Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 24, 2018, 5:48 pm
#3931
Join Date: Feb 2009
Posts: 6,605
When I asked her about this, my friend says " . I have the SW Plus card. I applied for the Prime and was told I could not because I had the Plus card and was not eligible for the companion fare. I think it may have depended on who you spoke with at Chase bank" So what do you make of all this?
She is wrong, she was denied for a different reason, maybe one she doesn't want to tell you.
Jan 25, 2018, 2:26 am
#3933
Original Member
Join Date: May 1998
Posts: 2,505
Well, I don't fly SWA, so I am not inclined to test this myself. I am just looking for info for my readers. I plan to tell them that lots of flyertalk folks insist you can get both personal cards, so try it, but confirm the bonus offer by calling Chase before doing the spend on each card. Sound like a plan?
Jan 25, 2018, 9:59 am
#3934
Join Date: Oct 2010
Location: SDF
Programs: Delta, Southwest, Hyatt
Posts: 153
Well, I don't fly SWA, so I am not inclined to test this myself. I am just looking for info for my readers. I plan to tell them that lots of flyertalk folks insist you can get both personal cards, so try it, but confirm the bonus offer by calling Chase before doing the spend on each card. Sound like a plan?
Jan 25, 2018, 1:19 pm
#3935
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
Well, I don't fly SWA, so I am not inclined to test this myself. I am just looking for info for my readers. I plan to tell them that lots of flyertalk folks insist you can get both personal cards, so try it, but confirm the bonus offer by calling Chase before doing the spend on each card. Sound like a plan?
Meanwhile, I have yet to see a post of somebody that got a card, made the spend and did not get their points.
Jan 25, 2018, 2:49 pm
#3936
Join Date: Feb 2009
Posts: 6,605
Well, I don't fly SWA, so I am not inclined to test this myself. I am just looking for info for my readers. I plan to tell them that lots of flyertalk folks insist you can get both personal cards, so try it, but confirm the bonus offer by calling Chase before doing the spend on each card. Sound like a plan?
BTW, Chase doesn't approve cards an deny the SU bonus, you said your friend was denied the card.
Google Southwest Companion Pass and you will see a dozen or more blogs stating you can get multiple WN cards to get CP
What blog to you run ?
http://frequentmiler.boardingarea.co...ompanion-pass/
Chase frequently offers 50,000 bonus points for signing up for their Southwest cards and meeting the minimum spend. There are three versions of the card: Premier, Premier Business, and Plus. The Plus card costs $69 per year. The Premier cards cost $99. The 50,000 point bonuses (found here, when available) currently require $2K spend in three months. An easy way to get 110,000 points in a hurry is to sign up for two of these cards and spend a combined $10,000 across the two cards.
Card 1: Spend $2,000: Get 52,000 points (50,000 signup bonus + 2,000 from spend)
Card 2: Spend $2,000: Get 52,000 points (50,000 signup bonus + 2,000 from spend)
Spend an additional $6,000 to earn 6,000 points more for a total of 110,000 points
Note: As of January 2018, the business version of the card is actually offering a 60,000 point sign up bonus for spending $3,000 — meaning that if you signed up for both a business and personal card, it would only require a combined $5,000 in spending to earn a total of 115,000 points – more than enough for a Companion Pass.
Ideally, you would time the sign-ups and spend so that the points would be earned as early in a calendar year as possible. That way, you’ll have the Companion Pass for nearly two years.
Last edited by flyer4512; Jan 25, 2018 at 2:57 pm
lol
Jan 26, 2018, 4:49 pm
#3938
Join Date: Oct 2006
Posts: 325
1 down 1 to go?
I've been approved for the Business card. I now need to pick up the personal plus card. Does anyone know that if I have had the personal premier less than 2 years ago, can I still apply for the plus in hopes of getting approved and qualify for the bonus or because I've had the premier less than 2 years I wouldn't qualify?
Also, if denied the card because I have received one of the bonuses on the personal within the last 2 years, will that still hit my credit report?
Thanks
Also, if denied the card because I have received one of the bonuses on the personal within the last 2 years, will that still hit my credit report?
Thanks
Jan 27, 2018, 6:59 am
#3939
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
I've been approved for the Business card. I now need to pick up the personal plus card. Does anyone know that if I have had the personal premier less than 2 years ago, can I still apply for the plus in hopes of getting approved and qualify for the bonus or because I've had the premier less than 2 years I wouldn't qualify?
Also, if denied the card because I have received one of the bonuses on the personal within the last 2 years, will that still hit my credit report?
Thanks
Also, if denied the card because I have received one of the bonuses on the personal within the last 2 years, will that still hit my credit report?
Thanks
By the way, we applied for business and personal on the same day with hopes only one pull would show - did not work - there were two pulls.
Jan 27, 2018, 10:46 pm
#3940
Join Date: Feb 2009
Posts: 6,605
I've been approved for the Business card. I now need to pick up the personal plus card. Does anyone know that if I have had the personal premier less than 2 years ago, can I still apply for the plus in hopes of getting approved and qualify for the bonus or because I've had the premier less than 2 years I wouldn't qualify?
Also, if denied the card because I have received one of the bonuses on the personal within the last 2 years, will that still hit my credit report?
Thanks
Also, if denied the card because I have received one of the bonuses on the personal within the last 2 years, will that still hit my credit report?
Thanks
Jan 28, 2018, 3:32 pm
#3941
Join Date: Jan 2018
Posts: 9
chase customer service confirmed this for me today. I had heard some ‘same card family’ denial stories so I wanted to be sure.
Jan 28, 2018, 5:37 pm
#3943
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
What they told you this time is true. The sad thing is they could have just as easily told you the exact opposite. It's well known the CSR's at Chase like to give out wrong information. If I ever wanted to be sure about anything, I'd look through other sources first.
Jan 28, 2018, 7:54 pm
#3944
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
I totally agree you may well get wrong information by calling in. But to say they LIKE to give out wrong information is just wrong. Actually, I think many people LIKE to say agents do that.
Personally, I believe it is a combination of:
* rep not understanding the question
* customer asking one question but actually meaning something different than what they asked
* CustRep answering what they "think" the customer asked
* CustRep answering what they think the customer "meant" to ask
* customer hearing something different than what the CustRep actually said
Jan 28, 2018, 8:44 pm
#3945
Join Date: Feb 2009
Posts: 6,605
I totally agree you may well get wrong information by calling in. But to say they LIKE to give out wrong information is just wrong. Actually, I think many people LIKE to say agents do that.
Personally, I believe it is a combination of:
* rep not understanding the question
* customer asking one question but actually meaning something different than what they asked
* CustRep answering what they "think" the customer asked
* CustRep answering what they think the customer "meant" to ask
* customer hearing something different than what the CustRep actually said
Personally, I believe it is a combination of:
* rep not understanding the question
* customer asking one question but actually meaning something different than what they asked
* CustRep answering what they "think" the customer asked
* CustRep answering what they think the customer "meant" to ask
* customer hearing something different than what the CustRep actually said