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The 'Best credit cards for KF miles accrual' master thread

The 'Best credit cards for KF miles accrual' master thread

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Old Aug 9, 17, 2:50 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: vsepr
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I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!

If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.

***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============

1. UOB PRVI Miles VISA, MasterCard, AMEX

VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/



Mileage accrual:
From 15 May 2015, the earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).

Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name together for all UOB cards.

Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).

2. UOB Preferred Platinum Visa & UOB Preferred Platinum American Express Card (AMEX no longer available for application wef 01 Oct 2015)

http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html


Mileage accrual: Earn a MASSIVE 4 miles for every $1 spent using VISA Paywave contactless payments (every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments (every $5 gives 1 UNI$ which equal 2 miles).

WARNING: From 3 July 2017, earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Paywave and online). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$. Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 payWave transaction. ($1110/5)x9=1998UNI$, hence the last S$5 payWave transaction will earn 2 bonus UNI$.

Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket. A full list of merchants where Paywave transactions will NOT earn miles can be found here:
http://www.uob.com.sg/personal/cards...smartclub.html

(Wef 01 Oct 2015 no new applications) UOB Preferred Platinum American Express Card: Cardmembers will earn 10X UNI$ at any F&B establishments WORLDWIDE registered under the following MCC:

5812 Eating Places and Restaurants
5813 Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques
5814 Fast Food Restaurants

F&B establishments does not include bakeries, caterers and F&B spending at establishments that does not have F&B as its main business activity such as hotels and supermarkets. Best for local dining. Very hard to determine MCC code for overseas dining places.

Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.

Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).

3. Citi PremierMiles Visa & AMEX

http://www.citibank.com.sg/gcb/credi...CAAEENCCHOCALM
http://www.citibank.com.sg/gcb/credi...s/cc_xx_pm.htm
http://www.citibank.com.sg/global_do...iles/index.htm



Mileage accrual: Earn 1.2 miles (1.3 miles for AMEX) for every $1 spent (every $0.83 [VISA] or S$0.769 gives 1 mile [AMEX]). Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for VISA & 15,000 bonus miles for AMEX for each annual membership renewal.

Requirements: min. income $50,000 for VISA & S$80,000 for AMEX (very strict for AMEX). Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. S$267.50 for AMEX. Annual fee waiver available in exchange for forfeiting the 10,000 or 15,000 miles renewal bonus.
Miles conversion fee: $25 per conversion.

Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 or 1.3 miles/S$1. Transfer in blocks of 10,000 miles.

4. DBS Altitude VISA/AMEX

http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx



Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.

Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.

Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.

5. Maybank Horizon Platinum Visa

http://info.maybank2u.com.sg/persona...visa-card.aspx



Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month

Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).

Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.

Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.

6. Singapore Airlines KrisFlyer Ascend AMEX

https://www.americanexpress.com/sg/s...nd-credit-card



Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card

Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December

Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.

Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).

Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.

7. Citibank Rewards Card & Citibank Clear Platinum Card (No longer for new application from 01 June 2015)

http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM



Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!

Citibank Clear Platinum Card (No longer for new application from 01 June 2015)
http://www.citibank.com.sg/gcb/credi...CACPENCCHOCALM
Earn 5X Rewards (5 Rewards Points or 2 Miles for every S$1 spend) on Overseas Spend, Dining & Online Shopping.

Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.

Cons: 10x Citidollars based on MCC code. Very hard to determine for overseas merchants. Points awarded per S$1 spend. Cents not included. Need to call in to Citibank to ask to combine the Citidollars earned before making a transfer.

8. DBS Woman's World MasterCard® Card

http://www.dbs.com.sg/personal/cards...astercard-card



10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf

Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).

Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.

9. OCBC Titanium Rewards Card

https://www.ocbc.com/personal-bankin...astercard.html

10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month

https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged

============
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Old Feb 6, 17, 5:44 am
  #6691  
 
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: A3*S, LH, SQ, BA, IHG Spire AMB, HH Gold, Marriot Silver
Posts: 4,960
Originally Posted by invisible View Post
That was attempt by deception to see if anyone is going to say something useful. Did not work.
Alamak, and here I was getting excited
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Old Feb 6, 17, 2:28 pm
  #6692  
 
Join Date: Apr 2007
Location: Anywhere
Posts: 3,364
Originally Posted by invisible View Post
That was attempt by deception to see if anyone is going to say something useful. Did not work.
Obviously not. (And this is one such useless post). LOL.
carrotjuice is online now  
Old Feb 6, 17, 7:24 pm
  #6693  
 
Join Date: Feb 2016
Location: SIN;CGK
Programs: HH Dia;SPG Plat;Marriott Plat;GHA Black
Posts: 282
So I decided to extend my last trip and rebooked through expedia call centre to change my return flight date.

Surprise to see that I also get the bonus 6x miles for citibank premiermiles even though they process the payment through phone
sandyph is offline  
Old Feb 7, 17, 12:01 am
  #6694  
 
Join Date: May 2012
Location: Singapore
Programs: JL Premier | Marriott Platinum Elite | GE, TSA-Pre
Posts: 6,662
Originally Posted by lcpteck View Post
Need to book a roundtrip economy ticket on NH IAD-SIN around March/April, any credit card promotions? Also looking at redeeming business class on QR using 175k Asia Miles but can't find any availability yet. It's for my mom so looking at flights with the least transit options. NH is going for S$1.3k.
Any recommendations?
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Old Feb 7, 17, 5:00 am
  #6695  
Moderator, El Al and Marriott Bonvoy
Hyatt Contributor BadgeMarriott Contributor Badge
 
Join Date: Feb 2005
Location: SIN
Programs: TG*G, Mar LTBT, Hyatt Glb, AA PLT-LTG, LY, HH, IC, BA, DL, UA SLV
Posts: 11,098
Welcome to FlyerTalk pointsmilesandloyalty!
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Old Feb 7, 17, 5:03 am
  #6696  
Moderator, El Al and Marriott Bonvoy
Hyatt Contributor BadgeMarriott Contributor Badge
 
Join Date: Feb 2005
Location: SIN
Programs: TG*G, Mar LTBT, Hyatt Glb, AA PLT-LTG, LY, HH, IC, BA, DL, UA SLV
Posts: 11,098
Citibank SG and Amazon Promo

Not sure this is worthwhile with the Citi PM as the FOREX fees would offset. Any thoughts?


https://www.amazon.com/b?node=16175676011

Go on a shopping spree at Amazon.com, only with Citi Credit Cards.

For orders above US$80* with all Citi Credit Cards. Enter promo code 'CITISG'.
Complimentary shipping** for orders over US$125.
Get 20X Rewards (20 points or 8 Miles for every S$1 spent) with Citi Rewards Card.

*Offer valid till 28 Feb 2017
**Terms and Conditions apply
Offer valid till 31 Mar 2017.
Valid for Citi Rewards Cardmembers only.

----
Terms and conditions for Citi promotion

• To claim the $8 discount, select a minimum of $80 of eligible products, and during the checkout process select the qualifying Citibank Singapore credit card as the payment method, and on the ‘review your order’ page enter the promotional code “CITISG”
• This is a limited time offer. A limited quantity of promotional discounts are available. Promotional discounts are only available while supplies last. This offer will expire on 08:00 A.M. PST February 28, 2017, or when the available promotional discounts are used, whichever is earlier. In addition, Amazon reserves the right to modify or cancel the offer at any time.
• Offer applies only to products offered for sale by Amazon.com and shipped and sold by Amazon Export Sales LLC through AmazonGlobal.
• Items must be purchased in a single order and shipped to a single address within Singapore.
• Offer applies only to the purchase of eligible products made with a Citibank Singapore credit card as your payment method.
• If any of the products or content related to this promotion is returned, your refund will equal the amount you paid for the product, subject to applicable refund policies.
• Offer is non-transferable and may not be resold.
• If you violate any of the Terms and Conditions, the promotion will be invalid.
• Shipping charges may apply to discounted and free promotional items.
• Void where prohibited.
• Offer does not apply to digital content, Kindle devices and accessories, or gift cards.
• Promotions are available for eligible orders at www.amazon.com from 1 to 28 February 2017. Complimentary international shipping to Singapore is available for orders of at least USD125 for products across eligible categories solely determined by www.amazon.com.
• A discount of US$8 will be provided by Amazon on eligible orders of at least US$80 during the promotion period. A limited quantity of promotional discounts are available. Promotional discounts are only available while supplies last. This offer will expire on 08:00 A.M. Pacific time on 28 February 2017, or when the available promotional discounts are used, whichever is earlier. In addition, Amazon reserves the right to modify or cancel the offer at any time.
• Promo code CITISG must be entered at checkout for the promotions to apply.
• The discount will be reflected at the checkout page before payment, once all the required conditions are fulfilled.
• Citibank is not an agent of the merchant and assumes no liability or responsibility for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided.
• Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by the respective suppliers or service providers.
• Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
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Old Feb 7, 17, 5:52 am
  #6697  
 
Join Date: Jan 2016
Location: SIN
Posts: 352
Originally Posted by lcpteck View Post
Need to book a roundtrip economy ticket on NH IAD-SIN around March/April, any credit card promotions? Also looking at redeeming business class on QR using 175k Asia Miles but can't find any availability yet. It's for my mom so looking at flights with the least transit options. NH is going for S$1.3k.
I wasnt able to replicate NH for same price that you mention. if so, this sounds quite cheap.

My suggestion will be to keep looking for J on QR. Also - if youre ready to spend 175K on QR J, then how about considering TK J? I rate TK J> QR J.
I guess some may have reservations transiting IST in current env specially for parents. - if so then best options would be to redeem TK J (via SQ or Lifemiles).

I would personally use lifemiles and have done so few months back at good value.
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Old Feb 7, 17, 7:26 pm
  #6698  
 
Join Date: Mar 2015
Programs: HH Diamond, IHG Plat, GHA Black
Posts: 1,621
Originally Posted by yosithezet View Post
Not sure this is worthwhile with the Citi PM as the FOREX fees would offset. Any thoughts?
I buy stuff off Amazon fairly often anyway cos even with the FX loss (and strengthening dollar) a lot of stuff there is significantly cheaper than buying it in stores here.

Free shipping doesn't seem that different from the generic FSSG.

For me it's a nice promo to get some extra miles for activities that I already normally do.
shuigao is online now  
Old Feb 7, 17, 9:00 pm
  #6699  
 
Join Date: May 2012
Location: Singapore
Programs: JL Premier | Marriott Platinum Elite | GE, TSA-Pre
Posts: 6,662
Originally Posted by ExSin View Post
I wasnt able to replicate NH for same price that you mention. if so, this sounds quite cheap.

My suggestion will be to keep looking for J on QR. Also - if youre ready to spend 175K on QR J, then how about considering TK J? I rate TK J> QR J.
I guess some may have reservations transiting IST in current env specially for parents. - if so then best options would be to redeem TK J (via SQ or Lifemiles).

I would personally use lifemiles and have done so few months back at good value.
Yeah S$1.3k is a good price (all NH operated flights too). It's available from NH direct website too, did you look there? I notice TK J requires 195k KF Miles though compared to 175K AM Miles. QR is using B77W 2-2-2 seats for IAD-DOH and A359 1-2-1 for DOH-SIN. Not sure about QR or TK's inflight service though.

Last edited by lcpteck; Feb 8, 17 at 8:59 am
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Old Feb 8, 17, 7:53 am
  #6700  
 
Join Date: Aug 2003
Location: Singapore
Programs: SIA PPS, OZ Asiana Club, CX MPC, IHG Royal Amb, SPG Gold, Hilton Silver
Posts: 1,924
For those who would like to give a supplementary card to loved ones, you may wish to take advantage of the current promo where for each new Citi credit card (SG) approved and with a min spend of S$20, you will be awarded with 2,000miles or 5,000 Citi Thanks! Points.

More information at this website:
http://www.citibank.com.sg/gcb/credi...redit-card.htm
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Old Feb 8, 17, 6:55 pm
  #6701  
 
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: A3*S, LH, SQ, BA, IHG Spire AMB, HH Gold, Marriot Silver
Posts: 4,960
Originally Posted by lcpteck View Post
Yeah S$1.3k is a good price (all NH operated flights too). It's available from NH direct website too, did you look there? I notice TK J requires 195k KF Miles though compared to 175K AM Miles. QR is using B77W 2-2-2 seats for IAD-DOH and A359 1-2-1 for DOH-SIN. Not sure about QR or TK's inflight service though.
Did you price the NH flight all the way through to the end? NH advertises fares without tax and YQ so sometimes they look very low until you get to the final booking pages.
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Old Feb 8, 17, 11:47 pm
  #6702  
 
Join Date: May 2012
Location: Singapore
Programs: JL Premier | Marriott Platinum Elite | GE, TSA-Pre
Posts: 6,662
Originally Posted by demue View Post
Did you price the NH flight all the way through to the end? NH advertises fares without tax and YQ so sometimes they look very low until you get to the final booking pages.
Yep I did.

Fare: SGD535.00
Taxes/Fees/Charge: SGD750.90
Total: SGD1,285.90
lcpteck is offline  
Old Feb 10, 17, 10:39 am
  #6703  
 
Join Date: Sep 2005
Location: SIN
Programs: SQ, UA, Delta, BMI(RIP), Marriott Lifetime Platinum Elite, Hilton Diamond ( Thank Amex) Hyatt Discov
Posts: 1,808
Originally Posted by ExSin View Post
I wasnt able to replicate NH for same price that you mention. if so, this sounds quite cheap.

My suggestion will be to keep looking for J on QR. Also - if youre ready to spend 175K on QR J, then how about considering TK J? I rate TK J> QR J.
I guess some may have reservations transiting IST in current env specially for parents. - if so then best options would be to redeem TK J (via SQ or Lifemiles).

I would personally use lifemiles and have done so few months back at good value.
TK redemption using Lifemiles is a great deal -78,000 lifemiles OW in J, 99,000 lifemiles OW in F, only $25 ticketing fee, and low taxes and YQ. If you got your lifemiles at 1.5 UScents or better, this is a very attractive option to consider. TK is good airline, with lie flat premium cabin seats, free wifi and on board chef on most long haul flights
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Old Feb 10, 17, 10:17 pm
  #6704  
 
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: A3*S, LH, SQ, BA, IHG Spire AMB, HH Gold, Marriot Silver
Posts: 4,960
IIRC, F has been gone from TK for quite a while. They had it on those leased a/c from 9W only.
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Old Feb 12, 17, 11:53 pm
  #6705  
 
Join Date: Jan 2015
Posts: 129
Anyone got your latest medical report showing that your women still have fever? Reading some posters on HWZ claiming that their women all recovered now and no more fever.
vade is offline  

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