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Discussion of Chase RR Visa 40K-60K sigunup points offers -- NO REFERRALS!

Discussion of Chase RR Visa 40K-60K sigunup points offers -- NO REFERRALS!

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Old Apr 25, 18, 10:18 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
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Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.

60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
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Old Feb 10, 16, 12:29 pm
  #3001  
 
Join Date: Jan 2016
Posts: 36
Smile How can I obtain my own referral link?

If I have a SW Premier card and I want to refer some friends..how do I go about getting a referral link so that they can apply? I know the forum here people provide referral links all the time - just curious how I can get my own now that I am a card holder.
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Old Feb 10, 16, 12:49 pm
  #3002  
 
Join Date: Sep 2011
Location: ORD/MDW
Programs: Air: WN CP | Hotels - Gold: Choice, CC, MR, & SPG; Hotels - Dia: HH
Posts: 2,636
Originally Posted by fastpoint View Post
If I have a SW Premier card and I want to refer some friends..how do I go about getting a referral link so that they can apply? I know the forum here people provide referral links all the time - just curious how I can get my own now that I am a card holder.
Chase Refer-A-Friend

Not all accounts are eligible for referrals.
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Old Feb 11, 16, 5:44 pm
  #3003  
 
Join Date: Mar 2007
Location: SJC/SFO
Programs: UA 1MM/*A Gold, WN A+ CP, MR LT Plat, IHG Plat, HH Gold
Posts: 4,639
Originally Posted by aneesah View Post
I applied for a southwest premier personal card and a premier business card during Nov 2015 .I got approved for ONLY personal card in spite of having a cred score of 770.
I was planning to obtain the companion pass for rest of 2015 and entire 2016.
So I applied for the SW PLUS PERSONAL CARD last week through the phone.I was told the application went to pending and they will review my application further .
So I called the Recon line today and was told that my application is still in review and they will notify me via mail in 7-10 business days

Does that mean my application is denied?
This has never happened to me after calling the reconsideration line.

Has anyone been in a similar situation before?
Welcome to FlyerTalk, aneesah. A lot of people have been in a situation similar to yours. Take a look at some of the threads in the Chase Ultimate Rewards forum (which covers all Chase cards, not just those which award UR points) and you'll see that Chase has been clamping down on card churners by rejecting people who've opened too many new accounts recently. Moreover, you'll see that the #1 rule right now is Don't Call Recon. The agents there are loose cannons who'll make up reasons to reject you. You're better off waiting it out. Sometimes it takes a few weeks.
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Old Feb 11, 16, 10:43 pm
  #3004  
 
Join Date: Nov 2010
Posts: 27
Another data point...

Time to get a new companion pass, so I applied for the Plus over the phone. At the time, I was in a hurry to make some purchases (and had not read the good advice of this thread) and called the RECON line for my application. The first lady looked over things, asked why I had applied for so many cards in the last 2 years, and said she couldn't approve me over the phone, and would need to "elevate my case."

Called back a couple days later, and same response, was told too many cards opened in the last two years and was denied. Tried again a day later, with the same response (although this person seemed close to approving me). Was planning on trying once more, when 10 days later I get an email from Chase saying my Southwest Card was approved and in the mail.

I called the automated line, and sure enough it said I was approved. Card showed up the other day. This all happened a good three weeks after initially applying. I'm guessing had I never called it would have went through, and that I got lucky that somehow it went through anyway, despite the agents denying me.

Moral of the story... wait it out. These days you have a better shot with the system than with the agents.
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Old Feb 12, 16, 8:37 am
  #3005  
 
Join Date: Feb 2012
Posts: 5
Originally Posted by toade View Post
Another data point...

Time to get a new companion pass, so I applied for the Plus over the phone. At the time, I was in a hurry to make some purchases (and had not read the good advice of this thread) and called the RECON line for my application. The first lady looked over things, asked why I had applied for so many cards in the last 2 years, and said she couldn't approve me over the phone, and would need to "elevate my case."

Called back a couple days later, and same response, was told too many cards opened in the last two years and was denied. Tried again a day later, with the same response (although this person seemed close to approving me). Was planning on trying once more, when 10 days later I get an email from Chase saying my Southwest Card was approved and in the mail.

I called the automated line, and sure enough it said I was approved. Card showed up the other day. This all happened a good three weeks after initially applying. I'm guessing had I never called it would have went through, and that I got lucky that somehow it went through anyway, despite the agents denying me.

Moral of the story... wait it out. These days you have a better shot with the system than with the agents.
Thanks for that story. I applied for the SW Preferred four days ago and called in right away when it went to pending. The agent asked me all the normal questions and then in the end said he was recommending me for approval but since I already had 5 cards open with Chase, he needed to have it go through a secondary approval which should take a day or two. He sounded pretty confident about me getting the card so I didn't offer to close a card or reduce credit limits (which I would totally be willing to do). Well now it's been 4 days and still nothing so I'm getting a little antsy, wondering if I should call in and offer one of those options. But hearing your story, maybe I'll wait until I hear one way or another. The waiting is painful though!
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Old Feb 12, 16, 10:11 am
  #3006  
 
Join Date: Sep 2012
Posts: 60
applied for plus card, it went to pending. on a second day automated line instead of giving me the status started to redirect me to the agent. did anybody have experience like this?
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Old Feb 12, 16, 12:14 pm
  #3007  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 630
Originally Posted by esha1 View Post
applied for plus card, it went to pending. on a second day automated line instead of giving me the status started to redirect me to the agent. did anybody have experience like this?
Yes, my friend had this last week. She talked to them, they grilled her on why she had opened so many cards, then they let her reallocate credit and approved.
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Old Feb 12, 16, 2:10 pm
  #3008  
 
Join Date: Sep 2012
Posts: 60
Originally Posted by Willbur View Post
Yes, my friend had this last week. She talked to them, they grilled her on why she had opened so many cards, then they let her reallocate credit and approved.
thanks, probably best strategy will be just to sit tight and wait
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Old Feb 12, 16, 2:31 pm
  #3009  
 
Join Date: Sep 2012
Posts: 60
do you get automatically denied if the person who referred you already hit the limit of 10 referrals?
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Old Feb 12, 16, 3:46 pm
  #3010  
 
Join Date: Aug 2010
Location: SoCal
Programs: UA,DL,Starwood
Posts: 17
Does anyone have a 50k Southwest PLUS referral they can send my way?

My biz app is in pending mode so not so confident about it
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Old Feb 12, 16, 4:13 pm
  #3011  
 
Join Date: Sep 2011
Posts: 470
Originally Posted by esha1 View Post
do you get automatically denied if the person who referred you already hit the limit of 10 referrals?
I would guess that just means that person can no longer collect the 5k bonus points. I don't think they'd deny you for that.
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Old Feb 12, 16, 6:57 pm
  #3012  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 630
Originally Posted by esha1 View Post
do you get automatically denied if the person who referred you already hit the limit of 10 referrals?
It won't affect your ability to get the card, just the person who referred you from getting any points for the referral.
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Old Feb 13, 16, 1:50 am
  #3013  
 
Join Date: Jan 2014
Posts: 20
Advice from the gurus on next best step:

Current Chase Cards:

Sapphire Card (16k limit)
Chase Ink Biz (11k limit)
Southwest Premier Personal (32k) just approved

Applied two weeks ago for the Southwest Premier, went to pending, got a letter turns out they just wanted to check address and approved me instantly for 32k today and account shows up on internet banking, card itself should arrive in 2-3 days.

Next step is to apply for the Business Premier for CP.

- should I wait? or could I apply now
- should I try to reduce my credit line of 32k to "make room" for an online approval

I'm also conscious of the supposed intro of the 5/24 rule to co-branded cards thats coming soon. I would break the 5/24 rule

What would the experts do? Would really appreciate some guidance!
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Old Feb 13, 16, 11:03 am
  #3014  
 
Join Date: Feb 2007
Location: Pacific Northwest
Posts: 15
My daughter just got the Plus card and was paying the charges as soon as they posted trying to get the bonus points faster (had not read this thread yet). Will that cause her any problems by not waiting until the statement closed?
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Old Feb 13, 16, 11:13 am
  #3015  
 
Join Date: Feb 2007
Location: Pacific Northwest
Posts: 15
Does anyone know how long after your own card is issued you are eligible to refer others?
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