FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Singapore Airlines | KrisFlyer (https://www.flyertalk.com/forum/singapore-airlines-krisflyer-500/)
-   -   The 'Best credit cards for KF miles accrual' master thread (https://www.flyertalk.com/forum/singapore-airlines-krisflyer/1076196-best-credit-cards-kf-miles-accrual-master-thread.html)

TTOTY May 7, 15 8:03 pm

few days back tried to t/f DBS$ from my wife's DBS acct into her KF acct. In the past, all it takes was 24-48 hours. This round however, no sign of the miles even after 96 hours.

not too sure if anyone else experienced the same issue with DBS cards?

carrotjuice May 8, 15 7:51 pm

ANZ Priority Banking Visa Infinite
 
Not much has been discussed here about this card, so I thought I'd share this in case it's useful for anyone.

I signed up for ANZ Priority Banking recently (requires S$150,000 deposit or investment) and got the Visa Infinite card.

The standard miles earning feature is quite bleh:
- every S$1 earns 0.4 rewards points (= 0.8 miles) on all spends, local or foreign currency.
- if you spend S$50,000 per year there is a bonus of 10,000 reward points (= 20,000 miles) so this works out to 1.2 miles per S$1 if you hit it.

BUT what I found interesting is this:
- in any calendar month, the LARGEST foreign currency spend earns 1.6 reward points (= 3.2 miles) per S$1!
- total reward points in any month is capped at 20,000 reward points (= 40,000 miles).

This means, using the card to spend on any ONE foreign currency transaction in a month will earn 3.2 miles per S$1 for that transaction - which is the highest miles earning rate for any general foreign currency spending in Singapore (ignoring the usual 4 miles per S$1 for specialist spending categories, eg. UOB PPAmex for dining, Citi Rewards for shopping, DBS Womans for online, UOB PPVisa for online and paywave, etc. mentioned in the wiki).

Make sure you cap your foreign currency spending to:
- just ONE transaction for every month (because ANZ only awards 3.2 miles to the LARGEST foreign currency transaction in that month; any other foreign currency transactions in the same month only earn the measly standard rate).
- maximum spend of that transaction should not be more than S$12,500 because anything above won't earn any more reward points due to the monthly cap (but shouldn't think this will be a problem for most).
- NOTE the 0.4 miles per S$1 will be received immediately, the remainder 2.8 miles per S$1 will be received in the following month's statement.

I'm thinking this will come in useful to buy big ticket items (eg. flights) in foreign currency which typically aren't granted 4 miles per S$1, or if spending limits are already reached for the respective specialist cards.

This card is only available through ANZ Signature Priority Banking... if you need a referral (where you and I get S$150 sign up bonus!) do PM me.

jagmeets May 8, 15 10:03 pm

The 'Best credit cards for KF miles accrual' master thread
 
Thanks carrotjuice- will get off my lazy bum & fill in the form for the ANZ Visa Infinite card!

Freshly minted priority banking customer too- just refi'd mortgages to them- going to miss SCB VI's miles on the outstanding mortgage balance- so things won't hurt that much now!

vincentsjtu May 9, 15 2:59 pm


Originally Posted by tycosiao (Post 24763554)
Tried booking 3 MH tickets on expedia.com.sg on 30 May and it just won't go through the booking page.

There goes my 6x points on Citi PM.

Side: No more Jetquay for HSBC VI = No more free parking :td::td:

No more rebate on shell petrol too!

God, what's with all the devaluation that is happening?



DBS altitude seems the best card for hotel and flight booking
but i have a question, how can i pay hotel on the internet because usually the check in staff will charge my card upon arrival on the POS machine

and DBS altitude only offer 3 miles per SGD if paid online

lcpteck May 9, 15 8:47 pm


Originally Posted by vincentsjtu (Post 24790960)
DBS altitude seems the best card for hotel and flight booking
but i have a question, how can i pay hotel on the internet because usually the check in staff will charge my card upon arrival on the POS machine

and DBS altitude only offer 3 miles per SGD if paid online

Most likely will have to be pre-paid on an OTA. But there are no guarantees as well.

tboons May 9, 15 9:12 pm

DBS altitude bonus miles

Amex and Visa running two different miles offer. Up to 6 miles for Visa and 4.5 miles for Amex. How does it work?

6 miles for Visa, 3 bonus miles for flight and hotel, 2 bonus for forex and the usual 1.2/sgd total is 6.2 miles if I book an air ticket in forex?

hclee01 May 10, 15 1:33 am


Originally Posted by vincentsjtu (Post 24790960)
DBS altitude seems the best card for hotel and flight booking
but i have a question, how can i pay hotel on the internet because usually the check in staff will charge my card upon arrival on the POS machine

and DBS altitude only offer 3 miles per SGD if paid online

For hotel booking, i think you will have better luck getting the 3 miles if it is booked on third party online travel portal. AFAIK, most hotels (e.g. IHG, Accor) charge it offline based on my experience, if the rate is advanced purchase / prepaid.

I generally use this card for flight booking online at airlines portal since payment will be deducted and charged via their online payment getaway.

vsepr May 10, 15 2:15 am


Originally Posted by vsepr (Post 24761085)
How about "Winter Time" and "Cold Wear" outlets?

http://www.wintertime.com.sg/

Can earn 10x Citidollars with Citi Rewards Card?

Charged at Winter Time. Yes!! Got 10x!! MCC: 5631

Don't know about "Cold Wear".

5621 – women ready to wear
5699 – accessories & apparel store, miscellaneous
5691 – men’s, women’s clothing store
5631 – women accessories & specialty store
5651 – family clothing store
5611 – men and boy’s clothing and accessories store
5655 – sports apparel & riding apparel store
5641 – children & infant wear store
5661 – shoe store
5948 – leather goods & luggage
5311 – departmental store

aster May 10, 15 6:30 am

Anyone use the HSBC Advance Platinum Visa to get 10x points (so $1=4 miles) on online purchases? Does it work for eeeeeeverything (*hint* *hint*)? :)

hclee01 May 10, 15 11:08 am

For those who are using Standard Chartered Cards (Singapore) to redeem their rewards points to KF miles, do note that there will be changes to the conversion rates and transfer fee from 1 Jun 2015:
https://www.sc.com/sg/important-chan...cardterms.html

Redemption conversion rate: 3,500 points = 1,000 miles (Previously was 2,500 points = 1,000 miles)

Transfer fee: S$15 per redemption (Previously was S$25 per redemption)

This applies to all 360 Rewards Points earning credit cards, except the Standard Chartered Priority Banking Visa Infinite Credit Card.

qwerty23 May 10, 15 7:50 pm


Originally Posted by markcwj (Post 24772213)
I second that - the ANZ Travel Visa Signature is still a strong contender for miles accrual.

http://i.imgur.com/vyjaN7W.png

Unless you are spending approximately above $20,000, the ANZ Travel Visa Signature is still your best bet for non-bonus spending.

Thanks for the points breakdown. Now, I'll charge > $3000 to my ascend card, instead of PM. ^

shuigao May 10, 15 11:53 pm


Originally Posted by hclee01 (Post 24793999)
Redemption conversion rate: 3,500 points = 1,000 miles (Previously was 2,500 points = 1,000 miles)

That's a terrific value :rolleyes: seeing as the earn rate is like 1.0-2.5points per S$1 spend :rolleyes:

Kilian Zoll May 11, 15 3:13 am

This question might be slightly off topic-- but is anyone paying their rent with a credit card in Singapore? What are some of the ways to achieve this if the landlord normally doesn't accept cards? Paypal? Any ways around it?

I've gotten used to doing this in Australia, and it made up a decent chunk of my total annual credit card spend (and points accrual).

lcpteck May 11, 15 7:51 am


Originally Posted by staff (Post 24796976)
This question might be slightly off topic-- but is anyone paying their rent with a credit card in Singapore? What are some of the ways to achieve this if the landlord normally doesn't accept cards? Paypal? Any ways around it?

I've gotten used to doing this in Australia, and it made up a decent chunk of my total annual credit card spend (and points accrual).

I don't think there are other ways if the landlord doesn't accept Paypal.

Kilian Zoll May 11, 15 9:29 pm


Originally Posted by lcpteck (Post 24797506)
I don't think there are other ways if the landlord doesn't accept Paypal.

Would the landlord need a PayPal business account to be able to accept credit cards, or would a standard account do? If yes, would such a transaction accrue points?


All times are GMT -6. The time now is 8:55 pm.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2023 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.