Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Oct 30, 2014, 9:13 am
#1606
Join Date: Aug 2014
Programs: Alaska MVP Gold, Marriott Gold
Posts: 283
Oct 31, 2014, 9:34 am
#1607
Join Date: Aug 2014
Posts: 305
Yay! Keep a close eye on the dates and if you return anything, DON'T subtract that from your spend. I've heard where the credits didn't apply and the bonus posted in the current year. Congratulations!
Oct 31, 2014, 10:14 am
#1608
Join Date: Aug 2014
Posts: 305
referral points posting timeline
Hey guys, if you referred someone, was your 5K referral bonus posted by Chase with the monthly statement? My statement just closed and the referral bonus did not post, and I'm canceling the card in a few days. I'm guessing once I close the card the bonus will never post.
Referrals approved 7/7-7/11 (3)
did not post statement dated 7/18
did post on statement dated 8/18
Referral approved 8/12
did post on statement dated 9/18 (but that statement didn't hit my SW acct til 9/27!)
Oct 31, 2014, 11:19 am
#1609
Join Date: Jan 2014
Programs: AA, IHG PLM AMB
Posts: 25
Has anyone confirmed the 50K Biz offer on link from pgary?
Has anyone received the cards and/or confirmed the 50K biz offer(once card activated) on the 800# from finloopio?
I think ssung, squarepeg and finloopio are all in flight on one of them they have not been able to update yet, wondering if anyone out there has gotten to that point yet?
Has anyone received the cards and/or confirmed the 50K biz offer(once card activated) on the 800# from finloopio?
I think ssung, squarepeg and finloopio are all in flight on one of them they have not been able to update yet, wondering if anyone out there has gotten to that point yet?
Oct 31, 2014, 2:48 pm
#1610
Join Date: Aug 2014
Programs: Alaska MVP Gold, Marriott Gold
Posts: 283
Has anyone confirmed the 50K Biz offer on link from pgary?
Has anyone received the cards and/or confirmed the 50K biz offer(once card activated) on the 800# from finloopio?
I think ssung, squarepeg and finloopio are all in flight on one of them they have not been able to update yet, wondering if anyone out there has gotten to that point yet?
Has anyone received the cards and/or confirmed the 50K biz offer(once card activated) on the 800# from finloopio?
I think ssung, squarepeg and finloopio are all in flight on one of them they have not been able to update yet, wondering if anyone out there has gotten to that point yet?
Oct 31, 2014, 7:22 pm
#1611
Join Date: Oct 2014
Posts: 18
Thanks a lot bud. Have to spend 4k in total. Does few gift cards flag the account?
Oct 31, 2014, 9:02 pm
#1612
Join Date: Sep 2012
Posts: 4,431
I remember the 4 cards usually offer public 50K bonuses every 3 months, and usually there's something in October. When was the last time all the cards offered 50K? Aren't they due about now? I'm ready to apply for the personal and business cards to get the CP, but would rather have the Plus card rather than Premier. I'm undecided if I should wait for the Plus or just apply to these available Premier links.
Oct 31, 2014, 10:12 pm
#1613
Join Date: Aug 2014
Posts: 305
No. It shouldn't. But with the cards I'm doing min spend on now, I've gotten denied on the 2nd large purchase. They are all getting jumpy about fraud. The purchase went through after I called them to say it was actually me. Read up on MS and you'll have no problem.
Nov 1, 2014, 8:56 am
#1614
Join Date: Oct 2012
Location: BOS
Programs: MR, UR, AA, AS, HH Gold, SPG Gold, HGP, RR
Posts: 708
Has anyone confirmed the 50K Biz offer on link from pgary?
Has anyone received the cards and/or confirmed the 50K biz offer(once card activated) on the 800# from finloopio?
I think ssung, squarepeg and finloopio are all in flight on one of them they have not been able to update yet, wondering if anyone out there has gotten to that point yet?
Has anyone received the cards and/or confirmed the 50K biz offer(once card activated) on the 800# from finloopio?
I think ssung, squarepeg and finloopio are all in flight on one of them they have not been able to update yet, wondering if anyone out there has gotten to that point yet?
Nov 1, 2014, 4:06 pm
#1615
Join Date: Oct 2014
Posts: 8
I want to get the companion pass for both 2015 and 2016. Does that mean I have to wait for Jan.1 2015 to apply or can I apply in Dec. and just hold the card until Jan. for first use? I'm a little concerned about the 50,000 bonus going away and want to get 2 cards for myself. Suggestions?
Nov 1, 2014, 5:01 pm
#1616
Original Member
Join Date: May 1998
Location: San Antonio, Texas
Programs: AA- Lifetime Platinum; Marriott - Lifetime Platinum: Starwood - Gold; IHG - Platinum
Posts: 2,201
I want to get the companion pass for both 2015 and 2016. Does that mean I have to wait for Jan.1 2015 to apply or can I apply in Dec. and just hold the card until Jan. for first use? I'm a little concerned about the 50,000 bonus going away and want to get 2 cards for myself. Suggestions?
Our current companion pass expires at the end of this year.
Nov 1, 2014, 10:27 pm
#1617
Join Date: Aug 2014
Programs: Alaska MVP Gold, Marriott Gold
Posts: 283
I am applying now. I don't want to take the chance of not getting the 50K offer. I just did the personal premier. I was waiting for more people to report back about PPGary's link to do the business card. I'll pull the trigger on that one real soon. In the first couple of weeks in January I'll pay business expenses with the cards.
Our current companion pass expires at the end of this year.
Our current companion pass expires at the end of this year.
Nov 2, 2014, 10:46 am
#1618
Join Date: Oct 2012
Location: BOS
Programs: MR, UR, AA, AS, HH Gold, SPG Gold, HGP, RR
Posts: 708
Confirming that the blind link posted by pgary in post #1519 is to a 50k offer for the biz premier card. Received my card yesterday and activated it today, spoke to a CSR and confirmed the terms of the bonus $2k spend in 3 months for 50k. Thanks pgary for sharing!
Nov 2, 2014, 12:47 pm
#1619
Join Date: Aug 2001
Location: denver
Posts: 233
So does this plan work?
I apply for the Premier Card, and the Pgary Biz card on #1519,
If I spend $2000 on Biz card in Dec,
I wait until Jan 1st and spend $3000 on premier card in January, and then I get 100k points,
then in Feb and March, spend another 7k and get the Companion Pass for 2015 & 2016?
Right???
(It would be obviously easier to wait and spend $5k in January, but I don't spend that much.)
I apply for the Premier Card, and the Pgary Biz card on #1519,
If I spend $2000 on Biz card in Dec,
I wait until Jan 1st and spend $3000 on premier card in January, and then I get 100k points,
then in Feb and March, spend another 7k and get the Companion Pass for 2015 & 2016?
Right???
(It would be obviously easier to wait and spend $5k in January, but I don't spend that much.)
Nov 2, 2014, 1:37 pm
#1620
Join Date: Aug 2014
Posts: 305
So does this plan work?
I apply for the Premier Card, and the Pgary Biz card on #1519,
If I spend $2000 on Biz card in Dec,
I wait until Jan 1st and spend $3000 on premier card in January, and then I get 100k points,
then in Feb and March, spend another 7k and get the Companion Pass for 2015 & 2016?
Right???
(It would be obviously easier to wait and spend $5k in January, but I don't spend that much.)
I apply for the Premier Card, and the Pgary Biz card on #1519,
If I spend $2000 on Biz card in Dec,
I wait until Jan 1st and spend $3000 on premier card in January, and then I get 100k points,
then in Feb and March, spend another 7k and get the Companion Pass for 2015 & 2016?
Right???
(It would be obviously easier to wait and spend $5k in January, but I don't spend that much.)
But if you spend any $$ that hits this year be careful not to spend the 2k or you'll get 50 this year and 50 next and no companion pass. You will still have those points, but the entire 110k must be in one calendar year.
And check your offer, but I think SW is usually 2k spend. I wasn't sure if you were saying the personal card was 3k.