Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Feb 27, 2013, 11:13 pm
#76
Join Date: Apr 2012
Location: Bay Area, CA
Programs: AAdvantage, HHonors Diamond, WN RR A-list+
Posts: 584
Feb 27, 2013, 11:17 pm
#78
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,619
Feb 28, 2013, 12:25 pm
#79
Join Date: Jan 2013
Programs: UA 1K | MR Platinum
Posts: 492
I applied for the personal and biz card same day. Both got the call in message. I called for the personal and they didn't even verify anything, they just approved on the spot for a limit fully 2x my highest limit at that point. The biz card took a bit of persuading and I had to chop the limit from the recently approved personal card down and transfer to the biz card, but in the end it only took me ~20 minutes on the phone or so.
Feb 28, 2013, 12:32 pm
#80
Join Date: Oct 2012
Location: SEA
Programs: Alaska MVP Gold
Posts: 539
I applied and was approved for the UA MileagePlus Explorer card back on 12/26/12 and I want to get this southwest card while the 50K deal is hot. Both are chase cards, is 2 months too soon to get a new one? Or should I be good to go?
Feb 28, 2013, 12:40 pm
#81
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,619
In my opinion most people are too conservative about how many cards to apply for. That includes me. I like to keep my success rate near 100% and I like to retain my ability to apply for one more card in case a crazy offer like the Capital One 100k deal comes along.
Feb 28, 2013, 12:50 pm
#82
Join Date: Oct 2012
Location: SEA
Programs: Alaska MVP Gold
Posts: 539
2 different Chase cards should be fine. 3 would require some persuasion. 4 is where you might get turned down even after you call the reconsideration line.
In my opinion most people are too conservative about how many cards to apply for. That includes me. I like to keep my success rate near 100% and I like to retain my ability to apply for one more card in case a crazy offer like the Capital One 100k deal comes along.
In my opinion most people are too conservative about how many cards to apply for. That includes me. I like to keep my success rate near 100% and I like to retain my ability to apply for one more card in case a crazy offer like the Capital One 100k deal comes along.
Feb 28, 2013, 12:50 pm
#83
Join Date: Dec 2011
Posts: 75
I got the Chase Ink Bold on 1/11 and just got approved for the Personal Plus, 45 days later. In this case it might make a difference that one was a business card and one was personal but I'm not sure. However, I previously applied for a 2nd Chase card 31 days after a previous one and it was approved fine.
Feb 28, 2013, 12:55 pm
#84
Join Date: Dec 2011
Posts: 75
I've read previous posts but haven't been able to find an answer. Is it possible to apply for both the Personal Plus and Personal Premier on the same day, get approved, and have it consolidate as 1 credit pull?
Otherwise, what is the wait time between Chase business cards? As mentioned in my previous post, I was approved for a Ink Bold ~45 days ago.
I'd rather stick with personal as I want to get the Ink Plus later down the road and don't want to apply for too many business cards, but I'm trying to see what the options are. TIA
Otherwise, what is the wait time between Chase business cards? As mentioned in my previous post, I was approved for a Ink Bold ~45 days ago.
I'd rather stick with personal as I want to get the Ink Plus later down the road and don't want to apply for too many business cards, but I'm trying to see what the options are. TIA
Feb 28, 2013, 1:36 pm
#85
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
2 different Chase cards should be fine. 3 would require some persuasion. 4 is where you might get turned down even after you call the reconsideration line.
In my opinion most people are too conservative about how many cards to apply for. That includes me. I like to keep my success rate near 100% and I like to retain my ability to apply for one more card in case a crazy offer like the Capital One 100k deal comes along.
In my opinion most people are too conservative about how many cards to apply for. That includes me. I like to keep my success rate near 100% and I like to retain my ability to apply for one more card in case a crazy offer like the Capital One 100k deal comes along.
I have had to call reconsideration for approvals but, after going through a few of those calls, they become easier to navigate.
Feb 28, 2013, 1:45 pm
#86
Join Date: Oct 2012
Location: SEA
Programs: Alaska MVP Gold
Posts: 539
I have 5 active Chase cards (3 personal and 2 business). Many people have more. Here's a thread on it: How many Chase cards do you/can you have?
I have had to call reconsideration for approvals but, after going through a few of those calls, they become easier to navigate.
I have had to call reconsideration for approvals but, after going through a few of those calls, they become easier to navigate.
Feb 28, 2013, 10:25 pm
#87
Join Date: Dec 2010
Posts: 1,860
If I were to try and obtain some Southwest points here,
Would it be wise to open both the Plus and Premier card at the same time? Or a Premier card and a business card?
Also what have people generally preferred, The Premier or Plus card?
Do the extra 3k points work themselves out to be that useful? I think 6k points would leave you "high and dry" unless you spent a lot or flew a lot with Southwest.
Would it be wise to open both the Plus and Premier card at the same time? Or a Premier card and a business card?
Also what have people generally preferred, The Premier or Plus card?
Do the extra 3k points work themselves out to be that useful? I think 6k points would leave you "high and dry" unless you spent a lot or flew a lot with Southwest.
Mar 1, 2013, 5:38 am
#89
Join Date: Dec 2010
Posts: 1,860
So should I apply for person and business cards in the same day or how should I time these applications? Also is it possible to combine the Airtran 32 credit card with this?
I was thinking of doing both the airtran 32 credit and the $69 annual fee SW card today, and then doing the Southwest business card in 30-60 days when Chase is cooled off again....
Will this work? I was just approved for the Southwest card btw...
I was thinking of doing both the airtran 32 credit and the $69 annual fee SW card today, and then doing the Southwest business card in 30-60 days when Chase is cooled off again....
Will this work? I was just approved for the Southwest card btw...
Last edited by factory81; Mar 1, 2013 at 6:20 am
Mar 1, 2013, 7:36 am
#90
Join Date: Dec 2010
Posts: 1,860
I applied for the Airtran 32 credit card and just was approved. I felt the 50k Airtran card would go away much quicker than the 50k WN Business card. In the future I will go for those business cards, but in the mean time.......its credit cool off period.