Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jul 28, 2015, 5:13 pm
#2491
Join Date: Aug 2014
Posts: 736
The link shown above (https://creditcards.chase.com/a1/southwest/2rtfosam1), is now a dead link.
When you go to that URL, it appears that the 50k miles offer is available, but when you click on APPLY NOW, it says that this offer is currently unavailable.
A guy working the credit card sign up kiosk at DENVER airport told me that the only way to get 50k miles is to sign up through him. There are no 50k links on the Internet. Is that true?
When you go to that URL, it appears that the 50k miles offer is available, but when you click on APPLY NOW, it says that this offer is currently unavailable.
A guy working the credit card sign up kiosk at DENVER airport told me that the only way to get 50k miles is to sign up through him. There are no 50k links on the Internet. Is that true?
Jul 28, 2015, 5:17 pm
#2492
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
The link shown above (https://creditcards.chase.com/a1/southwest/2rtfosam1), is now a dead link.
When you go to that URL, it appears that the 50k miles offer is available, but when you click on APPLY NOW, it says that this offer is currently unavailable.
A guy working the credit card sign up kiosk at DENVER airport told me that the only way to get 50k miles is to sign up through him. There are no 50k links on the Internet. Is that true?
When you go to that URL, it appears that the 50k miles offer is available, but when you click on APPLY NOW, it says that this offer is currently unavailable.
A guy working the credit card sign up kiosk at DENVER airport told me that the only way to get 50k miles is to sign up through him. There are no 50k links on the Internet. Is that true?
Jul 29, 2015, 7:40 pm
#2493
Join Date: Mar 2001
Location: LAS-DEN
Programs: WN CP & B-list. Disillusioned fmr UA-1P/2P,F9-Ascent; Fmr AA-Plat,CO-Gold,NW-Silver,TWA-Elite
Posts: 1,630
Aug 2, 2015, 7:34 am
#2494
Join Date: Apr 2014
Posts: 1,273
The link shown above (https://creditcards.chase.com/a1/southwest/2rtfosam1), is now a dead link.
When you go to that URL, it appears that the 50k miles offer is available, but when you click on APPLY NOW, it says that this offer is currently unavailable.
A guy working the credit card sign up kiosk at DENVER airport told me that the only way to get 50k miles is to sign up through him. There are no 50k links on the Internet. Is that true?
When you go to that URL, it appears that the 50k miles offer is available, but when you click on APPLY NOW, it says that this offer is currently unavailable.
A guy working the credit card sign up kiosk at DENVER airport told me that the only way to get 50k miles is to sign up through him. There are no 50k links on the Internet. Is that true?
Aug 5, 2015, 4:26 pm
#2495
Join Date: Aug 2010
Posts: 124
"Please be advised we are no longer accepting applications over the phone for this offer. If you have materials pertaining to this offer, please do so using the website or mail in your offer"
Aug 8, 2015, 7:35 pm
#2497
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Aug 8, 2015, 7:46 pm
#2498
Join Date: Aug 2015
Posts: 13
What do you mean legit link? I just google 50,000 mile southwest link and and use the one that came up, Hope that was the correct way lol, Thank you for responding
Aug 8, 2015, 8:00 pm
#2499
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Sometimes people do a bunch of searching for different signup links and end up applying through a link that isn't exactly what they thought it was. If you applied through an offer that was clearly marked as 50k and you meet the requirements (e.g. you haven't obtained the bonus for that specific card in the past 24 months, you spend the necessary amount in the stated timeframe) you'll get the 50k points. Whether or not the offer you signed up under is the one advertised on the main Southwest page is irrelevant. The offer on Southwest.com is often not the best offer available.
Aug 8, 2015, 8:21 pm
#2500
Join Date: Aug 2015
Posts: 13
Sometimes people do a bunch of searching for different signup links and end up applying through a link that isn't exactly what they thought it was. If you applied through an offer that was clearly marked as 50k and you meet the requirements (e.g. you haven't obtained the bonus for that specific card in the past 24 months, you spend the necessary amount in the stated timeframe) you'll get the 50k points. Whether or not the offer you signed up under is the one advertised on the main Southwest page is irrelevant. The offer on Southwest.com is often not the best offer available.
Aug 15, 2015, 12:06 am
#2501
Join Date: Jun 2004
Posts: 3,773
I'm planning to apply for one of the 50,000 or 60,000 (business) offers shortly as I'll be relocating early next year and Southwest will be a good option for future travel.
I'm not currently a Rapid Rewards member. Is it better to establish an account with Southwest before applying for a card, or letting the card application process automatically enroll me? I see on the application it states, If you are not already a Rapid RewardsŪ member, you will automatically be enrolled upon approval for the card.
I'm wondering if establishing a Southwest account might trigger targeted offers rather than using a generic link, or if it really won't make a difference overall.
I'm not currently a Rapid Rewards member. Is it better to establish an account with Southwest before applying for a card, or letting the card application process automatically enroll me? I see on the application it states, If you are not already a Rapid RewardsŪ member, you will automatically be enrolled upon approval for the card.
I'm wondering if establishing a Southwest account might trigger targeted offers rather than using a generic link, or if it really won't make a difference overall.
Aug 15, 2015, 7:06 am
#2502
Join Date: Aug 2015
Posts: 22
My primary goal is to not ruin my chances of getting the SW Personal and Biz when I'm eligible again around Spring '16 (2 years since last SW bonuses posted), but I've put in 3 business apps in the last year. I'm on the fence about putting in a biz app this month with Amex, then cooling off all my apps as I burn my hoarded points for a while, but how likely do you think Chase may look at my report in '16 and say I've had too many biz apps? Is this pushing it?
Or would they care about it the same way they do personal cards?
Or would they care about it the same way they do personal cards?
Aug 17, 2015, 4:18 pm
#2503
Join Date: Apr 2003
Posts: 154
I'm sure this has been asked many times before - but I couldn't find it on the few pages I searched. I have the Plus card which I got 4 years ago and seldom use. Am I better off cancelling it first then applying for the Premier or do they care? Do I need to wait a certain amount of time in between cancelling and applying?
Thanks!
Thanks!
Aug 17, 2015, 6:54 pm
#2504
Join Date: Aug 2014
Posts: 736
I'm sure this has been asked many times before - but I couldn't find it on the few pages I searched. I have the Plus card which I got 4 years ago and seldom use. Am I better off cancelling it first then applying for the Premier or do they care? Do I need to wait a certain amount of time in between cancelling and applying?
Thanks!
Thanks!
Aug 17, 2015, 10:10 pm
#2505
Join Date: Apr 2003
Posts: 154
You don't need to cancel the card before you apply. If it's one of your older cards it's worth keeping to continue to help your score. But if you're going to cancel either way, the benefit could be that it frees up Chase credit to help get instant approval. Either way it won't make a big difference and you can have both cards at the same time. If you want you can cancel the Plus now, apply for the Premier now, and then get another Plus in a month if you wish.
Please call us as soon as possible at U.S. 1-800-527-7419 or International 1-302-594-8200 Mon-Sat 8am-10pm ET and Sunday 10am-9pm ET to discuss your application with a Customer Support Specialist.
You are nearly finished! As a loyal cardmember, it's important that we meet your purchasing needs.
We just have a few more questions regarding your request for credit.
We look forward to speaking with you.
Can't call until tomorrow. Any idea what to expect?