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Discussion of Chase RR Visa 40K-60K sigunup points offers -- NO REFERRALS!

Discussion of Chase RR Visa 40K-60K sigunup points offers -- NO REFERRALS!

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Old Jan 13, 20, 5:37 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
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Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

75,000 miles bonus for all Southwest Airlines personal credit cards.

40K + 20K personal Plus
offer:
$1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.

40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.


70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.

50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.

60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
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Old Jan 14, 20, 4:29 pm
  #4426  
 
Join Date: Mar 2016
Posts: 388
Originally Posted by Tanic View Post
The Priority Card (not Premier) gets $75 credit for charges made directly to Southwest Airlines.

It makes me sad to think that the 4 Upgraded Boardings would be used for a 30 minute flight. Much better value for long haul segments.
I don't have any plans on going any further with SW for this year, so it is more of a use it or lose it type of thing. Thanks for clarifying which card I should get. At least with the $75 credit, I would have the option of buying tickets and then canceling to get travel wallet funds. I am guessing I will at least go fly WN one time in the next 2 years and can stack the $75 credit in the future trip.
HIFlya is offline  
Old Jan 14, 20, 4:40 pm
  #4427  
 
Join Date: May 2002
Programs: WN F9 UA AA IHG HH MR
Posts: 2,205
Originally Posted by HIFlya View Post
At least with the $75 credit, I would have the option of buying tickets and then canceling to get travel wallet funds. I am guessing I will at least go fly WN one time in the next 2 years and can stack the $75 credit in the future trip.
Then wait until just before the card renews its annual fee to buy/cancel a ticket, since Travel Funds expire one year from initial ticket purchase. Also be careful stacking old TFs with new TFs. It makes new funds old.
Tanic is online now  
Old Jan 14, 20, 5:00 pm
  #4428  
 
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 9,229
Originally Posted by HIFlya View Post
I don't have any plans on going any further with SW for this year, so it is more of a use it or lose it type of thing. Thanks for clarifying which card I should get. At least with the $75 credit, I would have the option of buying tickets and then canceling to get travel wallet funds. I am guessing I will at least go fly WN one time in the next 2 years and can stack the $75 credit in the future trip.
Not sure if it is worth even getting the card if you are not planning to fly WN for another year... guess it does not hurt...
NoStressHere is online now  
Old Jan 14, 20, 5:02 pm
  #4429  
 
Join Date: Mar 2016
Posts: 388
Originally Posted by Tanic View Post
Then wait until just before the card renews its annual fee to buy/cancel a ticket, since Travel Funds expire one year from initial ticket purchase. Also be careful stacking old TFs with new TFs. It makes new funds old.
Oh yeah...totally. I am thinking that $149-$75 is $74. I guess $74 is still more than $49. Hmm...maybe the lowest card is the way to go. My preference was to get the IHG card at 125K (because I can always use free hotel rooms) but I can't get that offer and i need to pay for my medical bill and can't wait for the next time the increased sign-up is publicly available.
HIFlya is offline  
Old Jan 14, 20, 5:03 pm
  #4430  
 
Join Date: Mar 2016
Posts: 388
Smile

Originally Posted by NoStressHere View Post
Not sure if it is worth even getting the card if you are not planning to fly WN for another year... guess it does not hurt...
I am getting it to get the signup bonus...for future travel. I have a medical bill that I have to pay and using that payment for the minimum spend helps take the sting out of paying for it.

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HIFlya is offline  
Old Jan 14, 20, 7:54 pm
  #4431  
 
Join Date: May 2002
Programs: WN F9 UA AA IHG HH MR
Posts: 2,205
Originally Posted by HIFlya View Post
maybe the lowest card is the way to go.
If you qualify for a Chase business Visa card get both. Spread the bills to meet minimum SUB charge on both cards and end up with 135,000 RR SUB points and a CP good thru 2021 for your troubles which will definitely take the sting out of paying.
Tanic is online now  
Old Jan 15, 20, 1:13 am
  #4432  
 
Join Date: Feb 2017
Posts: 17
Hi all - just got my Performance Business card, but on the back it just says "RR" with no number after it. Has anyone else had the same experience, or should I contact Chase to make sure the RR # is actually linked? I know I definitely put in my RR # correctly on the original application.
UsualNoise is offline  
Old Jan 15, 20, 1:33 am
  #4433  
 
Join Date: Dec 2018
Posts: 130
Originally Posted by Tanic View Post
The Priority Card (not Premier) gets $75 credit for charges made directly to Southwest Airlines.

It makes me sad to think that the 4 Upgraded Boardings would be used for a 30 minute flight. Much better value for long haul segments.
I have to question why anyone would buy an anytime or business select fare on an inter island flight.
Beachchaser is online now  
Old Jan 15, 20, 1:36 am
  #4434  
 
Join Date: Dec 2018
Posts: 130
Originally Posted by NoStressHere View Post
Not sure if it is worth even getting the card if you are not planning to fly WN for another year... guess it does not hurt...
All time high on the personal card and points never expire.
Beachchaser is online now  
Old Jan 15, 20, 7:09 am
  #4435  
 
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 9,229
Originally Posted by UsualNoise View Post
Hi all - just got my Performance Business card, but on the back it just says "RR" with no number after it. Has anyone else had the same experience, or should I contact Chase to make sure the RR # is actually linked? I know I definitely put in my RR # correctly on the original application.
Seems to be the norm.
NoStressHere is online now  
Old Jan 15, 20, 1:20 pm
  #4436  
 
Join Date: Mar 2016
Posts: 388
Originally Posted by Tanic View Post
If you qualify for a Chase business Visa card get both. Spread the bills to meet minimum SUB charge on both cards and end up with 135,000 RR SUB points and a CP good thru 2021 for your troubles which will definitely take the sting out of paying.
Definitely an idea I was hoping to explore, but I already am committed to Alaska Airlines due to the companion fares I got via the CC as I have a family of 4. Getting the WN companion benefit...would definitely provide a great excuse to abandon the kids with the grandparents for trip(s). :-)
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HIFlya is offline  
Old Jan 15, 20, 4:14 pm
  #4437  
 
Join Date: Jan 2006
Location: Seattle
Programs: AAdvantage Plat+, FoundersCard, Amex Plat, TR Diamond, Marriott Gold, Wyndham Dia, HH Gold, Hertz 5*
Posts: 731
Two years ago I received bonuses for the SW Personal Plus & SW Business Premier on January 9 & 13 (Chase account closing dates) to get my CP for 2018-19. I cancelled both of those cards in November 2019.

In October 2019 I got a new SW Performance Business card, finished the MSR Jan 8, 80K bonus should post Feb 7 (Chase closing date).

Now I want to apply for another card to get my CP again for 2020-21. I am just barely past the 24-month mark on my 2018 bonuses, but there is debate out there about whether I should wait until February 1 to apply. I'll probably play it safe and wait until February to apply unless there's clear evidence I don't have to - has anyone applied in the same month as their 24-month mark, been approved, and confirmed with Chase that they are eligible for the bonus?

I really can't decide whether to apply for another Biz Premier card, the Personal Priority card, or go crazy and try to MDD for both. I'm slightly ashamed to admit that I just figured out I'm only 1/24, so that's not much of an issue. Is there any reason to be paranoid about getting the Biz Premier again shortly after cancelling my last one?

I'm also debating whether I should request a credit-line decrease on any of my cards before applying. I have about $80K spread between 3 personal and 2 business cards. My newest Chase card (SW Performance Biz) was approved with only a $6K CL, lowest I've received in decades - am I right to wonder if that's an indication that I might be pushing on Chase's comfort zone with my CL? And if I do decrease one, should I only worry about the type (Biz/Personal) of card I'm planning on applying for?

Thanks for any guidance, to any or all of my questions...
huge is offline  
Old Jan 16, 20, 9:16 pm
  #4438  
 
Join Date: Feb 2009
Programs: IHG,Hyatt, Hilton Diamond, Marriott, Wyndham, SPG, United, Delta, Alaska, AA, Southwest
Posts: 5,189
Can someone who has been doing WN referrals lately tell me about how long it takes after the person you refereed is approved for the referral bonus to post to your account? Thanks
flyer4512 is offline  
Old Jan 17, 20, 6:00 am
  #4439  
 
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 771
Originally Posted by flyer4512 View Post
Can someone who has been doing WN referrals lately tell me about how long it takes after the person you refereed is approved for the referral bonus to post to your account? Thanks
It varies but I've seen points go pending i as little as a week, sometimes two weeks. Unlike Ultimate Rewards points which can be seen pending on your desktop, these can only be seen on your mobile app on your phone. Scroll down to "see rewards details and redeem" and it will show you your point earnings for the next statement closing.

Expect only about half of your referral requests to pan out unless you actually know the person. I also think they are processed in batches. So just because you might get a couple of referrals in back to back days, your points shown as pending might be separated by a week or more.

Over the years i have probably accumulated about 400,000 points through referrals. So i do have quite a bit of experience. With that being said, this is just my opinion on how it works and YMMV.
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Last edited by Critterlynn; Jan 17, 20 at 12:49 pm
Critterlynn is offline  
Old Jan 17, 20, 7:17 am
  #4440  
 
Join Date: Oct 2013
Posts: 107
Have a few questions, some are related to this some might be a little related hoping somebody can help me.

How many Chase cards are you "allowed" to have per person? Personal and business? I currently have two business cards and one personal. Have a Southwest Premier Biz, a Southwest Priority Personal, and an Ink Business Preferred (got 80k URs from this). My credit is 830 so excellent as is income. I'll get approved if there are no hard limits. I also have a legit small business so getting biz cards are also no issue.

I was thinking about applying for another personal card (I am good on 5/24) and try to get more points somewhere. I don't think another SW card with RR points is really ideal as I already have a ton of RR points and i do a ton of spend to get CP for two different people/cards.

Ultimate Rewards are always useful as I can use them to book the one BS revenue flight I need per year to get A-List. In regards to URs, are they linked to the credit card that provides them or do they go in some other "pool"? If i cancel the credit card do I lose those URs? If I have two cards that provide URs (one personal one biz) do the URs go in one pool or are they kept in separate pools?

I would like to start doing some minor churning after i get this fourth card, just need to figure out what would be the best card. Looking at Sapphire Reserved for 50k URs. Are there better deals to be had? I am not interested in any hotel rewards programs and don't really care for cash back, would prefer points.

I was also thinking about opening a checking/savings account with Chase (Sapphire checking) but they no longer have the 50 or 60k UR points promotion for a new account). That I would have done, but again i wonder if URs are pooled per person or are they always separate accounts linked to particular cards. TIA
ave1024 is offline  

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