Originally Posted by shuigao
(Post 24994269)
There are those of us here (including yours truly) who don't have the intelligence needed to juggle a dozen different cards in twenty different spending scenarios. So we just stick to one or two :D
For me I just use Citi PM and whack all my spending there lol. |
Originally Posted by shuigao
(Post 24994269)
There are those of us here (including yours truly) who don't have the intelligence needed to juggle a dozen different cards in twenty different spending scenarios. So we just stick to one or two :D
For me I just use Citi PM and whack all my spending there lol. I think for you 'simpletons' out there :D you need two cards minimum: ANZ Travel Visa for local spends (1.4 miles per S$1, without rounding) and UOB PRVI Mastercard (or Visa) for foreign currency spends (2.4 miles per S$1, albeit with rounding). Then you're sorted. ;) |
Originally Posted by carrotjuice
(Post 24994594)
I think for you 'simpletons' out there :D you need two cards minimum:
ANZ Travel Visa for local spends (1.4 miles per S$1, without rounding) and UOB PRVI Mastercard (or Visa) for foreign currency spends (2.4 miles per S$1, albeit with rounding). Then you're sorted. ;) Anyways. The Wiki for ANZ says Cons: No internet banking :td: ... is that still accurate? Cos their homepage got a Personal Internet Banking Logon button. |
I go with a single card (Citi PM), because it simple and I only have to carry around a single card with me. Not that the other schemes are beyond my intelligence they just take to much time and effort for the return I would get out of them. Citi PM does have slightly less earn but on the flipside a better range of partners, some good promos from time to time, and online banking.
Also the extra bonus from running multiple cards tends to be defrayed by points transfer fees from some cards. |
Originally Posted by lokijuh
(Post 24994920)
I go with a single card (Citi PM), because it simple and I only have to carry around a single card with me. Not that the other schemes are beyond my intelligence they just take to much time and effort for the return I would get out of them. Citi PM does have slightly less earn but on the flipside a better range of partners, some good promos from time to time, and online banking.
Also the extra bonus from running multiple cards tends to be defrayed by points transfer fees from some cards. |
Originally Posted by percysmith
(Post 24995112)
Are you Singaporean or Hongkie http://www.flyertalk.com/forum/22004869-post1488.html
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Originally Posted by lokijuh
(Post 24995259)
No I'm not but live in Singapore, I'm not into the whole wads of cards for dining rebates either, but then again I rarely dine out at establishments that have dining rebates anyway. Simplicity has its own benefits. I see far too much complexity in all of the credit card schemes and promos I just can't be bothered with them.
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Originally Posted by shuigao
(Post 24994630)
Yeah, but somehow so far my perception is that Citi has more promos (like kaligo promo, agoda promo with triple miles, 10x miles, etc) ... so it feels like that makes up for the lost 0.2 / 0.4 miles.
Anyways. The Wiki for ANZ says Cons: No internet banking :td: ... is that still accurate? Cos their homepage got a Personal Internet Banking Logon button. IIRC, ANZ don't have ibanking yet. |
Why is ANZ not having online banking for their credit cards such a showstopper?
I really don't get it. How many of us actually reconcile spend transactions line by line, online? I never do. :confused: |
Originally Posted by carrotjuice
(Post 25001290)
Why is ANZ not having online banking for their credit cards such a showstopper?
I really don't get it. How many of us actually reconcile spend transactions line by line, online? I never do. :confused: |
1 card down!!
Citibank Clear Platinum Card is no longer for new application wef 01 June 2015! http://www.citibank.com.sg/gcb/credi...CACPENCCHOCALM |
Originally Posted by shuigao
(Post 24994269)
There are those of us here (including yours truly) who don't have the intelligence needed to juggle a dozen different cards in twenty different spending scenarios. So we just stick to one or two :D
For me I just use Citi PM and whack all my spending there lol. Well I got rid of my Maybank Horizon Platinum today and previously cancelled two Amex as part of some clean up. While I don't have as many cards as some of our really dedicated FTers here, a handful are flying around at any point in time and are being used for different types of purchases. That is until the bank decides to tinker around with the benefits or earn rates and then some will follow the same demise like my Maybank and get axed. PS: When the Maybank CS asked me why I'm cancelling the card I said that basically they destroyed the RI program with the changes as of Jan 2016 and that there are more attractive offers out there these days. She didn't seem surprised at all, more like "ahh another one". :) |
Originally Posted by vsepr
(Post 25002936)
1 card down!!
Citibank Clear Platinum Card is no longer for new application wef 01 June 2015! http://www.citibank.com.sg/gcb/credi...CACPENCCHOCALM |
Originally Posted by lokijuh
(Post 24994920)
Also the extra bonus from running multiple cards tends to be defrayed by points transfer fees from some cards.
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I hope to transfer to EY and try out their First Apartment on their A380. Unfortunately not much routes at the moment. Guess I can only try it once since it takes so much miles Zzzz...
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