Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 22, 2018, 11:40 am
#4141
Join Date: Sep 2016
Posts: 4
Nov 28, 2018, 8:02 am
#4142
Join Date: Jun 2015
Posts: 1,727
Does anyone have a recent approval with both the SW Plus and SW Priority cards? Just got off the phone and they said they are the same product since they are both Southwest cards. Will submit an app for SO on SW Premier to see if results are different.
Nov 28, 2018, 9:35 am
#4143
Join Date: Jul 2001
Posts: 3,975
I think the rule now is that they approve only one personal card. From the terms of the Priority Card:
Bonus Points
The product is not available to either (i) current Cardmembers of any Southwest Rapid RewardsŪ Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.
The product is not available to either (i) current Cardmembers of any Southwest Rapid RewardsŪ Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.
Nov 28, 2018, 1:59 pm
#4144
Join Date: Jun 2015
Posts: 1,727
yeah I noticed that but wasnt sure how strict they are with it. Also, could easily discern from FT thread if everyone was talking about pairing $60k +40k being personal plus biz.
Dec 1, 2018, 2:21 pm
#4145
Join Date: Oct 2006
Location: Chicago
Programs: AA,UA, BA, DAL, FB
Posts: 135
IT WORKS FOR 50,000 POINTS WITH $2000 IN SPENDING!!!!
I sent a couple secure messages to Chase trying to get them to confirm this application. 4 different times, I couldn't get an answer to the question. I also tried calling Chase and SWA to see if I could get the inflight magazine offer. SWA referred me to Chase and Chase said it had to be done at the airport or on the plane to get that offer. I took a leap of faith and applied thru the link. It worked and I got the 50,000 points. I truly didn't want to have to spend the extra dollars in order to make the companion pass minimum.
I sent a couple secure messages to Chase trying to get them to confirm this application. 4 different times, I couldn't get an answer to the question. I also tried calling Chase and SWA to see if I could get the inflight magazine offer. SWA referred me to Chase and Chase said it had to be done at the airport or on the plane to get that offer. I took a leap of faith and applied thru the link. It worked and I got the 50,000 points. I truly didn't want to have to spend the extra dollars in order to make the companion pass minimum.
Dec 2, 2018, 9:52 am
#4146
Join Date: Dec 2018
Posts: 1
What may be a silly question but hoping to confirm -
The 50k offer that has been seen during inflight wifi is 50k only (not a additional 20k bonus after additional spending?)
We will likely be going for companion pass next year, but will not qualify for business card. Our spending is such that we would over the course of the year likely meet the requirement with a single card (so am evaluating either 40k + 20k offer which would be better than 50k in-flight, unless the inflight offer was 50k +20k subsequent spending bonus).
We will be flying later this month so would be able to potentially enroll via in-flight if it were the better option
The 50k offer that has been seen during inflight wifi is 50k only (not a additional 20k bonus after additional spending?)
We will likely be going for companion pass next year, but will not qualify for business card. Our spending is such that we would over the course of the year likely meet the requirement with a single card (so am evaluating either 40k + 20k offer which would be better than 50k in-flight, unless the inflight offer was 50k +20k subsequent spending bonus).
We will be flying later this month so would be able to potentially enroll via in-flight if it were the better option
Dec 2, 2018, 9:01 pm
#4147
Join Date: Oct 2006
Location: Chicago
Programs: AA,UA, BA, DAL, FB
Posts: 135
in flight offer - or the offer linked in #1094 - is for 50,000 points only. No additional points bonus for extra spending. If you go the single card route to get the companion certificate, you would get 60,000 points from the alternative public offer, which means you would have to spend $50,000 to reach 110,000 points (not factoring in any other bonus offers or spending offers). You sure you can't come up with some sort of business. If you get both the 50,000 personal and the 60,000 business, you would only need to meet the minimum spend of $2000 and $3000 to get the companion certificate. $5000 is way easier and faster than 50,000.
Dec 3, 2018, 8:54 am
#4148
Join Date: Dec 2018
Posts: 2
Does anyone know if there is a 50k in-flight offer for the Priority card, or is it only for Plus? If someone has a link to the Priority application, that would be awesome! Otherwise, I am flying later this month and will wait until then. Just need to know if there is in fact a 50k offer on the Priority card. Thanks!
Dec 3, 2018, 11:07 am
#4149
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Does anyone know if there is a 50k in-flight offer for the Priority card, or is it only for Plus? If someone has a link to the Priority application, that would be awesome! Otherwise, I am flying later this month and will wait until then. Just need to know if there is in fact a 50k offer on the Priority card. Thanks!
Dec 5, 2018, 1:04 pm
#4152
Join Date: Jul 2009
Posts: 11
I applied for the business card and got a message that the approval was "under review." Is this common, and does anyone know how long the review process takes?
If this gets approved, then I will go for the personal card next. I haven't gotten a chase bonus in over two years and I don't have the SW card currently, so hopefully there are no roadblocks.
If this gets approved, then I will go for the personal card next. I haven't gotten a chase bonus in over two years and I don't have the SW card currently, so hopefully there are no roadblocks.
Dec 5, 2018, 1:10 pm
#4153
Join Date: Jun 2018
Posts: 7
I applied for the business card and got a message that the approval was "under review." Is this common, and does anyone know how long the review process takes?
If this gets approved, then I will go for the personal card next. I haven't gotten a chase bonus in over two years and I don't have the SW card currently, so hopefully there are no roadblocks.
If this gets approved, then I will go for the personal card next. I haven't gotten a chase bonus in over two years and I don't have the SW card currently, so hopefully there are no roadblocks.
Dec 5, 2018, 1:36 pm
#4154
Join Date: Jul 2009
Posts: 11
Thank you for choosing Chase."
Dec 8, 2018, 9:12 pm
#4155
Join Date: Mar 2003
Location: TUL
Programs: AA Plat, DL FO/1MM, UA Silver, Marriott Titanium, National Exec Elite
Posts: 2,102
Just wanted to report that the link in post #4094 for 50K bonus after $2k spend is still working. My wife applied today (12/8), got instant approval, and got confirmation of the bonus via Chase Secured Message.
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