Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 31, 2018, 10:14 am
#4201
Join Date: Dec 2004
Programs: WN, DL, UA, AA, Hilton, Marriott, IHG
Posts: 1,303
Hello! New to this site, looking for help with the CP. Was planning on applying for the SW business and plus/premier cards. a few questions:
1. Should I apply to both the cards on the same day or the business one first? How many days should I wait in between applications, if it matters?
2. Does anyone have a link to a working 50k bonus for a personal card? Last link I saw was one pointing to post 4094 of this thread. I'd like to confirm working before applying.
Thanks in advance for any help.
1. Should I apply to both the cards on the same day or the business one first? How many days should I wait in between applications, if it matters?
2. Does anyone have a link to a working 50k bonus for a personal card? Last link I saw was one pointing to post 4094 of this thread. I'd like to confirm working before applying.
Thanks in advance for any help.
The short answer: apply for the business card first as chase limits you to 1 application (of any kind) per 30 days when you are applying for a business cards. Personal cards are more lenient (2 per 30 days) so once your business card is approved (I personally would wait until I had it in hand), apply for the personal card
Dec 31, 2018, 1:05 pm
#4203
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,275
Jan 1, 2019, 8:48 pm
#4205
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
I know I will catch some flack for this but it is perfectly safe to spend in December so long as you know when your statement end date is. that's the problem those people don't know the difference between a payment due date or statement date. They make assumptions without doing any research. And the dropping an early statement phenomenon it is something I never believed. This is just a convenient excuse people use so they don't look so dumb when they screw things up.
Jan 1, 2019, 10:39 pm
#4206
Join Date: May 2005
Posts: 4,870
Jan 1, 2019, 11:04 pm
#4207
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
I know I will catch some flack for this but it is perfectly safe to spend in December so long as you know when your statement end date is. that's the problem those people don't know the difference between a payment due date or statement date. They make assumptions without doing any research. And the dropping an early statement phenomenon it is something I never believed. This is just a convenient excuse people use so they don't look so dumb when they screw things up.
Of course, now that is January - none of this matters.. .LOL!
Jan 2, 2019, 4:01 am
#4208
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Anybody can come out and say that is poor advice, but without even attempting to give a reason why, your statement is meaningless. Maybe your statement should be ignored.
I mean for Christ sake, the person in this example here freely admitted to screwing up and completing his spend before his December statement date ended. He mentioned that he assumed it would end sometime in mid-January. This screw-up is 100% on him. 99.99% of the time this happens it's because the person playing the game doesn't know the rules.
Jan 2, 2019, 9:52 am
#4209
Join Date: Jul 2001
Posts: 3,975
As I recall, it does happen that when you first get the card, the due date that may show online can be changed. Assuming you get straight the difference between closing date and due date, the first statement may close earlier than first indicated.
Jan 2, 2019, 11:28 am
#4210
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Anybody else can feel free to chime in too if this has actually happened to you.
Jan 2, 2019, 11:50 am
#4211
Join Date: Feb 2015
Posts: 595
And therein lies the rub - using the due date to try to determine when the statement close date will be.
Don't be stupid. Know the statement date, don't guess. Until that first statement closes, nothing is assured. Hence my earlier post - I applied in Nov, all but ignored the cards until the statement closed, then spent knowing the next closing date would be in Jan.
I don't have a specific example, but I tend to recall sometime in the not-too-recent past where the due date of a new card was changed on me. But again, that is a due date. I couldn't care less about due dates. I only care about closing dates and until I know when that is, I'm not risking anything.
Don't be stupid. Know the statement date, don't guess. Until that first statement closes, nothing is assured. Hence my earlier post - I applied in Nov, all but ignored the cards until the statement closed, then spent knowing the next closing date would be in Jan.
I don't have a specific example, but I tend to recall sometime in the not-too-recent past where the due date of a new card was changed on me. But again, that is a due date. I couldn't care less about due dates. I only care about closing dates and until I know when that is, I'm not risking anything.
Jan 2, 2019, 1:02 pm
#4212
Join Date: Feb 2009
Posts: 6,603
I know I will catch some flack for this but it is perfectly safe to spend in December so long as you know when your statement end date is. that's the problem those people don't know the difference between a payment due date or statement date. They make assumptions without doing any research. And the dropping an early statement phenomenon it is something I never believed. This is just a convenient excuse people use so they don't look so dumb when they screw things up.
Jan 2, 2019, 3:17 pm
#4213
Join Date: Dec 2018
Posts: 12
Hi,
My fiance accidentally screwed up her business card application by not matching her business name to the one she put on the application and kept getting denied even after showing documentation to Chase. She just canceled her application but it says it will take 30 days to officially close. Do you advise waiting the full 30 days to reapply with the correct business name and documentation or can she reapply immediately for the card? She already has the SW Chase personal card, just trying to get the biz one to reach CP. She has a valid business, just put her official title in the application rather than the business name. Please advise, thanks!
My fiance accidentally screwed up her business card application by not matching her business name to the one she put on the application and kept getting denied even after showing documentation to Chase. She just canceled her application but it says it will take 30 days to officially close. Do you advise waiting the full 30 days to reapply with the correct business name and documentation or can she reapply immediately for the card? She already has the SW Chase personal card, just trying to get the biz one to reach CP. She has a valid business, just put her official title in the application rather than the business name. Please advise, thanks!
Jan 2, 2019, 7:49 pm
#4214
Join Date: Dec 2015
Posts: 206
I have a SW flight in 2 weeks - hoping there’s a 50K offer in flight!!!
Jan 2, 2019, 9:05 pm
#4215
Join Date: Jul 2001
Posts: 3,975
About the first closing date being changed:
Yes, it has. It was a few years ago and my memory is fuzzy, but it was a Chase card; when I got it it showed a due date about 50 days away, then I happened to log in around when I was expecting the first closing date, and saw that the statement had closed after a week and was almost due, without my having gotten any email or other notice. I sent a secure message asking about being notified, and have gotten double emails for all Chase cards since then.
Yes, it has. It was a few years ago and my memory is fuzzy, but it was a Chase card; when I got it it showed a due date about 50 days away, then I happened to log in around when I was expecting the first closing date, and saw that the statement had closed after a week and was almost due, without my having gotten any email or other notice. I sent a secure message asking about being notified, and have gotten double emails for all Chase cards since then.