Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 6, 2015, 10:10 pm
#2821
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Thanks for the info. I just got my cards and my first stmt closes only in jan 2016. So starting to do MS for 10k so that 110 k points will be posted in jan .
This is the verbage iam seeing in the notice. So not sure abt this. It has been mentioned that points will not expire as long as card is open in status
This is the verbage iam seeing in the notice. So not sure abt this. It has been mentioned that points will not expire as long as card is open in status
Like rsteinmetz70112 wrote Southwest has a general point expiration policy of 24 months if there's no earning activity. If you're not earning Rapid Rewards points in any other way your existing points won't expire if you keep a SW credit card open.
I interpreted your post to mean you were concerned that the bonus Rapid Rewards points will be clawed back by Chase and your CP would be canceled as an immediate ramification of canceling the credit card. That's not the case (as long as you've earned points within the last 24 months, which you would have through the renewal points). Here's the SW expiration policy page: https://www.southwest.com/html/rapid...ep-active.html
Last edited by meecal; Dec 7, 2015 at 9:04 am Reason: Clarify, to avoid confusion
Dec 7, 2015, 8:59 am
#2823
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Good point about the renewal points. I suspect though that even if the SW card benefits change such that the renewal points go away, having the card open would prevent expiration of points. That's how it works for the United MileagePlus Explorer card. That's speculative though...just "thinking out loud."
Dec 7, 2015, 11:54 am
#2825
Join Date: Nov 2015
Posts: 559
Yes, that verbiage is a bit confusing (perhaps intentionally as it might scare folks into renewing).
Like rsteinmetz70112 wrote Southwest has a general point expiration policy of 24 months if there's no earning activity. If you're not earning Rapid Rewards points in any other way your existing points won't expire if you keep a SW credit card open.
I interpreted your post to mean you were concerned that the bonus Rapid Rewards points will be clawed back by Chase and your CP would be canceled as an immediate ramification of canceling the credit card. That's not the case (as long as you've earned points within the last 24 months, which you would have through the renewal points). Here's the SW expiration policy page: https://www.southwest.com/html/rapid...ep-active.html
Like rsteinmetz70112 wrote Southwest has a general point expiration policy of 24 months if there's no earning activity. If you're not earning Rapid Rewards points in any other way your existing points won't expire if you keep a SW credit card open.
I interpreted your post to mean you were concerned that the bonus Rapid Rewards points will be clawed back by Chase and your CP would be canceled as an immediate ramification of canceling the credit card. That's not the case (as long as you've earned points within the last 24 months, which you would have through the renewal points). Here's the SW expiration policy page: https://www.southwest.com/html/rapid...ep-active.html
Good point about the renewal points. I suspect though that even if the SW card benefits change such that the renewal points go away, having the card open would prevent expiration of points. That's how it works for the United MileagePlus Explorer card. That's speculative though...just "thinking out loud."
Thanks guys for the clarification. Ill close the card by the year end and ill try to open one in 2018 to get the CP again.
Rapid rewards shopping portal also will be available to help me get points activity going on even with different CC rite ? so i hope that should be fine for me.
Dec 7, 2015, 12:26 pm
#2827
Join Date: Oct 2015
Posts: 3
I just applied for the SW Personal and Business card for my wife (Her credit score 800+). *Side note- my wife had received an invite in the mail from SW to apply for this ~3 weeks ago.
The business card was approved instantly but the personal card was pending. We received a letter in the mail a few days later rejecting her stating too many requests. We called recon line and they stated that since she applied for 2 within 30 days, she could not get the personal and would have to wait another 30 days to reapply. We asked the rep if we apply in 1 month and the 50k promo is gone, will they still honor it or if we would even be approved for the card immediately and how are we declined after you invited us to apply? Her very helpful responses varied from "I don't know" to "not sure".
We are not sure what to do at this point? I've limited churning/opening CC in her name all year to strictly to easily be approved for this since we fly SW a lot. Any ideas out there, fam? Just wait another 29 days and reapply? Thank you and thankful for any ideas at all.
The business card was approved instantly but the personal card was pending. We received a letter in the mail a few days later rejecting her stating too many requests. We called recon line and they stated that since she applied for 2 within 30 days, she could not get the personal and would have to wait another 30 days to reapply. We asked the rep if we apply in 1 month and the 50k promo is gone, will they still honor it or if we would even be approved for the card immediately and how are we declined after you invited us to apply? Her very helpful responses varied from "I don't know" to "not sure".
We are not sure what to do at this point? I've limited churning/opening CC in her name all year to strictly to easily be approved for this since we fly SW a lot. Any ideas out there, fam? Just wait another 29 days and reapply? Thank you and thankful for any ideas at all.
Dec 7, 2015, 12:55 pm
#2828
Join Date: Nov 2015
Posts: 559
I just applied for the SW Personal and Business card for my wife (Her credit score 800+). *Side note- my wife had received an invite in the mail from SW to apply for this ~3 weeks ago.
The business card was approved instantly but the personal card was pending. We received a letter in the mail a few days later rejecting her stating too many requests. We called recon line and they stated that since she applied for 2 within 30 days, she could not get the personal and would have to wait another 30 days to reapply. We asked the rep if we apply in 1 month and the 50k promo is gone, will they still honor it or if we would even be approved for the card immediately and how are we declined after you invited us to apply? Her very helpful responses varied from "I don't know" to "not sure".
We are not sure what to do at this point? I've limited churning/opening CC in her name all year to strictly to easily be approved for this since we fly SW a lot. Any ideas out there, fam? Just wait another 29 days and reapply? Thank you and thankful for any ideas at all.
The business card was approved instantly but the personal card was pending. We received a letter in the mail a few days later rejecting her stating too many requests. We called recon line and they stated that since she applied for 2 within 30 days, she could not get the personal and would have to wait another 30 days to reapply. We asked the rep if we apply in 1 month and the 50k promo is gone, will they still honor it or if we would even be approved for the card immediately and how are we declined after you invited us to apply? Her very helpful responses varied from "I don't know" to "not sure".
We are not sure what to do at this point? I've limited churning/opening CC in her name all year to strictly to easily be approved for this since we fly SW a lot. Any ideas out there, fam? Just wait another 29 days and reapply? Thank you and thankful for any ideas at all.
Try to write a recon letter explaining the benefits and how this card will be really helpful for you.
It may work.
I have applied for 2 SW personal cards on the same day and both went for review and i waited and got it approved automatically. So 2 applications within 30 days may not be the reason .
Dec 7, 2015, 1:51 pm
#2829
Join Date: Aug 2015
Programs: Hyatt Globalist, JB Mosaic, SW AList + CP
Posts: 383
A little clarification please.
I applied like two months ago, and suddenly today i got approval email from chase, and my RR southwest #.
I got a business PREMIER visa signature card.
I thought this was Travel companion eligible, but i went back on the website and it mentions nothing about travel companion after spending qualifications ?
anyone?
I applied like two months ago, and suddenly today i got approval email from chase, and my RR southwest #.
I got a business PREMIER visa signature card.
I thought this was Travel companion eligible, but i went back on the website and it mentions nothing about travel companion after spending qualifications ?
anyone?
Dec 7, 2015, 2:41 pm
#2830
Join Date: Sep 2015
Programs: HHonors Diamond, MileagePlus Silver, Executive National
Posts: 125
The 50,000 bonus points are companion eligible points of which you need 110k to get companion status. Many members are doing both a personal and a business or two personal accounts to get 100k in bonus points after initial spend this leaves them 6k from completing the companion requirement.
Dec 7, 2015, 5:39 pm
#2831
Join Date: Jul 2015
Posts: 11
Got denied for the Southwest Business card today after a LENGTHY reconsideration call. The business information was fine but I had too many inquiries in the last 12 months, too many credit cards opened within the last 12 months, and too much outstanding credit with Chase. Unfortunately they can't move personal card credit over to the new business card.
Shame. I didn't think they pulled personal information as hard when applying for a business card. This happened to me a couple of months ago as well with the United Business card. Still got the personal, though
Any way around this or should I just slow down on the churning for now?
Shame. I didn't think they pulled personal information as hard when applying for a business card. This happened to me a couple of months ago as well with the United Business card. Still got the personal, though
Any way around this or should I just slow down on the churning for now?
Dec 8, 2015, 12:41 am
#2832
Join Date: Nov 2015
Posts: 8
Hi All, I'm in a similar situation. I applied and instantly approved for premier personal last month. On Monday I applied for the Plus personal via phone, was told they needed additional info and I needed to call back(it was after hours when I applied). From what I read there's mixed opinions about calling or waiting, anybody have any recent experience on this? tia.
CP here I come.
Dec 9, 2015, 10:22 am
#2833
Join Date: Sep 2013
Location: WildWildWest
Posts: 118
This may not be the best place to ask the question, but I'm having trouble finding the right thread so bare with me.
I am going to be less than 1,000 TQPs shy of renewing my status on Southwest this year, so I figured I would try to spend $10K on my SWRR Premier to get the 1500 TQP. I've put $6K on it in the last two days, received fraud alerts on two of those transactions which I cleared immediately via text and completed the purchase. The 2nd to last transaction was one of those.
On my last transaction ($1500 @ CV$) the cashier did her thing, verified my ID and totaled the transaction. I swiped my card and her printer immediately printed some kind of receipt. She looked confused, read it and said, "Just a minute." She then called Chase (I believe), wrote some sort of code on the receipt that printed and we redid the swipe and purchase went through just fine.
Should I be worried about Chase shutting down all of my accounts? Is $10K too much in too short of time even if I clear the fraud alerts every time? My credit limit on this card is several multiples more than $10K. Has anyone else had experience with the strange receipt that printed followed by a phone call?
Thanks!
I am going to be less than 1,000 TQPs shy of renewing my status on Southwest this year, so I figured I would try to spend $10K on my SWRR Premier to get the 1500 TQP. I've put $6K on it in the last two days, received fraud alerts on two of those transactions which I cleared immediately via text and completed the purchase. The 2nd to last transaction was one of those.
On my last transaction ($1500 @ CV$) the cashier did her thing, verified my ID and totaled the transaction. I swiped my card and her printer immediately printed some kind of receipt. She looked confused, read it and said, "Just a minute." She then called Chase (I believe), wrote some sort of code on the receipt that printed and we redid the swipe and purchase went through just fine.
Should I be worried about Chase shutting down all of my accounts? Is $10K too much in too short of time even if I clear the fraud alerts every time? My credit limit on this card is several multiples more than $10K. Has anyone else had experience with the strange receipt that printed followed by a phone call?
Thanks!
Dec 9, 2015, 11:59 am
#2834
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,187
This may not be the best place to ask the question, but I'm having trouble finding the right thread so bare with me.
I am going to be less than 1,000 TQPs shy of renewing my status on Southwest this year, so I figured I would try to spend $10K on my SWRR Premier to get the 1500 TQP. I've put $6K on it in the last two days, received fraud alerts on two of those transactions which I cleared immediately via text and completed the purchase. The 2nd to last transaction was one of those.
On my last transaction ($1500 @ CV$) the cashier did her thing, verified my ID and totaled the transaction. I swiped my card and her printer immediately printed some kind of receipt. She looked confused, read it and said, "Just a minute." She then called Chase (I believe), wrote some sort of code on the receipt that printed and we redid the swipe and purchase went through just fine.
Should I be worried about Chase shutting down all of my accounts? Is $10K too much in too short of time even if I clear the fraud alerts every time? My credit limit on this card is several multiples more than $10K. Has anyone else had experience with the strange receipt that printed followed by a phone call?
Thanks!
I am going to be less than 1,000 TQPs shy of renewing my status on Southwest this year, so I figured I would try to spend $10K on my SWRR Premier to get the 1500 TQP. I've put $6K on it in the last two days, received fraud alerts on two of those transactions which I cleared immediately via text and completed the purchase. The 2nd to last transaction was one of those.
On my last transaction ($1500 @ CV$) the cashier did her thing, verified my ID and totaled the transaction. I swiped my card and her printer immediately printed some kind of receipt. She looked confused, read it and said, "Just a minute." She then called Chase (I believe), wrote some sort of code on the receipt that printed and we redid the swipe and purchase went through just fine.
Should I be worried about Chase shutting down all of my accounts? Is $10K too much in too short of time even if I clear the fraud alerts every time? My credit limit on this card is several multiples more than $10K. Has anyone else had experience with the strange receipt that printed followed by a phone call?
Thanks!
Call Chase and tell them what you want to do. They can notate your account and you should have fewer of these problems.
Might want to do some more "legitimate" spending like prepay insurance for a few months, stockpile some groceries, pay health club fees, etc.
Dec 9, 2015, 10:18 pm
#2835
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674