Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 10, 2015, 9:20 am
#2837
Join Date: Aug 2014
Posts: 736
Dec 10, 2015, 11:30 pm
#2838
Join Date: Oct 2006
Posts: 325
1 Personal and 1 Business card in same day?
Is it still possible to be approved for two cards in one day or are there new strategies to this happening? I think I remember reading somewhere how it's harder to be approved now. I'd like to apply for a business and personal SWA card with the 50,000 bonus and just don't want to perhaps waste any pulls if not an option anymore. Thanks~S
Dec 11, 2015, 7:16 am
#2839
Join Date: Dec 2015
Posts: 17
2 RR Personal Approvals
I applied yesterday for the 50,000 point bonus offer for the Personal Plus card, through a referral that makes you call in to apply. I was instantly approved for the Plus. I just applied online for the 50,000 Personal Premier online and was instantly approved. Can't wait to get my CP. Here are some data points:
*Applied for a BoA Spirit MC on a flight and was approved in Jan. '15
*Applied for CSP and Freedom on the same day and was approved in Oct. '15
*Wife was approved for CSP last week and added me as an AU
*Last two days have been approved for both personal SW/WN cards.
*Fico around 750, showing 7 current hard pulls on EQ.
*Applied for a BoA Spirit MC on a flight and was approved in Jan. '15
*Applied for CSP and Freedom on the same day and was approved in Oct. '15
*Wife was approved for CSP last week and added me as an AU
*Last two days have been approved for both personal SW/WN cards.
*Fico around 750, showing 7 current hard pulls on EQ.
Dec 11, 2015, 7:30 am
#2840
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
A little clarification please.
I applied like two months ago, and suddenly today i got approval email from chase, and my RR southwest #.
I got a business PREMIER visa signature card.
I thought this was Travel companion eligible, but i went back on the website and it mentions nothing about travel companion after spending qualifications ?
anyone?
I applied like two months ago, and suddenly today i got approval email from chase, and my RR southwest #.
I got a business PREMIER visa signature card.
I thought this was Travel companion eligible, but i went back on the website and it mentions nothing about travel companion after spending qualifications ?
anyone?
Dec 11, 2015, 7:30 am
#2841
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
This may not be the best place to ask the question, but I'm having trouble finding the right thread so bare with me.
I am going to be less than 1,000 TQPs shy of renewing my status on Southwest this year, so I figured I would try to spend $10K on my SWRR Premier to get the 1500 TQP. I've put $6K on it in the last two days, received fraud alerts on two of those transactions which I cleared immediately via text and completed the purchase. The 2nd to last transaction was one of those.
On my last transaction ($1500 @ CV$) the cashier did her thing, verified my ID and totaled the transaction. I swiped my card and her printer immediately printed some kind of receipt. She looked confused, read it and said, "Just a minute." She then called Chase (I believe), wrote some sort of code on the receipt that printed and we redid the swipe and purchase went through just fine.
Should I be worried about Chase shutting down all of my accounts? Is $10K too much in too short of time even if I clear the fraud alerts every time? My credit limit on this card is several multiples more than $10K. Has anyone else had experience with the strange receipt that printed followed by a phone call?
Thanks!
I am going to be less than 1,000 TQPs shy of renewing my status on Southwest this year, so I figured I would try to spend $10K on my SWRR Premier to get the 1500 TQP. I've put $6K on it in the last two days, received fraud alerts on two of those transactions which I cleared immediately via text and completed the purchase. The 2nd to last transaction was one of those.
On my last transaction ($1500 @ CV$) the cashier did her thing, verified my ID and totaled the transaction. I swiped my card and her printer immediately printed some kind of receipt. She looked confused, read it and said, "Just a minute." She then called Chase (I believe), wrote some sort of code on the receipt that printed and we redid the swipe and purchase went through just fine.
Should I be worried about Chase shutting down all of my accounts? Is $10K too much in too short of time even if I clear the fraud alerts every time? My credit limit on this card is several multiples more than $10K. Has anyone else had experience with the strange receipt that printed followed by a phone call?
Thanks!
Dec 11, 2015, 2:20 pm
#2842
Join Date: Aug 2012
Posts: 779
Hi All,
I am thinking about applying for two credit cards to get the SW companion pass.
I have applied for 4 cards in the past 10 months: 3 credit cards and 1 charge card. I dont have any Chase card. Credit score is excellent. Will I have any problem applying for both cards now?
Should I go with 2 personal cards or 1 personal card and 1 business card?
Thanks.
I am thinking about applying for two credit cards to get the SW companion pass.
I have applied for 4 cards in the past 10 months: 3 credit cards and 1 charge card. I dont have any Chase card. Credit score is excellent. Will I have any problem applying for both cards now?
Should I go with 2 personal cards or 1 personal card and 1 business card?
Thanks.
Dec 12, 2015, 12:54 pm
#2843
Join Date: Dec 2015
Posts: 2
Question for anybody who has sent premier referrals - how long did it take for the person you were referring to get the email? I have the premier and am trying to send the referral to my fiance. I know it says it can take up to a week, but is that really true? I sent it earlier this week and it said it was good through Dec 15 (3 days from now) so I'm getting a little nervous the email hasn't shown up yet. So I'm looking for personal experiences. Thanks!
Dec 12, 2015, 12:57 pm
#2844
Join Date: Aug 2014
Posts: 736
Question for anybody who has sent premier referrals - how long did it take for the person you were referring to get the email? I have the premier and am trying to send the referral to my fiance. I know it says it can take up to a week, but is that really true? I sent it earlier this week and it said it was good through Dec 15 (3 days from now) so I'm getting a little nervous the email hasn't shown up yet. So I'm looking for personal experiences. Thanks!
Luckily, you can also get your link instantly. Instead of sending via email from ChaseReferAFriend you can simply click to share on facebook or twitter and get your link instantly.
Dec 12, 2015, 1:09 pm
#2845
Join Date: Dec 2015
Posts: 2
Chase takes the longest of anyone to send referral emails. When they say it will take a week they aren't joking.
Luckily, you can also get your link instantly. Instead of sending via email from ChaseReferAFriend you can simply click to share on facebook or twitter and get your link instantly.
Luckily, you can also get your link instantly. Instead of sending via email from ChaseReferAFriend you can simply click to share on facebook or twitter and get your link instantly.
Dec 12, 2015, 7:44 pm
#2846
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284
I am thinking about applying for two credit cards to get the SW companion pass.
I have applied for 4 cards in the past 10 months: 3 credit cards and 1 charge card. I dont have any Chase card. Credit score is excellent. Will I have any problem applying for both cards now?
Should I go with 2 personal cards or 1 personal card and 1 business card?
I have applied for 4 cards in the past 10 months: 3 credit cards and 1 charge card. I dont have any Chase card. Credit score is excellent. Will I have any problem applying for both cards now?
Should I go with 2 personal cards or 1 personal card and 1 business card?
Dec 12, 2015, 7:52 pm
#2847
Join Date: Aug 2011
Posts: 3
Hey all,
I have a question that hopefully someone can answer.
I applied for the Southwest Plus Personal card on November, 2013. After doing $2000 in spending, the 50,000 points were posted to my Southwest account on Feb 21, 2014. The card is already cancelled.
Now I'm looking to get the card again and another 50,000 points through a referral offer. If I apply for the new card now, will I be able to get the bonus again if I spend the $2000 after February 21, 2016 to meet the 24 months requirement? Or do I have to wait until after February 21 to apply for the card to get the bonus?
Thanks for answering!
I have a question that hopefully someone can answer.
I applied for the Southwest Plus Personal card on November, 2013. After doing $2000 in spending, the 50,000 points were posted to my Southwest account on Feb 21, 2014. The card is already cancelled.
Now I'm looking to get the card again and another 50,000 points through a referral offer. If I apply for the new card now, will I be able to get the bonus again if I spend the $2000 after February 21, 2016 to meet the 24 months requirement? Or do I have to wait until after February 21 to apply for the card to get the bonus?
Thanks for answering!
Dec 13, 2015, 9:42 pm
#2848
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284
Now I'm looking to get the card again and another 50,000 points through a referral offer. If I apply for the new card now, will I be able to get the bonus again if I spend the $2000 after February 21, 2016 to meet the 24 months requirement? Or do I have to wait until after February 21 to apply for the card to get the bonus?
Dec 14, 2015, 9:19 am
#2849
Join Date: Oct 2011
Posts: 54
I noticed most of the links in the wiki are now dead but found both a personal premiere and business premiere landing page that show the 50K offers. Are these safe to use and assume I'll get the bonus or has something changed that I may have overlooked such as Chase being strict about offer expiration dates? Just want to ensure I'm not hastily wasting hard pulls here. TIA
Dec 14, 2015, 9:29 am
#2850
Join Date: Jan 2015
Posts: 13
I was considering applying for the Plus and Premier personal cards but the rep said they are considered the same card, so to get 100,000 points I need to app for the Plus personal & a Business card or Premier personal & a Business card.