Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Oct 30, 2017, 10:51 am
#7321
Join Date: Sep 2010
Programs: AZ FA+, A3 G, AB G | IHG RA, HGP D, FPC P, Accor P, BW D, HH D, Eleva, GHA P, 1862 Voyager
Posts: 1,852
btw which card would you guys use on a transaction > 10K in foreign currency, in a watch boutique?
So far the best I've found is UOB PRVI Visa / Mastercard 2.4 mpd on foreign transactions.
So far the best I've found is UOB PRVI Visa / Mastercard 2.4 mpd on foreign transactions.
Oct 30, 2017, 7:18 pm
#7322
Join Date: Mar 2015
Programs: HH Diamond, GHA Titanium
Posts: 1,961
Woops, I knew that my calculus and other advanced math skills have gone down the drain, but I didn't know that I can't even do basic multiplication / division properly anymore 
Didn't know that UOB gives 4mpd for all foreign spend, that's a crazy high amount. Makes me think twice about switching cards for my upcoming South Korea trip (Was planning to use my prestige to qualify for the free airport transfer ... but ... 4mpd ...)
Didn't know that UOB gives 4mpd for all foreign spend, that's a crazy high amount. Makes me think twice about switching cards for my upcoming South Korea trip (Was planning to use my prestige to qualify for the free airport transfer ... but ... 4mpd ...)
Oct 30, 2017, 7:48 pm
#7323
Join Date: Aug 2015
Location: Singapore
Programs: KF EG
Posts: 61
Woops, I knew that my calculus and other advanced math skills have gone down the drain, but I didn't know that I can't even do basic multiplication / division properly anymore
Didn't know that UOB gives 4mpd for all foreign spend, that's a crazy high amount. Makes me think twice about switching cards for my upcoming South Korea trip (Was planning to use my prestige to qualify for the free airport transfer ... but ... 4mpd ...)
Didn't know that UOB gives 4mpd for all foreign spend, that's a crazy high amount. Makes me think twice about switching cards for my upcoming South Korea trip (Was planning to use my prestige to qualify for the free airport transfer ... but ... 4mpd ...)
usually for hotel costs, i will prefer getting the 6x from expedia or agoda instead.
likewise, if you use it for petrol or paywave locally, you need a min of S$1000 spend too.
if you are using the card for both local and foreign use, the total max UNI$ is 4000 (2k spend, which need at least 1k in foreign and local to qualify for their bonus. i believe the excess over 2k spend gets 0 UNI) so best to use in just either foreign or local currency
Nov 2, 2017, 8:30 am
#7324
Join Date: Sep 2010
Programs: AZ FA+, A3 G, AB G | IHG RA, HGP D, FPC P, Accor P, BW D, HH D, Eleva, GHA P, 1862 Voyager
Posts: 1,852
actually i think the uob visa signature is a bit too restrictive to be useful. to qualify for 4x miles you need to spend at least S$1000 worth in foreign currency and up till a max of S$2000 only. foreign currency also includes online purchase in foreign currency.
usually for hotel costs, i will prefer getting the 6x from expedia or agoda instead.
likewise, if you use it for petrol or paywave locally, you need a min of S$1000 spend too.
if you are using the card for both local and foreign use, the total max UNI$ is 4000 (2k spend, which need at least 1k in foreign and local to qualify for their bonus. i believe the excess over 2k spend gets 0 UNI) so best to use in just either foreign or local currency
usually for hotel costs, i will prefer getting the 6x from expedia or agoda instead.
likewise, if you use it for petrol or paywave locally, you need a min of S$1000 spend too.
if you are using the card for both local and foreign use, the total max UNI$ is 4000 (2k spend, which need at least 1k in foreign and local to qualify for their bonus. i believe the excess over 2k spend gets 0 UNI) so best to use in just either foreign or local currency
I've been using this card for many years now - only for the foreign spending.
In parts of central Europe, many restaurants don't accept Amex so this is good for dining. Only problem is that the 2K Cap is really low, but sometimes your trip covers 2 statement periods so thats better.
Nov 2, 2017, 8:41 am
#7325
Join Date: Sep 2010
Programs: AZ FA+, A3 G, AB G | IHG RA, HGP D, FPC P, Accor P, BW D, HH D, Eleva, GHA P, 1862 Voyager
Posts: 1,852
Just an update to my Hyatt DCC charge.
The hotel managed to swap the currency on their back end.
On my UOB statement I did see the original DCC charge post in SGD, which then got fully credited
and then another charged but in EUR.
So it's all settled now.
--------
On a side note, for the DCC transaction which already included 3% forex charge, UOB added an extra 1% to the charge.
Hence always make sure to choose the foreign currency!
The hotel managed to swap the currency on their back end.
On my UOB statement I did see the original DCC charge post in SGD, which then got fully credited
and then another charged but in EUR.
So it's all settled now.
--------
On a side note, for the DCC transaction which already included 3% forex charge, UOB added an extra 1% to the charge.
Hence always make sure to choose the foreign currency!
Nov 2, 2017, 8:04 pm
#7326
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,819
Just an update to my Hyatt DCC charge.
The hotel managed to swap the currency on their back end.
On my UOB statement I did see the original DCC charge post in SGD, which then got fully credited
and then another charged but in EUR.
So it's all settled now.
--------
On a side note, for the DCC transaction which already included 3% forex charge, UOB added an extra 1% to the charge.
Hence always make sure to choose the foreign currency!
The hotel managed to swap the currency on their back end.
On my UOB statement I did see the original DCC charge post in SGD, which then got fully credited
and then another charged but in EUR.
So it's all settled now.
--------
On a side note, for the DCC transaction which already included 3% forex charge, UOB added an extra 1% to the charge.
Hence always make sure to choose the foreign currency!
Nov 7, 2017, 6:45 am
#7328
Join Date: Jun 2007
Location: SIN
Programs: KrisFlyer, Asia Miles
Posts: 60
The Standard Chartered Visa Infinite gives 3mpd for forex spend (minimum of S$2k but no maximum). This is supposed to be a promo rate ending 31 December 2017 but hopefully it gets extended in the new year.
Nov 15, 2017, 6:18 am
#7330
Join Date: Apr 2015
Location: Singapore
Posts: 46
I just received a OCBC Voyage mailer offering 3 voyage miles with every S$1 spent overseas from now to 31 Dec. This is the second time I have received this in a year.
I suspect this is a targeted offer, since I did put a overseas use notification for my upcoming trip later this month. For the earlier offer, it was sent to me in the June-July period, and the 3 miles offer period cover the period I traveled in July and had placed a overseas use notification in July as well.
Anyone with a Voyage received this offer this year? Did the offer period correspond closely with your overseas use notification period as well?
I suspect this is a targeted offer, since I did put a overseas use notification for my upcoming trip later this month. For the earlier offer, it was sent to me in the June-July period, and the 3 miles offer period cover the period I traveled in July and had placed a overseas use notification in July as well.
Anyone with a Voyage received this offer this year? Did the offer period correspond closely with your overseas use notification period as well?
Nov 18, 2017, 9:57 am
#7331
Join Date: Oct 2012
Location: Melbourne, Australia
Programs: KrisFlyer Elite Gold
Posts: 113
For any Aussies with the Westpac cards, I got this message on my recent statement ... the AMEX card will be discontinued next year ...
Important notice - Your Singapore Airlines Westpac Platinum American Express Card will close on 4 April 2018.
Regulations introduced by the Reserve Bank of Australia earlier this year, affect credit cards issued by Australian banks, particularly bank-issued American Express Cards. In response, we have reviewed our reward credit cards and want to notify you that from 4 April 2018 we are closing all Westpac-issued American Express Cards. If your American Express Card expires in March 2018, you will not be reissued with a new card, and your card will close earlier on 31 March 2018. You will no longer be able to use your Singapore Airlines Westpac Platinum American Express Card from the date of closure. We apologise for any inconvenience this may cause.
You can continue to use your Singapore Airlines Westpac Platinum American Express Card to earn more points until it closes. These changes do not affect your Singapore Airlines Westpac Platinum Visa Card and you can continue to use your card as you do today.
Important notice - Your Singapore Airlines Westpac Platinum American Express Card will close on 4 April 2018.
Regulations introduced by the Reserve Bank of Australia earlier this year, affect credit cards issued by Australian banks, particularly bank-issued American Express Cards. In response, we have reviewed our reward credit cards and want to notify you that from 4 April 2018 we are closing all Westpac-issued American Express Cards. If your American Express Card expires in March 2018, you will not be reissued with a new card, and your card will close earlier on 31 March 2018. You will no longer be able to use your Singapore Airlines Westpac Platinum American Express Card from the date of closure. We apologise for any inconvenience this may cause.
You can continue to use your Singapore Airlines Westpac Platinum American Express Card to earn more points until it closes. These changes do not affect your Singapore Airlines Westpac Platinum Visa Card and you can continue to use your card as you do today.
Nov 26, 2017, 9:20 am
#7332
Join Date: Nov 2017
Posts: 24
The 'Best credit cards for KF miles accrual' master thread
Overseas Spent – UOB PRVI Miles (2.4 miles) vs OCBC Voyage (2.3 miles)
Fees for foreign currency transactions
UOB PRVI miles credit card 3.25% vs OCBC Voyage 2.8%
Assuming the USD/SGD exchange rate is 1.35 and one spent USD100.00
UOB PRVI Miles - USD100.00 = SGD135.00 + 3.25% = SGD139.38 = 324 miles*
OCBC Voyage – USD100.00 = SGD135.00 + 2.80% = SGD138.78 = 317 miles
Assuming 1 mile is worth 3cts, the extra 7 miles is worth only 21cts but you are paying extra 60cts for it.
*UOB round down to the nearest $5.
Fees for foreign currency transactions
UOB PRVI miles credit card 3.25% vs OCBC Voyage 2.8%
Assuming the USD/SGD exchange rate is 1.35 and one spent USD100.00
UOB PRVI Miles - USD100.00 = SGD135.00 + 3.25% = SGD139.38 = 324 miles*
OCBC Voyage – USD100.00 = SGD135.00 + 2.80% = SGD138.78 = 317 miles
Assuming 1 mile is worth 3cts, the extra 7 miles is worth only 21cts but you are paying extra 60cts for it.
*UOB round down to the nearest $5.
Last edited by Tiger9119; Nov 26, 2017 at 9:26 am Reason: Font size
Nov 28, 2017, 3:11 am
#7333
Join Date: May 2003
Location: Singapore
Programs: QF LTG, SQ EGTP, Bonvoy LTG
Posts: 4,847
Bit annoyed with DBS today, have been using the Live Fresh Card to accumulate 5% cashback + 3xDBS points (1.2 KF miles/SGD) on online spend/pay wave. However I'm still 230 pts short of the minimum threshold for transferring DBS points to Krisflyer. They have now announced the card will now stop earning DBS points with effect 1 December, so will have no chance of accruing those 230 pts now. Instead of getting those 10,000 KF miles, I will have to make do with $60 worth of vouchers .... of course, I value 10,000 miles at least at $150 ... It's a minor thing but so typical of the contempt big businesses show for consumers here.
Nov 28, 2017, 7:24 am
#7334
Join Date: Aug 2015
Location: Singapore
Programs: KF EG
Posts: 61
Bit annoyed with DBS today, have been using the Live Fresh Card to accumulate 5% cashback + 3xDBS points (1.2 KF miles/SGD) on online spend/pay wave. However I'm still 230 pts short of the minimum threshold for transferring DBS points to Krisflyer. They have now announced the card will now stop earning DBS points with effect 1 December, so will have no chance of accruing those 230 pts now. Instead of getting those 10,000 KF miles, I will have to make do with $60 worth of vouchers .... of course, I value 10,000 miles at least at $150 ... It's a minor thing but so typical of the contempt big businesses show for consumers here.
Nov 28, 2017, 6:31 pm
#7335
Join Date: May 2003
Location: Singapore
Programs: QF LTG, SQ EGTP, Bonvoy LTG
Posts: 4,847