Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 7, 2019, 6:33 pm
#4231
Join Date: Feb 2009
Posts: 6,598
If the points posted (as stated), then the "spend" all posted to the Chase account.
Operationally, I suspect that a sweep to verify that the specific offer threshold has been achieved happens, vs a point total automatically triggering the bonus. But why that would not occur at the specific account closing date (or even every overnight) is beyond me.
Operationally, I suspect that a sweep to verify that the specific offer threshold has been achieved happens, vs a point total automatically triggering the bonus. But why that would not occur at the specific account closing date (or even every overnight) is beyond me.
Was the spend complete ( charges made) on 1/2/19 or did the spend POST to Chase on 1/2/19 ? It the spend was made 1/2/19 and the card closed 1/5/19 it's not a surprise that those PENDING charges from 1/2/19 did not POST in time to trigger the bonus 3 days after the purchases were made.
Jan 7, 2019, 8:16 pm
#4232
Join Date: Jan 2016
Posts: 42
Similar situation
SW Biz card - spent 4016.00 on 1/2/19. Statement ended 1/3/19, but all those charges posted (it was one single charge for 4016.00. SW account shows only 4000 posted (not 4016) and no 60k bonus.
Also something odd - I applied for the SW Biz and SW personal on the same date (around 12/15 or so) - yet my SW Biz statement ending date turned out to be 1/3 while the SW Personal one has yet to end (can't see what date it will end at).
Anyway, I'm hoping the bonus points post soon and I don't have to wait another statement period. When I did this a few years back they both posted in mid-january right after the statement ended. However, that was mid-Jan as opposed to 1/3, like this one.
Also something odd - I applied for the SW Biz and SW personal on the same date (around 12/15 or so) - yet my SW Biz statement ending date turned out to be 1/3 while the SW Personal one has yet to end (can't see what date it will end at).
Anyway, I'm hoping the bonus points post soon and I don't have to wait another statement period. When I did this a few years back they both posted in mid-january right after the statement ended. However, that was mid-Jan as opposed to 1/3, like this one.
Jan 7, 2019, 8:39 pm
#4233
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
I had nearly the exact same scenario last year, I made my entire spend of $2,000 on 1/1/2018.........charges POSTED ( went from Pending) to Chase on 1/4/2018 .........Statement closed 1/4/2018. Card balance was $2,000 and 2000 Southwest points posted to my Southwest account the next day or so............ 50k more points posted on 2/4/2018
I can't tell you the reason why but if you ever apply for any Ultimate Rewards card, the same thing will happen. But with an Ultimate Rewards card, since you can see pending points on the next statement, you can see this when it happens.
Last edited by Critterlynn; Jan 8, 2019 at 2:43 pm
Jan 8, 2019, 7:04 am
#4234
Join Date: Feb 2015
Posts: 595
Critterlynn is correct. It's been long established that if you meet the min spend in the last few days of the statement cycle, your bonus won't hit until the next statement cycle end (you'll get your regular points for the spending, but the bonus will be delayed). Always allow a 7-10 days before the statement ends for your charges to post and be far enough in advance of the statement cycle cut off that you get the bonus in that statement period.
Jan 8, 2019, 11:54 am
#4235
Join Date: Feb 2015
Posts: 42
My charges were made on the second, not posted o the second. So my bad, I'll have to wait until next month.
But here is another question for you all. So, my statement closed on the 5th, but it is the 8th now and my points measily 3k points still haven't posted as of 2pm on the 8th. Is anyone else experiencing a similar issue? I'm probably being impatient, but most of the time the points transfer within a day or two. Looks like I'll be waiting a long time for this companion pass!
But here is another question for you all. So, my statement closed on the 5th, but it is the 8th now and my points measily 3k points still haven't posted as of 2pm on the 8th. Is anyone else experiencing a similar issue? I'm probably being impatient, but most of the time the points transfer within a day or two. Looks like I'll be waiting a long time for this companion pass!
Jan 8, 2019, 12:41 pm
#4236
Join Date: Feb 2009
Posts: 6,598
People are under the impression that the minimum spend must be made 5-7 days before the statement closes just to make sure the charges post before it closes. That's not the case. Charges that finish of the minimum spend must post to your account 5-7 days prior to it closing.
I can't tell you the reason why but if you ever apply for any Ultimate Rewards card, the same thing will happen. But with an Ultimate Rewards card, since you can see pending points on the next statement, you can see this when it happens.
I can't tell you the reason why but if you ever apply for any Ultimate Rewards card, the same thing will happen. But with an Ultimate Rewards card, since you can see pending points on the next statement, you can see this when it happens.
In my case I wasn't expecting the bonus to be on that statement nor did I need CP until March. I heard of a guy getting his new card hacked and they went over the spend and thus the bonus posted early so I don't even activate my SW cards until 1/1/20xx............chances are slim of that happening but since my first CP flight every year is in March why risk it.
Jan 8, 2019, 1:22 pm
#4237
Join Date: Jun 2015
Posts: 1,727
Word to the wise - DO NOT screw up like I just did. In a nutshell:
a. Dec 11 applied and accepted for SWA Personal and Business cards
b. STUPIDLY (in looking back) assumed the first billing statements would close roughly a month after opening the new accounts, i.e. sometime maybe mid-January but definitely after January 1, providing 100K+ of the required 110K RR pts needed for Companion Pass for calendar years 2019-2010
c. Dec 19 received both cards and put the minimum spend on both
d. By pure chance I just found out both cards' first statement closed yesterday, i.e. only 15 days after I was approved and only 7 days after I received both cards
e. Although it hasn't happened yet I fully expect the 41K+ pts from the personal card and the 63K+ pts from the business card to post to my RR account in the next few days - almost surely before Jan 1 - effectively hosing my 2019/2020 CP plans
It never even occurred to me that the first billing statements would close well under a month after being approved.
a. Dec 11 applied and accepted for SWA Personal and Business cards
b. STUPIDLY (in looking back) assumed the first billing statements would close roughly a month after opening the new accounts, i.e. sometime maybe mid-January but definitely after January 1, providing 100K+ of the required 110K RR pts needed for Companion Pass for calendar years 2019-2010
c. Dec 19 received both cards and put the minimum spend on both
d. By pure chance I just found out both cards' first statement closed yesterday, i.e. only 15 days after I was approved and only 7 days after I received both cards
e. Although it hasn't happened yet I fully expect the 41K+ pts from the personal card and the 63K+ pts from the business card to post to my RR account in the next few days - almost surely before Jan 1 - effectively hosing my 2019/2020 CP plans
It never even occurred to me that the first billing statements would close well under a month after being approved.
Maybe you can get your companion below 5/24 and have him/her get CO for 2020/2021. My wife an I switch getting CP every 2 years.
If your statements closed yesterday you can probably view them online now and see how many points you earned. GL
Jan 8, 2019, 1:30 pm
#4238
Join Date: Jun 2018
Posts: 7
Jan 8, 2019, 2:57 pm
#4240
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
But here is another question for you all. So, my statement closed on the 5th, but it is the 8th now and my points measily 3k points still haven't posted as of 2pm on the 8th. Is anyone else experiencing a similar issue? I'm probably being impatient, but most of the time the points transfer within a day or two. Looks like I'll be waiting a long time for this companion pass!
It's not that unusual at the beginning of the new year. I think it all has to do with the year end maintenance Southwest does. About 3 years ago I had met the spend on 2 Southwest cards on my January statement. It took over 2 weeks for the points to post to my Southwest account. I wasn't too worried though because my statement showed that I had earned a bonus on both cards. However, I was getting very impatient.
Right now I'm waiting for points from rapid Rewards shopping and from surveys. Any other month I probably would have already received them.
Jan 8, 2019, 5:58 pm
#4241
Join Date: Jun 2015
Posts: 1,727
Another data point for everyone (mainly on my poor timing):
Card opened around Thanksgiving
$3,071 in spending for business card completed on 1/2/19
Statement closed on 1/5/19
Only 3,071 points appearing on my statement (no bonus)
It stinks that I have to wait another month, but thank you all for the data points letting me know I'm not SOL.
Card opened around Thanksgiving
$3,071 in spending for business card completed on 1/2/19
Statement closed on 1/5/19
Only 3,071 points appearing on my statement (no bonus)
It stinks that I have to wait another month, but thank you all for the data points letting me know I'm not SOL.
Jan 8, 2019, 6:11 pm
#4243
Join Date: Jun 2015
Posts: 1,727
If you apply earlier than 24 months since you last bonus posted you will be denied the card.
At least that's how it was about a year ago when my brother messed up his dates and applied like 2 months early for the IHG card, he was denied the card but was able to get it again after the 24 months had passed a few months later.
At least that's how it was about a year ago when my brother messed up his dates and applied like 2 months early for the IHG card, he was denied the card but was able to get it again after the 24 months had passed a few months later.
Jan 8, 2019, 6:27 pm
#4244
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
Just about everything these days says 8 weeks. Or two billing cycles. Or two months, etc.
It is said so often, most people do not even see it anymore.
Bottom line - that statement means just about 2 cents less than nothing.
Jan 9, 2019, 9:18 am
#4245
Join Date: Oct 2014
Posts: 9
Multiple business cards?
Sorry if already answered- could not find an answer after search, please direct me to appropriate thread if possible.....but I was wondering if it's possible to have multiple southwest business cards - either 2 under the same EIN or 2 under 2 different EIN.
I already currently have 1 personal and 1 biz. Trying to find my way towards a companion pass but didnt realize that chase goes by gross spend, not net spend, and so one of my bonuses posted in Dec
((
I already currently have 1 personal and 1 biz. Trying to find my way towards a companion pass but didnt realize that chase goes by gross spend, not net spend, and so one of my bonuses posted in Dec
((
Last edited by BeginnerPointsAddict; Jan 9, 2019 at 12:49 pm
