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Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

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Old Jan 23, 2014, 9:16 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

75,000 miles bonus for all Southwest Airlines personal credit cards.

40K + 20K personal Plus
offer:
$1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.

40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.


70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.

50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.

60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
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Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

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Old Nov 20, 2017, 12:11 am
  #3721  
 
Join Date: Feb 2009
Posts: 6,605
Originally Posted by rove312
I think it would work that, if you havan't changed your closing date recently, you can change it from the 15th to, say, the 5th (asking for it as a due date of the 2nd), and you'd get an extra-long statement period to assure that the bonus doesn't close until Jan. 5.
If he changed it to the 5th I would think it would close December 5th. I don't see a bank giving a person ~ 10 weeks interest free to make a payment after the first statement cuts.

If his last statement closed 11/15/17 and they made the new closing date 1/2/2018 you could make charges on 11/16/2017 and not pay them until late January 2018 and accrue zero interest.

If that works I bet a lot of people would love to know as they could extend the time to pay interest free.
flyer4512 is offline  
Old Nov 20, 2017, 12:14 am
  #3722  
 
Join Date: Feb 2009
Posts: 6,605
Originally Posted by aba030
I didn't do my homework and missed the fact refunds don't factor into spend to hit the bonus threshold. As a result, I've now hit the $2K spend mark and my next statement date is 12/15. In order to get the 60K bonus to post in 2018, it appears my only option is to try to move the statement date. Does anyone know if it would be possible to move a December statement date into January? Thank you!!

Did you get two 60K cards ? If the bonus does post in 2017 and you can't get the third SW card consider finishing the spend on the 2nd card so at least you get CP for 2017/2018
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Old Nov 20, 2017, 6:22 am
  #3723  
FlyerTalk Evangelist
 
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,190
Maybe Chase can change or has changed the system.

I am just repeating what a slew of people went through last year and the year before and the year before and ...

Remember the guy whose card was stolen and a fraudulent charge put him over $3k or whatever? Even though reversed and refunded immediately, he ended up with a CP for something like a week plus a year.

What Chase says, either verbally or in writing, and what actually happens are not necessarily the same.
toomanybooks is online now  
Old Nov 20, 2017, 9:27 am
  #3724  
 
Join Date: Jul 2001
Posts: 3,975
Originally Posted by flyer4512
If he changed it to the 5th I would think it would close December 5th. I don't see a bank giving a person ~ 10 weeks interest free to make a payment after the first statement cuts.

If his last statement closed 11/15/17 and they made the new closing date 1/2/2018 you could make charges on 11/16/2017 and not pay them until late January 2018 and accrue zero interest.

If that works I bet a lot of people would love to know as they could extend the time to pay interest free.
Yes, I've done that, as I recall. They limit how often you can do it. If you say, after a statement has closed on the 15th, "I want my due date to be the 2nd," the statement period will be more than a month rather than less. (I hesitate to say there's a legal requirement of at least a month in a billing period when the change is at a customer's request, but it may be their practice.) I've run into a problem with this when I put the request in ON the closing date, thinking my opening bonus (Chase Sapphire, not RR) was already guaranteed to post on that date, and they extended the statement period and the bonus posting.
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Old Nov 20, 2017, 10:53 am
  #3725  
 
Join Date: Jul 2001
Posts: 3,975
As I think about it now, with some of my experience, if you request a change to an earlier billing date now, you may risk getting a shorter billing period (after the 15th, change it to the 5th, and get a 12/5 billing date) but if you wait until after 12/5 and say you want a due date of the 2nd, they act promptly and extend the current period until Jan. 5.
rove312 is offline  
Old Nov 20, 2017, 8:28 pm
  #3726  
 
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Originally Posted by flyer4512
If he changed it to the 5th I would think it would close December 5th. I don't see a bank giving a person ~ 10 weeks interest free to make a payment after the first statement cuts.

If his last statement closed 11/15/17 and they made the new closing date 1/2/2018 you could make charges on 11/16/2017 and not pay them until late January 2018 and accrue zero interest.

If that works I bet a lot of people would love to know as they could extend the time to pay interest free.
You're over thinking this. If he does nothing, he will have a statement closing on Dec 15. If he has it changed and the next one closes on Jan 2nd, he will extend his statement by about 2 weeks. He will still have a payment in December based on his November statement.

Anytime I've changed a payment due / statement end date, it has extended my current billing cycle. Not saying it can't shorten it, but I've never had it happen.

As far as the extended intrest free period, it would only last one billing cycle anyway. After that, ts business as usual.
Critterlynn is offline  
Old Nov 20, 2017, 8:39 pm
  #3727  
 
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Originally Posted by rove312
I think it would work that, if you havan't changed your closing date recently, you can change it from the 15th to, say, the 5th (asking for it as a due date of the 2nd), and you'd get an extra-long statement period to assure that the bonus doesn't close until Jan. 5.
this probably would work and if I was the person who you are talking about, that's exactly what I would do. He/she has absolutely nothing to lose by trying. The worst that could happen is the shorten the billing cycle and cause the points to post earlier. If that happens, they would be no worse off.
Critterlynn is offline  
Old Nov 20, 2017, 8:46 pm
  #3728  
 
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Originally Posted by toomanybooks
In the past, the WN CP has been triggered immediately upon hitting $2k, regardless of closing date.

Worth a shot trying to call Chase. Might as well.

Let us know what happens
Where exactly do you get this information? This couldn't be further from the truth. When I received my first companion pass in January 2016, the $2,000 spend was met one day after my December statement closed. That was during the first week of the month and the points posted after my January statement ended. Even the terms & conditions state this.
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Old Nov 20, 2017, 8:50 pm
  #3729  
 
Join Date: Jul 2001
Posts: 3,975
As I think it is:
Statement closed 11/15: Due 12/12. This won't change if you ask for a billing date change.
After 12/5, request a change to due date of the 2nd of the month.
The statement that would have closed 12/15 will now close on 1/5 and be due 2/2. It is a nice one-time break, and I've experienced it.
rove312 is offline  
Old Nov 20, 2017, 9:11 pm
  #3730  
 
Join Date: Feb 2009
Posts: 6,605
Originally Posted by Critterlynn
You're over thinking this. If he does nothing, he will have a statement closing on Dec 15. If he has it changed and the next one closes on Jan 2nd, he will extend his statement by about 2 weeks. He will still have a payment in December based on his November statement.

Anytime I've changed a payment due / statement end date, it has extended my current billing cycle. Not saying it can't shorten it, but I've never had it happen.

As far as the extended intrest free period, it would only last one billing cycle anyway. After that, ts business as usual.

I pay all my bills in full the day the statement cuts, as long as he/she has the $$ to pay the bill in full should the statement close early you are correct, there is nothing to lose.
flyer4512 is offline  
Old Nov 23, 2017, 6:16 pm
  #3731  
 
Join Date: Jun 2004
Programs: AA, UA, DL
Posts: 28
I got bit for my upcoming companion pass. My loss may be of use to others in future years, though.

Got 2 cards just before promotion ended & both had MSR confirmed by SM to be in late Jan 2018. I planned to do $1600-1700 on each before last close date in 2017 & then go over $2K a few days into next billing cycle. Everything was going well until just after Nov close date I see one card got the 60Kmi bonus credited. What!!?? Well, back in Oct I had a prepayed hotel reservation that was $500+. Due to fires out west, hotel wasn't going to be very desirable, so the hotel let me cancel and credited the $ back to my card - RIGHT AFTER THE OCT CLOSING DATE. The refund came in the next billing cycle, so I could see that I wasn't anywhere near my 2017 goal of $1600-1700. Well, Chase credited me the $500+ anyway. I SM'd them several times explaining that the $ had been refunded & shouldn't be credited towards the MSR, but they kept replying, we've given you the credit and you're welcome. By then, all I could do was push my 2nd card over the $2K MSR before the Dec close date so both bonuses would hit in 2017.

So, I only get 1 year vs 2 on the companion pass, and if I hadn't noticed before my upcoming Dec close date on the 2nd card, I would have had one bonus in 2017 & 2nd in 2018 & lost the companion pass (unless I clould luck out & get a 3rd card, but I wansn't feeling lucky). But, this means next year, or whenever the offer comes around again, you can all get close to your MSR quickly for no money by buying a bunch of stuff just before your billing close date & returning it a few days after the closing date. You'll put out the money one billing period & get it back the next & still get credit toward the MSR.

Oh, well, live & learn. Good thing my wife can apply at the end of next year since it'll be 2+ years since her last bonus on her chase cards (that we'll close now)
Bugaboos is offline  
Old Nov 23, 2017, 8:29 pm
  #3732  
 
Join Date: Feb 2009
Posts: 6,605
Originally Posted by Bugaboos
I got bit for my upcoming companion pass. My loss may be of use to others in future years, though.

Got 2 cards just before promotion ended & both had MSR confirmed by SM to be in late Jan 2018. I planned to do $1600-1700 on each before last close date in 2017 & then go over $2K a few days into next billing cycle. Everything was going well until just after Nov close date I see one card got the 60Kmi bonus credited. What!!?? Well, back in Oct I had a prepayed hotel reservation that was $500+. Due to fires out west, hotel wasn't going to be very desirable, so the hotel let me cancel and credited the $ back to my card - RIGHT AFTER THE OCT CLOSING DATE. The refund came in the next billing cycle, so I could see that I wasn't anywhere near my 2017 goal of $1600-1700. Well, Chase credited me the $500+ anyway. I SM'd them several times explaining that the $ had been refunded & shouldn't be credited towards the MSR, but they kept replying, we've given you the credit and you're welcome. By then, all I could do was push my 2nd card over the $2K MSR before the Dec close date so both bonuses would hit in 2017.

So, I only get 1 year vs 2 on the companion pass, and if I hadn't noticed before my upcoming Dec close date on the 2nd card, I would have had one bonus in 2017 & 2nd in 2018 & lost the companion pass (unless I clould luck out & get a 3rd card, but I wansn't feeling lucky). But, this means next year, or whenever the offer comes around again, you can all get close to your MSR quickly for no money by buying a bunch of stuff just before your billing close date & returning it a few days after the closing date. You'll put out the money one billing period & get it back the next & still get credit toward the MSR.

Oh, well, live & learn. Good thing my wife can apply at the end of next year since it'll be 2+ years since her last bonus on her chase cards (that we'll close now)

We have heard similar stories year after year , TooManyBooks tries to warn people every year.

We have two 60K cards also and will spend $4k on 12/31/2017 ( in person as sometimes internet charges take longer to post) as we have done several times for nearly 2 years of CP

Two other points, CP rules can change at any time so next year the rules may not be the same (CC bonuses may not count and/or they may require more than 110K points. Your wife also needs to be 4/24 or under next year.................assuming that rule doesn't change either

BTW, you MAY also have another option, Southwest has THREE credit cards so if you are under 5/24 you could apply for the 3rd card and if approved for for 2018/19 CP

What Does MSR mean ? Minimum spend ?

If you make returns ( going over $2k and back and never spending $2k on the card ) you may be in for some more bad news.

Last edited by flyer4512; Nov 23, 2017 at 8:39 pm
flyer4512 is offline  
Old Nov 28, 2017, 10:43 am
  #3733  
 
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,012
When does SW actually post points? We actually are trying to earn the CP for 2017 to go ahead and book some travel. My wife's last statement was 11/27 and the statement shows the 60K bonus, which will bring her to 125K total. Her SW account shows last point activity was 10/27. Now its 11/28 and still nothing in SW RR account. Will they retroactively post the points on 11/29 then say they were added on 11/27?
bbriscoe34 is online now  
Old Nov 28, 2017, 12:04 pm
  #3734  
 
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Originally Posted by bbriscoe34
When does SW actually post points? We actually are trying to earn the CP for 2017 to go ahead and book some travel. My wife's last statement was 11/27 and the statement shows the 60K bonus, which will bring her to 125K total. Her SW account shows last point activity was 10/27. Now its 11/28 and still nothing in SW RR account. Will they retroactively post the points on 11/29 then say they were added on 11/27?
Usually the points will post a couple days after your statement ends and your point earning activity will reflect your statement ending date. But there was one time it took almost two weeks for them to post. That one time just happened to be the statement where the bonus was earned. It almost makes me wonder if they we're intentionally delaying my companion pass.
bbriscoe34 likes this.
Critterlynn is offline  
Old Nov 28, 2017, 5:18 pm
  #3735  
 
Join Date: Feb 2009
Posts: 6,605
Originally Posted by bbriscoe34
When does SW actually post points? We actually are trying to earn the CP for 2017 to go ahead and book some travel.
Since December is a heavy travel month and you will need 2 seats I would hold those flights on points now and then add the companion when she gets CP.
flyer4512 is offline  


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