Go Back  FlyerTalk Forums > Miles&Points > Airlines and Mileage Programs > Southwest Airlines | Rapid Rewards
Reload this Page >

Discussion of Chase RR Visa 40K-60K sigunup points offers -- NO REFERRALS!

Discussion of Chase RR Visa 40K-60K sigunup points offers -- NO REFERRALS!

    Hide Wikipost
Old Sep 2, 18, 4:29 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: pgary
Wiki Link
Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.

60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Print Wikipost

Reply

Old Feb 18, 16, 11:42 am
  #3031  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 674
Originally Posted by Lareinaisabel View Post
Oh gosh. I do have several, like to stupid places like JCPenney, Sears, etc. But, I have NEVER been turned down for a credit card before for that reason. :/

If I close some of those accounts would it be more likely to be approved for the business card?
I wouldn't read too much into the "too many" accounts thing it's just a generic denial reason. I have 32 open cards including 9 with Chase alone. But if your credit file is thick and JCP and Sears aren't your oldest cards I'd look at potentially closing them if for no other reason then that they're deadweight cards.
Willbur is offline  
Reply With Quote
Old Feb 18, 16, 11:50 am
  #3032  
 
Join Date: Feb 2016
Posts: 5
continued

Originally Posted by Willbur View Post
I wouldn't read too much into the "too many" accounts thing it's just a generic denial reason. I have 32 open cards including 9 with Chase alone. But if your credit file is thick and JCP and Sears aren't your oldest cards I'd look at potentially closing them if for no other reason then that they're deadweight cards.
Thanks! Any tips for what to do to get approved for the Southwest Business card? Or any other card with 50,000 reward points?
Lareinaisabel is offline  
Reply With Quote
Old Feb 18, 16, 1:50 pm
  #3033  
 
Join Date: Nov 2009
Posts: 423
Applied personal plus and prem on 1/29, finished spent on plus 2/15, statement closed 2/17 but no bonus yet. Southwest updated my RR account with 2K+ but 50 k is missing. Is this normal? Would this post after 2nd month statement? or should I call them?
mak101 is offline  
Reply With Quote
Old Feb 18, 16, 2:23 pm
  #3034  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 674
Originally Posted by mak101 View Post
Applied personal plus and prem on 1/29, finished spent on plus 2/15, statement closed 2/17 but no bonus yet. Southwest updated my RR account with 2K+ but 50 k is missing. Is this normal? Would this post after 2nd month statement? or should I call them?
Looks like you completed the spend too close to your statement. 2 days between final $2k+ charge and statement date typically isn't enough for the 50k to post. I usually try to complete the spend 5 days prior when possible, but at a minimum 3 days.
Willbur is offline  
Reply With Quote
Old Feb 18, 16, 3:47 pm
  #3035  
 
Join Date: Jul 2015
Programs: HH Diamond, WN RR + CP, National Exec
Posts: 501
Originally Posted by Lareinaisabel View Post
Thanks! Any tips for what to do to get approved for the Southwest Business card? Or any other card with 50,000 reward points?
There is a line in the rejection letter that says something to the effect to contact the if you have information that they should use to reconsider. I would call back and try to appeal the rejection. If they will entertain it, be prepared to give them some information about your business and income. Good luck.
birdiedouble is offline  
Reply With Quote
Old Feb 18, 16, 4:05 pm
  #3036  
 
Join Date: Sep 2011
Posts: 470
Applied for a Business Premier in late January, a day after I received my bonus in 2014. Had to send in proof of EIN and business address, probably because I used my home mailing address so I could get the card sooner instead of my business address (in a different state). This backfired because it's what triggered having to send in my EIN and proof of address, which took way longer than just getting the card forwarded from my business PO box.

Sent them the EIN which had the business address on it and they didn't bother me about the address piece. Answered a few questions about business revenue, my income, and how long we've been in business. Have two other Chase SW personal cards (2014 and 2015 - and had already reduced the limit on one of them by $10K). Still ended up having to put the business card through a Sr Lender to see whether I would get more credit. A few days later, called back and was finally approved. Process took ~2.5 weeks.

Definitely the stickiest of the 6 apps my husband and I have put through, but made it in the end.

Learnings: use your actual business address so you don't get caught up in that mess. Reducing my personal credit lines with chase didn't seem to help.
Moorea is offline  
Reply With Quote
Old Feb 18, 16, 5:43 pm
  #3037  
 
Join Date: Nov 2009
Posts: 423
Originally Posted by Willbur View Post
Looks like you completed the spend too close to your statement. 2 days between final $2k+ charge and statement date typically isn't enough for the 50k to post. I usually try to complete the spend 5 days prior when possible, but at a minimum 3 days.
Yes, I spent most in last 2 days of cycle. But 50K will post at end of second cycle (or early) and nothing to worry, right? From your response it looks like no need to be panic - Thanks.
mak101 is offline  
Reply With Quote
Old Feb 18, 16, 7:37 pm
  #3038  
 
Join Date: Feb 2016
Posts: 5
Originally Posted by birdiedouble View Post
There is a line in the rejection letter that says something to the effect to contact the if you have information that they should use to reconsider. I would call back and try to appeal the rejection. If they will entertain it, be prepared to give them some information about your business and income. Good luck.
Thanks! Yeah, I did and they weren't helpful at all. I'm thinking I will have to wait a couple of months and then will try again? Thankfully we don't have any immediate travel plans, so I can wait that long for the companion pass, but it would be nice if I didn't have to!
Lareinaisabel is offline  
Reply With Quote
Old Feb 19, 16, 3:12 am
  #3039  
FlyerTalk Evangelist
 
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 12,820
Originally Posted by mak101 View Post
Yes, I spent most in last 2 days of cycle. But 50K will post at end of second cycle (or early) and nothing to worry, right? From your response it looks like no need to be panic - Thanks.
Correct. This has been covered here many times.
toomanybooks is offline  
Reply With Quote
Old Feb 20, 16, 6:56 pm
  #3040  
 
Join Date: Sep 2014
Posts: 57
My Dad applied for a SWA Premiere 32 days ago via online applictaion (instant approval). He has started using his SWA Premiere

He waited 32 days.

Today he applied via SWA Plus (using the referral 800-telephone number) via phone application and he was instantly approved.

Now he will get the 50,000, plus 50,000 points on both and have his companion pass soon.

Just an FYI for all of you that waiting 32 days between applications did not result in the dreaded 'wait 7 to 10 days for approval'...he was instantly approved both times.

-JFalcNY
JFalcNY is offline  
Reply With Quote
Old Feb 20, 16, 7:27 pm
  #3041  
 
Join Date: Dec 2015
Posts: 12
Originally Posted by JFalcNY View Post
My Dad applied for a SWA Premiere 32 days ago via online applictaion (instant approval). He has started using his SWA Premiere

He waited 32 days.

Today he applied via SWA Plus (using the referral 800-telephone number) via phone application and he was instantly approved.

Now he will get the 50,000, plus 50,000 points on both and have his companion pass soon.

Just an FYI for all of you that waiting 32 days between applications did not result in the dreaded 'wait 7 to 10 days for approval'...he was instantly approved both times.

-JFalcNY
Another data point: I applied for the Plus and Premier on the same day and was instantly approved.

I referred two family members for both the Plus and Premier - they both also applied for both cards on the same day and were instantly approved.
mfly is offline  
Reply With Quote
Old Feb 21, 16, 5:50 am
  #3042  
 
Join Date: Feb 2009
Programs: IHG,Hyatt, Hilton Diamond, Marriott, Wyndham, SPG, United, Delta, Alaska, AA, Southwest
Posts: 4,451
I haven't had a SW card in years. Does the card state the 50K bonus points when you receive it like Citi does ?

Thanks
flyer4512 is offline  
Reply With Quote
Old Feb 21, 16, 8:58 am
  #3043  
 
Join Date: Dec 2009
Location: MCO
Posts: 1,297
How many months elapse before bonuses toggle between 25K and 50K?

How many months typically elapse before Southwest public sign-up bonus offers toggle between 25K and 50K? This seems fairly regular, and I've always recommended to friends that always wait for 50K offers. But I've never tracked how long it takes between bonus amount switching. Is there a definite pattern?

Really hoping the the Plus comes back with a public sign-up bonus offer of 50K so my wife can get the CP. Not interested in phone referrals--taking the conservative approach. Could be that the Plus offer will become a max of 25K standard but hoping not.
moretimeoffguy is offline  
Reply With Quote
Old Feb 21, 16, 9:30 am
  #3044  
 
Join Date: Sep 2014
Posts: 57
Originally Posted by moretimeoffguy View Post
How many months typically elapse before Southwest public sign-up bonus offers toggle between 25K and 50K? This seems fairly regular, and I've always recommended to friends that always wait for 50K offers. But I've never tracked how long it takes between bonus amount switching. Is there a definite pattern?

Really hoping the the Plus comes back with a public sign-up bonus offer of 50K so my wife can get the CP. Not interested in phone referrals--taking the conservative approach. Could be that the Plus offer will become a max of 25K standard but hoping not.
Please share your reasoning on this for the thread.

Just yesterday I did a phone-referral application for the Plus for my Dad. After calling the special 800 number, the phone rep went through all the terms and specifically mentioned the 50,000 bonus points. He was approved instantly.

Why the concern? Are you afraid Chase will lie to you later and only give you 25,000 (and you don't have screen shots of it)?

Please explain.
JFalcNY is offline  
Reply With Quote
Old Feb 21, 16, 9:56 am
  #3045  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 674
Originally Posted by flyer4512 View Post
I haven't had a SW card in years. Does the card state the 50K bonus points when you receive it like Citi does ?

Thanks
Chase doesn't list the bonus in the offer letter like Citi does. But you can confirm via SM if you're worried.


Originally Posted by moretimeoffguy View Post
How many months typically elapse before Southwest public sign-up bonus offers toggle between 25K and 50K? This seems fairly regular, and I've always recommended to friends that always wait for 50K offers. But I've never tracked how long it takes between bonus amount switching. Is there a definite pattern?

Really hoping the the Plus comes back with a public sign-up bonus offer of 50K so my wife can get the CP. Not interested in phone referrals--taking the conservative approach. Could be that the Plus offer will become a max of 25K standard but hoping not.
For a brief period of a few weeks last year there was 50k via link but you had to get to it via the +More and it was removed fairly quickly. It's been pretty clear that Chase plans to mostly keep the 50k via referral. I wouldn't be shocked to see 50k public link available after Chase moves to 5/24 for co-branded cards but you're pretty early in the year so not sure why you wouldn't just get it now. I'd rather have three more months of CP than wait for a link and hope it comes around. The phone call is very painless, it's just some foreign call center employee putting your info into an application for you. Takes 10-15mins.
Willbur is offline  
Reply With Quote

Thread Tools
Search this Thread
 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: