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Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

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Old Jan 13, 20, 5:37 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
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Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

75,000 miles bonus for all Southwest Airlines personal credit cards.

40K + 20K personal Plus
offer:
$1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.

40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.


70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.

50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.

60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
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Old Aug 6, 14, 11:47 am
  #1426  
 
Join Date: Oct 2012
Location: SEA
Posts: 348
Originally Posted by trouble747 View Post
Anyone know how they calculate what is considered the opening date of the account? When you're approved?
I too would like clarification on this. One user said the 90 day clock starts when you ACTIVATE the card, not when you open the account, and that this was confirmed with SW reps. Does anyone else have any experience doing this?
mpeterson78 is offline  
Old Aug 6, 14, 3:16 pm
  #1427  
 
Join Date: May 2013
Posts: 38
I currently have a Chase Explorer card with a high credit limit that is due for renewal and the $95 fee. Would it be possible to call Chase and open a Southwest Premier card (50,000 miles) and a Southwest Business card (25,000 miles) and close the Explorer card? I would request that they split the Explorer credit limit between the two cards. Has any one tried to have Chase close one card and open others?
azmike is offline  
Old Aug 6, 14, 3:18 pm
  #1428  
 
Join Date: Sep 2013
Location: RIC
Posts: 10
Applied for SW Biz Plus card and was grilled seven way to Sunday with questions about my business. Be prepared when calling the recon line.
topFlight76 is offline  
Old Aug 6, 14, 4:26 pm
  #1429  
 
Join Date: Jul 2013
Posts: 5,318
Originally Posted by trouble747 View Post
Anyone know how they calculate what is considered the opening date of the account? When you're approved?
Check earlier in the thread. I don't remember the details but it was discussed thoroughly.
rsteinmetz70112 is online now  
Old Aug 7, 14, 11:43 am
  #1430  
 
Join Date: Jul 2014
Location: Austin, TX
Posts: 969
Originally Posted by topFlight76 View Post
Applied for SW Biz Plus card and was grilled seven way to Sunday with questions about my business. Be prepared when calling the recon line.
Did you get approved? Did they require an existing profit stream?
trouble747 is offline  
Old Aug 10, 14, 9:48 am
  #1431  
 
Join Date: Aug 2014
Posts: 305
I currently have 2 SW plus cards that I want to cancel. My question is, if I have referred people to get cards, will I still get the referral bonus if my card is cancelled? Thx!

Update: I received 20,000 points today for referrals even after I closed my credit card, in case anyone had a similar question.

Last edited by MadMadso; Aug 21, 14 at 6:41 pm Reason: update
MadMadso is offline  
Old Aug 10, 14, 4:26 pm
  #1432  
 
Join Date: Sep 2013
Location: RIC
Posts: 10
Originally Posted by trouble747 View Post
Did you get approved? Did they require an existing profit stream?
I was not approved. Questions revolved around income and expenses. This was a shock to me to have all of the Q&A when my prior biz card app experience was a breeze. Ink Bold (opened 4/2012, closed 6/2014) and Ink Plus (opened 4/2013).
topFlight76 is offline  
Old Aug 11, 14, 8:14 am
  #1433  
 
Join Date: Jul 2014
Location: Austin, TX
Posts: 969
Well that's a bummer. Does anyone have any recent experience with being approved for two southwest cards at the same time that they could share?
trouble747 is offline  
Old Aug 11, 14, 6:01 pm
  #1434  
 
Join Date: Jul 2014
Posts: 67
I got approved for my premier card on June 22nd. I got my card on July 1st. Do I have to wait 60 days? 90 days? Do I even need to wait at all for the plus card? I must have this companion pass!
thehogsters is offline  
Old Aug 11, 14, 6:07 pm
  #1435  
 
Join Date: Jul 2014
Location: Austin, TX
Posts: 969
So people really don't run into a problem with opening the premier and then the plus in a short period of time (or even the same day)? How do you explain that to the recon line if you have to call on the 2nd one I wonder...
trouble747 is offline  
Old Aug 14, 14, 1:24 am
  #1436  
 
Join Date: Aug 2014
Posts: 29
Advice?

What is the consensus - will there be another 50,000 mile offer sometime from October-December? Want to do cp for 2015. I can apply sep 30 for the current offer deadline, and if approved, 103 days puts me in beginning of January. I can charge my $2000 in beginning of Jan to make sure it posts in 2015. A friend said they would charge $ on their own cc terminal so it posts that day if needed. I can do this for both business and personal card if both are approved. I can also shuffle UR around to add to the cp. Think this is cutting it too close? Would you wait to see if something comes up oct-dec, or January? Am I missing anything else? TIA for any input.
Gem1934 is offline  
Old Aug 14, 14, 7:39 am
  #1437  
FlyerTalk Evangelist
 
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 13,531
Originally Posted by Gem1934 View Post
Think this is cutting it too close?
Yes.

Every year we have people trying to be as "efficient" as possible with this, and some of them get burned, in one of about 8 different ways. Look through old posts.
toomanybooks is offline  
Old Aug 14, 14, 11:04 am
  #1438  
 
Join Date: Aug 2014
Posts: 29
Originally Posted by toomanybooks View Post
Yes.

Every year we have people trying to be as "efficient" as possible with this, and some of them get burned, in one of about 8 different ways. Look through old posts.
Thanks for your input. I've read the posts and have followed this forum since last year. Some get burned and others don't. Definitely a risk. Best case scenario you get your cp, worst case you don't and messed up your only chance. Just debating on taking that risk. The timing has to be perfect and there is no wiggle room.

Any thoughts of them having another "promo" after September? They had a couple this year and I'm sure they will still have them next year. It seems to be when they feel like it. No real pattern that I can see?
Gem1934 is offline  
Old Aug 14, 14, 11:34 am
  #1439  
 
Join Date: Jul 2014
Location: Austin, TX
Posts: 969
I'm holding out for the end of the year or beginning of next year. Just have to see if it works out...
trouble747 is offline  
Old Aug 17, 14, 6:23 pm
  #1440  
 
Join Date: Aug 2014
Posts: 1
Question for anyone who might know.

Say I get the card, then make a purchase for 2k, but then balance transfer over to another card before being hit with the interest for this purchase from Chase SW, would I still receive the 50k points?

TIA
shanes17 is offline  

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