Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 23, 2016, 6:19 pm
#2971
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Quick question...I just applied (and was approved) for the SW Personal PLUS card that has a 50,000 point bonus (via referral). I know I'll get the bonus on this application due to the fact I cancelled my last SW Personal PLUS card back in May of 2013.
With that said, I also received a 50,000 point bonus for the Personal PREMIER card some time back in Jan/Feb of 2014. However, my RR account no longer shows the exact date of when I received that 50,000 point bonus. I tried calling Southwest RR but they said they can only see what I see on my account...and suggested I call Chase.
Bottom line: Would calling Chase to find out when I received bonus points for the PREMIER card I had prior "screw up" getting approved for a new PREMIER card?
Obviously, I'm trying to get CP for 16/17 but don't want to apply for a PREMIER card if it hasn't been more than 24 months since the last time I had one.
Any advice would be greatly appreciated
With that said, I also received a 50,000 point bonus for the Personal PREMIER card some time back in Jan/Feb of 2014. However, my RR account no longer shows the exact date of when I received that 50,000 point bonus. I tried calling Southwest RR but they said they can only see what I see on my account...and suggested I call Chase.
Bottom line: Would calling Chase to find out when I received bonus points for the PREMIER card I had prior "screw up" getting approved for a new PREMIER card?
Obviously, I'm trying to get CP for 16/17 but don't want to apply for a PREMIER card if it hasn't been more than 24 months since the last time I had one.
Any advice would be greatly appreciated
In theory, yes, a customer service rep could put some sort of note in your file and in theory that could be accessed by an application review specialist but I don't see that as being all that likely. It's also not some egregious behavior to simply request clarification of a bonus issuance date. Even a note along those lines would seem rather benign.
All that said (written), my suggestion is that you lower your credit lines on your existing Chase card(s) prior to applying for a new one. That increases the chances of instant approval whereby any concern about a call would be moot.
Jan 26, 2016, 12:21 pm
#2972
Join Date: Jan 2016
Posts: 254
Hi All,
I have a few quick questions if anyone can help... For the Premier card, are people applying through this link?
https://creditcards.chase.com/a1/southwest/2rtfosam1
Or calling the referral number to apply? Does it make any difference and are both still valid options for the 50k Premier card currently? My girlfriend just got approved for the Plus card via the referral phone number yesterday.
My girlfriend canceled her old Premier card about two weeks ago (which she got well over two years ago, so she's eligible). Think we should wait about two more weeks or are we safe to reapply now? We're trying to hurry this up to use CP for Spring Break on March 27th. Timing is pretty tight, but we can complete the $2k in spend right away once we receive the card, so it *should* work out...? Thanks,
--Kyle
I have a few quick questions if anyone can help... For the Premier card, are people applying through this link?
https://creditcards.chase.com/a1/southwest/2rtfosam1
Or calling the referral number to apply? Does it make any difference and are both still valid options for the 50k Premier card currently? My girlfriend just got approved for the Plus card via the referral phone number yesterday.
My girlfriend canceled her old Premier card about two weeks ago (which she got well over two years ago, so she's eligible). Think we should wait about two more weeks or are we safe to reapply now? We're trying to hurry this up to use CP for Spring Break on March 27th. Timing is pretty tight, but we can complete the $2k in spend right away once we receive the card, so it *should* work out...? Thanks,
--Kyle
Jan 28, 2016, 9:55 am
#2974
Join Date: Jan 2016
Posts: 24
I'm nervous about this but I don't want to do the wrong thing. I just got my premier card in the mail. There is nothing included mentioning the 50k sign on bonus. Do I just complete my spend and wait or should I call beforehand spending to make sure I'll get the bonus? I want to use the 50k miles for a trip in April. I'm afraid if I wait, and they don't post, I'll have to pay for the tickets. Any advice?
Jan 28, 2016, 9:57 am
#2975
Join Date: Dec 2015
Posts: 6
I'm nervous about this but I don't want to do the wrong thing. I just got my premier card in the mail. There is nothing included mentioning the 50k sign on bonus. Do I just complete my spend and wait or should I call beforehand spending to make sure I'll get the bonus? I want to use the 50k miles for a trip in April. I'm afraid if I wait, and they don't post, I'll have to pay for the tickets. Any advice?
Jan 28, 2016, 11:26 am
#2977
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
I'm nervous about this but I don't want to do the wrong thing. I just got my premier card in the mail. There is nothing included mentioning the 50k sign on bonus. Do I just complete my spend and wait or should I call beforehand spending to make sure I'll get the bonus? I want to use the 50k miles for a trip in April. I'm afraid if I wait, and they don't post, I'll have to pay for the tickets. Any advice?
Jan 28, 2016, 1:48 pm
#2979
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Feb 1, 2016, 10:48 am
#2983
Join Date: Jan 2014
Posts: 22
Have a good credit score 774, low utlisation - and biz card already with Chase (Ink), and personal (Sapphire), descent balance on deposit $10k plus
So think I'm in a pretty good place with Chase
I'm going to shoot for the 50k Premier Biz offer & 50k Personal offer links in the wiki. Whats the general thinking on the best strategy for success:
1) Apply for both within minutes/same day and hope for approval on both?
2) Apply for one hopefully get it, meet minimum spend, let another few weeks pass then apply for second?
What gives the best probability of success?
So think I'm in a pretty good place with Chase
I'm going to shoot for the 50k Premier Biz offer & 50k Personal offer links in the wiki. Whats the general thinking on the best strategy for success:
1) Apply for both within minutes/same day and hope for approval on both?
2) Apply for one hopefully get it, meet minimum spend, let another few weeks pass then apply for second?
What gives the best probability of success?
Feb 1, 2016, 12:44 pm
#2984
Join Date: Jun 2013
Posts: 59
Patience, Young Grasshopper
Applied for Business Premier on 18 Jan, application went into pending 30 days. Applied for Personal Premier via referral link on 20 Jan, application confirmation asked me to call.
I called on 21 Jan and confirmed that I'd moved in November. The CSR pointed out that I have multiple Chase cards with large credit limits and I am at the upper boundary for what Chase wants to provide me. CSR asked if it was okay to reduce one of the cards and allocate that amount to the new card. I said, "Sure" and asked if this was the same reason the business card application was pending. Personal CSR was not sure and, after finishing the approval for the Personal, transferred me to a CSR that manages the Business cards.
Business CSR asked a crap-ton of questions about my business - net revenues, total expenses, types of merchandise sold, type of consulting services provided, etc. After spending 10 minutes getting through that, the CSR repeated what the Personal CSR said about the upper boundary and that my application must be reviewed by a manager. I asked about moving credit from one of my existing cards, but the CSR said that personal credit cannot be moved to business cards. I thanked her and hung up.
I checked the application status line daily and, this morning, learned that my Premier Business application was approved for a $5,000 limit.
I called on 21 Jan and confirmed that I'd moved in November. The CSR pointed out that I have multiple Chase cards with large credit limits and I am at the upper boundary for what Chase wants to provide me. CSR asked if it was okay to reduce one of the cards and allocate that amount to the new card. I said, "Sure" and asked if this was the same reason the business card application was pending. Personal CSR was not sure and, after finishing the approval for the Personal, transferred me to a CSR that manages the Business cards.
Business CSR asked a crap-ton of questions about my business - net revenues, total expenses, types of merchandise sold, type of consulting services provided, etc. After spending 10 minutes getting through that, the CSR repeated what the Personal CSR said about the upper boundary and that my application must be reviewed by a manager. I asked about moving credit from one of my existing cards, but the CSR said that personal credit cannot be moved to business cards. I thanked her and hung up.
I checked the application status line daily and, this morning, learned that my Premier Business application was approved for a $5,000 limit.
Feb 1, 2016, 2:40 pm
#2985
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284