying 100 qualifying one-way flights or earning 110,000 qualifying points in the calendar year while qualified for promotional Companion Pass through December 31, 2018, the regular Companion Pass qualifications will supersede the promotional Companion Pass, entitling the individual to Companion Pass through December 31, 2019. Visit Southwest.com® to review the full Companion Pass program rules and regulations. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrterms.
Bonus Points
This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. To qualify for your bonus points, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards® account. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Earning Points
Rewards Program Agreement: For more information about the Rapid Rewards® Plus card rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.
How you can earn points: You’ll earn points when you, or an authorized user, use a Rapid Rewards® Credit Card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count as a purchase and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: You’ll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift card, and Southwest Vacations® package purchases, and at participating Rapid Rewards® hotel and rental car partners. 1 point:You’ll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You’ll earn 1 point for each $1 of the first $10,000 of balance transfers made during the first 90 days from your original account open date. 3,000 bonus points each account anniversary year: You’ll receive 3,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Points expiration: The points transferred to your Rapid Rewards account won’t expire as long as your card account is open or you have flight-earning or Southwest Airlines partner-earning activity at least once every 24 months. If your card account is closed, the points in your Rapid Rewards account will expire if there isn’t flight-earning or Southwest Airlines partner-earning activity at least once every 24 months. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.
Points Don’t Expire, Unlimited Reward Seats and No Blackout Dates
Points don’t expire: The points transferred to your Rapid Rewards® account won’t expire as long as your card is open or you have flight-earning or partner-earning activity at least once every 24 months. If your card account is closed, the points in your Rapid Rewards account will expire if there isn’t flight-earning or Southwest Airlines partner-earning activity at least once every 24 months. No blackout dates and unlimited reward seats apply to flights booked with points.
Bags Fly Free
First and second checked bags. Weight and size limits apply.
No Change Fees
Fare differences may apply.
Accounts subject to credit approval. Restrictions and limitations apply. Southwest Rapid Rewards® Credit Cards are issued by Chase Bank USA, N.A. Offer subject to change.
© 2017 JPMorgan Chase & Co. All Rights Reserved
SOUTHWEST® RAPID REWARDS® PROGRAM INFORMATION
The Southwest Rapid Rewards® Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for any particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, point redemption rate, and other factors and is subject to change. Rapid Rewards points can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply, please visit Southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points and awards.
Visa Signature
You will first be considered for a Visa Signature card. If you do not qualify for the Signature card, you will automatically be considered for a Visa Platinum card. The Signature and Platinum cards have different credit availability and benefits. For pricing details, please see Pricing & Terms. Once your account is opened, please see Southwest Airlines Rapid Rewards® Program Rules and Regulations and your credit card benefits materials for rewards and benefits details.
Companion Pass
This product is not available to either (i) current cardmembers of any Rapid Rewards Credit Card, or (ii) previous cardmembers of any Rapid Rewards Credit Card who received a new cardmember bonus for a Rapid Rewards Credit Card within the last 24 months. Only the individual who received this email/offer from Southwest Airlines® is eligible for this promotion. Offer is nontransferable. To qualify for this offer, (a) Individual must have a valid California address as evidenced by their application for the Rapid Rewards® Credit Card, (b) Individual must open a Rapid Rewards® Credit Card by November 30, 2017 and (c) please allow up to eight weeks for Companion Pass to be fulfilled after making first purchase. (“First Purchase” does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) To be eligible for this offer, account must be open and not in default at the time of fulfillment. Promotional Companion Pass is valid from the time promotion qualifications are met, through December 31, 2018. Promotional Companion Pass entitles individual to designate a Companion to fly free of airline charges (does not include taxes and fees from $5.60 one way) anywhere with the individual on the same Southwest Airlines flight that is purchased (with cash or points) by the individual. Please allow up to 15 business days after qualifying for promotional Companion Pass to receive your notification to designate your Companion. Promotional Companion Pass travel is subject to the government-imposed September 11th Security Fee of $5.60 per one-way trip and any foreign government taxes/fees if traveling internationally, all of which must be paid by credit card when the reservation is made. Any additional tax liability, if imposed, is the responsibility of the Companion Pass traveler. If Companion Pass is earned by flying 100 qualifying one-way flights or earning 110,000 qualifying points in the calendar year while qualified for promotional Companion Pass through December 31, 2018, the regular Companion Pass qualifications will supersede the promotional Companion Pass, entitling the individual to Companion Pass through December 31, 2019. Visit Southwest.com® to review the full Companion Pass program rules and regulations. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrterms.
Bonus Points
This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. To qualify for your bonus points, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards® account. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Earning Points
Rewards Program Agreement: For more information about the Rapid Rewards® Plus card rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.
How you can earn points: You’ll earn points when you, or an authorized user, use a Rapid Rewards® Credit Card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count as a purchase and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: You’ll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift card, and Southwest Vacations® package purchases, and at participating Rapid Rewards® hotel and rental car partners. 1 point:You’ll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You’ll earn 1 point for each $1 of the first $10,000 of balance transfers made during the first 90 days from your original account open date. 3,000 bonus points each account anniversary year: You’ll receive 3,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Points expiration: The points transferred to your Rapid Rewards account won’t expire as long as your card account is open or you have flight-earning or Southwest Airlines partner-earning activity at least once every 24 months. If your card account is closed, the points in your Rapid Rewards account will expire if there isn’t flight-earning or Southwest Airlines partner-earning activity at least once every 24 months. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.
Points Don’t Expire, Unlimited Reward Seats and No Blackout Dates
Points don’t expire: The points transferred to your Rapid Rewards® account won’t expire as long as your card is open or you have flight-earning or partner-earning activity at least once every 24 months. If your card account is closed, the points in your Rapid Rewards account will expire if there isn’t flight-earning or Southwest Airlines partner-earning activity at least once every 24 months. No blackout dates and unlimited reward seats apply to flights booked with points.
Bags Fly Free
First and second checked bags. Weight and size limits apply.
No Change Fees
Fare differences may apply.
Accounts subject to credit approval. Restrictions and limitations apply. Southwest Rapid Rewards® Credit Cards are issued by Chase Bank USA, N.A. Offer subject to change.
© 2017 JPMorgan Chase & Co. All Rights Reserved
(Ended Nov 30, 2017) Now for all CA residents! Instant companion pass for Visa card
Oct 22, 2017, 11:23 pm
#61
Join Date: Jul 2008
Posts: 66
The Chase points have always been CPQP (leading to my decade of free companion passes), and this "amazing" new offer where they are just giving away CPs, the CP is free and the points may no longer be CPQP. This may be their way of weaning us off CPs from points.
Oct 23, 2017, 10:37 am
#63
Original Member
Join Date: May 1998
Posts: 1,933
Oct 23, 2017, 10:38 am
#64
Join Date: Jul 2013
Posts: 5,813
I understand people being apprehensive about the future of the CP but you have to keep in mind Southwest makes money selling these points and I don't think the average CP costs them very much in comparison. I could get a CP most years if I prioritized it but I would probably only use is 5-6 times and that isn't worth that much to me. Its potential value has gone up with Southwest's International travel, but still it's borderline.
I'm not sure how the financials work out but unredeemed points represent a liability on the balance sheet so having some routes that soak up points at a relatively low marginal cost could be attractive financially.
I'm not sure how the financials work out but unredeemed points represent a liability on the balance sheet so having some routes that soak up points at a relatively low marginal cost could be attractive financially.
Last edited by rsteinmetz70112; Oct 23, 2017 at 6:34 pm
Oct 24, 2017, 8:51 am
#66
Join Date: Sep 2015
Location: SFO
Posts: 3,878
The address on the application should match your address on file with Chase (assuming you have other Chase cards), and it should match your address with the credit bureaus. And the address should match your address associated with your rapid rewards.
Oct 24, 2017, 9:05 am
#67
Join Date: Oct 2001
Programs: LTP, PP
Posts: 8,698
Definitely match your RR address with the application, I think there's a provision in the T&C that it could not be changed within the last 14 days IIRC? Confirm & plan ahead.
Chase unlikely to care about the address assuming your credit it decent and they want to you have the card, I have 3 addresses I use for Chase cards and Chase banks for several years with no problem.
Chase unlikely to care about the address assuming your credit it decent and they want to you have the card, I have 3 addresses I use for Chase cards and Chase banks for several years with no problem.
Last edited by joshua362; Oct 24, 2017 at 4:33 pm
Oct 24, 2017, 3:56 pm
#69
Join Date: Feb 2012
Posts: 159
I'm at 3/24 and live in CA. I'm certainly interested, but want to ensure I maximize it to extend through 2019. I've got award trips planned over the holidays which I could claw back the miles after swapping the award ticket for the CP ticket, so signing up for at least 1 card this year makes immediate sense.
However, to maximize it, am I better off signing up for 2 cards in the same day (60k business CA companion pass offer and a standard 40k personal [as it is a diff product]), or am I better off signing up just for the business at 60k with CP, and then waiting until sometime in 2018 to sign up for a standard 50k personal? Doing two in one day often results in only one hard credit pull, but does it improve my chances of being approved for both? Do I have better chance waiting 6 months and hoping I get approved for a different Southwest card mid-late 2018?
Meeting the minimum spend isn't an issue. I just fear signing up for 1 now, and then not being able to get a second one later in 2018 (maybe stricter rules during application for those who have already have the promo CP card...???)
First and foremost is to get approved for the 60k card with CP.
Thoughts?
However, to maximize it, am I better off signing up for 2 cards in the same day (60k business CA companion pass offer and a standard 40k personal [as it is a diff product]), or am I better off signing up just for the business at 60k with CP, and then waiting until sometime in 2018 to sign up for a standard 50k personal? Doing two in one day often results in only one hard credit pull, but does it improve my chances of being approved for both? Do I have better chance waiting 6 months and hoping I get approved for a different Southwest card mid-late 2018?
Meeting the minimum spend isn't an issue. I just fear signing up for 1 now, and then not being able to get a second one later in 2018 (maybe stricter rules during application for those who have already have the promo CP card...???)
First and foremost is to get approved for the 60k card with CP.
Thoughts?
Oct 24, 2017, 4:14 pm
#70
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,618
5 hard pulls in 24 months won't harm your credit. The people who need to worry about hard pulls and the people below the 5/24 limit are disjoint sets.
Oct 24, 2017, 4:27 pm
#71
Join Date: Oct 2001
Programs: LTP, PP
Posts: 8,698
If you split the years with the cards, the 60k given in 2017 won't count towards the 2018 CP renewal (if you didn't already know that already). So you'll need to get to 110k from the 40 or 50k the hard way and/or via spend.
If you are confident about getting both, you might want to forgo the CA deal and do both in early 2018 which will earn the pass through 12-31-19 assuming no changes. The CA deal only gets you to 12-31-18. The same date without the CA deal if you do the 2 credit cards this year.
If you are confident about getting both, you might want to forgo the CA deal and do both in early 2018 which will earn the pass through 12-31-19 assuming no changes. The CA deal only gets you to 12-31-18. The same date without the CA deal if you do the 2 credit cards this year.
Oct 24, 2017, 5:12 pm
#72
Join Date: Feb 2012
Posts: 159
I know hard pulls have nothing to do with 5/24, but a hard pull is still a small hit to overall score, even if short term. It could impact an application 4-6 months later.
i wouldn't alternate the year of bonus miles posting. I would defer meeting the minimum spend until 2018 so miles post in 2018. Preferably for both cards.
The benefit of signing up now in 2017 is that I can make a small purchase to get the CP, and can apply it to my existing 2017 award reservations to get the miles used deposited back into my account. I'll just wait to put other purchases on the card until Jan 18.
im just wondering if there is better success rate in applying for two cards of different "product" in the same day, or spreading out the applications by at least 90 days?
i wouldn't alternate the year of bonus miles posting. I would defer meeting the minimum spend until 2018 so miles post in 2018. Preferably for both cards.
The benefit of signing up now in 2017 is that I can make a small purchase to get the CP, and can apply it to my existing 2017 award reservations to get the miles used deposited back into my account. I'll just wait to put other purchases on the card until Jan 18.
im just wondering if there is better success rate in applying for two cards of different "product" in the same day, or spreading out the applications by at least 90 days?
Oct 24, 2017, 8:47 pm
#74
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,560
Submitted my app. Got "We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days." I've got 4 cards with Chase and a large credit line. Used to have a Mortgage and HELOC with them until 2 years ago. Sounds like current wisdom is to NOT call reconsideration line and let it work its way thru the system, right?