I can't get the high tier Maybank cards (Maybank Premier Platinum MasterCard, Maybank Visa Infinite, Maybank World MasterCard and Maybank Catholic High Alumni Platinum Associates Card), so got to link it to ANZ.

Maybank need 2350 points for $10 voucher, that's 0.4255% rebate. 10x = 4.255% rebate, still lower than ANZ's 5% rebate, in addition to the Travel$/miles earned. If you intend to redeem the Travel$ to cash rebate, that would be total 7.55% rebate!!

Yes, ANZ Travel card is no good for overseas transactions. For overseas transactions use Citi PremierMiles VISA card. S$1 = 2 miles, unless its in A$ or NZ$, ANZ Travel card earn S$1 = 2.8 miles till 31 March 2014.

Hi Invisible I checked my statement again and can confirm that EZ-reload earned 10X UNI$ on my UOB PPV.

Interesting. This was just recently?

Look, I am talking what I saw on web site two days ago. I do not have statement on my hand but I do not think anything would change because award of UNI$ is instant contrary to DBS Woman's.

When will your statement arrive? :)

To put things into perspective, my Jan statement looks something like this:-

Amount due: 146.85 (include one transaction of EZ-reload)
UNI$ earned: 290

My Feb statement:

Amount due: 235.58 (include one transaction of EZ-reload)
UNI$ earned: 460

I logged in and checked the unbilled transactions:-

Amount used: 274.43 (include one transaction of EZ-reload)
UNI$ earned: 540 (difference between statement and online balance)

Hope this information is useful.

Just read through more than half of this forum and wow, you guys are good. Thank you for all the valuable input.

Was alr quite pleased with my and DH's own miles collection from cc (>250k a year inclusive of any bonuses given with annual fees) but I think I got to take a leaf out of this forum and rethink my cc spending strategy.

Gurus, please give me your opinions. :) TIA

Here is what I think I will do with my current stash off cards:

1. AMEX Plat Charge - Keep it for my 10 + 10 since it can give me about 120 k miles for 16k spend at selected retailers.

2. CIMB World MC - useless and keep for golfing privileges

3. Citibank PM - Use for overseas spend and ditch if miles given not worth annual fee when it is due

4. DBS Esso - Ditch cos useless

5. HSBC Infinite - Use for overseas spend and ditch if miles given not worth annual fee when it is due

6. Maybank World MC - only using it for the Shell fleet card they give us. Should I ditch it? Any other better options?

7. OCBC NTUC Card - Use to collect points but pay with UOB PPV if possible?

8. UOB PPV - So neglected over the past few years I don't even have the Paywave version. Gotta talk to UOB about that. Basically got to use this for EZ Link top up and online purchases?


Thinking of applying for:

1. ANZ Travel Card - use as back up since 1 mile is $0.72. Also can use the taxi pick up vouchers.

2. AMEX Rewards - Spend $1500 take the 24000 MR and then ditch it

3. AMEX Ascend - I have a big expenditure coming up so again spend $10k on this for 35000 miles and then ditch it.

4. DBS Women's card - Dislike banking with DBS but 1 mile for 25 cents online, I can do it. Shop online a lot. Felt a bit silly cos I just paid for airtickets on Zuji before I read this forum.... :(

5. HSBC Infinite - DH can get referral fee for every 2 new card members (gotta verify this again) and if I can get 45k miles, love it and ditch it?



There are so many other options, re: Citi Rewards (which I just gave up last year because I didn't use them at all) and the other UOB cards.

What should I do?

Thanks!!!

If you shop online, you can use your PPV. It has the same earning ratio for online purchases ($1=4 miles)

You just have to call UOB and ask them to reissue you a new card with the Paywave function.

My strategy
PPV - Online and Paywave (including groceries and EZ-Reload, since it now earns 10X points)
Citibank Rewards - Any other shopping that is not online.
PP Amex - F&B
Maybank Horizon Platinum - Overseas
PRVI - Any other expenditure in locations which accept Amex.
ANZ Travel - Any other expenditure in locations which does not accept Amex

How that Horizon Platinum no longer does free conversion of points to miles, I need a new card to replace that, but thinking of a VA/MC card since Amex may not be as widely accepted and also the forex rate is not as favourable. Suggestions?

With the high forex fee for UOB PRVI card, will the Citibank PM or HSBC Infinite be any lower?

Must get UOB PRIV AMEX for local spend

Changi Rewards
 

Changi Airport Group is introducing conversion of points to KrisFlyer miles for its Changi Rewards loyalty programme from 1 April. One condition is that the member must spend at least $4k a year at Changi. It will be interesting to see what the conversion rate is. This could mean more miles per $ spent in addition to what we chalk up with our credit cards. :p

4k a year is alot of money considering the limited range of products...

Though on a recent visit I was amazed to find you can now buy a washing machine on the top floor of Terminal 3 if you know where to look.. ;)

Given the patronage (or the lack of which) in that shop, I don't expect it to be possible for much longer.

Not everything is GST exempt though.