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Old Sep 16, 18, 10:41 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: beltway
Wiki Link
Please read this Wiki before posting questions in the thread.


This thread is a continuation of the pre-2016 discussion.

Note: Referrals are NOT allowed in this thread. Instead, see Credit card referral offers (post only in this thread, read Wikipost first)

The 5/24 rule for Chase, where 5 or more new accounts in 24 months can result in an application denial, appears to apply to Marriott personal cards but not the Business version of the Marriott card. For up to date information, please consult the wiki at Applying for Chase Credit Cards, 2017 onward .

PERSONAL CARD
What are the current offers?
There are currently 3 noteworthy offers -with $3k minimum spend in 3 months. They do NOT include a one-night category 1-4 certificate the first year, but they do include a category 1-5 certificate in subsequent years (and one includes it in the first year after min spend threshold):
  • Current offer is 75KLanding page
  • 120k (for first $12k in purchases) + 7.5k AU, AF waived first year.
    Landing page link no longer working as of 3/1/18 application page (Still active as of 3/1/18)
  • 80k for $3k in purchases + 7.5k AU, AF not waived first year.
    Landing page application page
  • 75k for $3k in purchases, AF waived first year.
    Application page
  • $200 statement credit after 1st purchase + 2 Cat 1-5 free nights (after $3k in purchases) + 7.5k AU, AF waived first year.
    Landing page
Inactive (old offers) below
  • 100k + 7.5k AU, AF not waived first year.
    Landing page
  • 100k + 7.5k AU, AF not waived first year.
    Landing page (As of May 5 2017 this page's Application Page simply says "Offer Unavailable")
  • 40k + $200 credit for first purchase + 5k AU, AF waived first year.
    Offer details page (not a standard landing page) application page
    Links seem to be dead on above offer
BUSINESS CARD
75K points, $3K spend in the first 3 months; $99 annual fee is not waived.
https://creditcards.chase.com/small-...emier-business

Note: The card offers a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points.
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Which offer is better, 80K with no annual fee waiver or 70K with the fee waived for the first year?
There is no universally correct answer. Relevant considerations include these:
  • Are you currently points-rich or cash poor? If you have 1 million Marriott points already, paying $85 for another 10K probably doesn't make sense.
  • What does your typical award redemption look like? Specifically, what yield (cents per point) do you normally get at the properties where you do award stays? Unless you're getting almost a penny a point--paying an $85 fee to buy an extra 10K points is not a good value proposition. (Adjust accordingly if you're considering paying the $99 fee for a business card with 80K bonus.)
  • Will the extra 10K put you over the top for a planned award? If getting another 10K will make the difference between having & not having enough points for an award you expect to book in the near future, taking the points generally makes sense. (Keep in mind that Marriott has added a cash & points award option for stays of 2+ nights, so you won't necessarily need the same number of points as in the past for a given award stay.)
I'm afraid to use a blind application page that doesn't list the signup bonus previously available on a now-expired landing page. How can I trust the links in the wiki?
How? The same way you'd trust the advice you're reading right now. If that makes you uneasy, OK -- but don't post in the thread asking for further reassurance. It'll be fine. Really.
Can I apply for this card and earn the bonus after doing so previously?
See the wiki and related discussion in Applying for Chase Credit Cards.
Once I meet the card's initial spending requirement, how soon will I receive my signup bonus points?
Bonus points typically accrue at the close of the billing period in which you incur the corresponding charges. Points should appear in your hotel/airline account within a few days thereafter.

NOTE: If you complete your required spending in the last 7-10 days of the statement period, the bonus may not post until the following month's statement, even if the regular per-dollar points post on the first statement. This is normal behavior for Chase and is not worth a phone call.
If I hold both personal and business Marriott cards, will I receive a 15-night credit toward status for each?
Reports vary wildly. Some FTers report only 15 credits regardless of how many Marriott cards you hold, while other customers report receiving a 30-night credit. There is no known method of ensuring that you receive the double credit.
When will the Elite Night Credit for spend on the card (1 night for each $3K) appear in my account?
According to this discussion, it can take anywhere from one week to almost two months after the close of the applicable statement. There are also reports that the night posts approximately ten days after the calendar month that the $3k is reached, regardless of the statement closing date. So in this instance, if you need that night to reach status by the end of the year, the spend would need to be met by the end of November in order for the night to post in December.
How do I make a booking using a free-night cert?
Can I exchange a soon-to-expire free-night cert for points? Extend its expiration? What if the cert has already expired?
If I cancel my card after the annual free-night cert has posted, will I lose the cert?
See the wiki at Chase Free Night Certificate
Are there bonuses for signing up for the Marriott Rewards program itself?
Yes. There are two publicly available offers for new members to the Marriott Rewards program itself: If you think it's possible you will have any paid Marriott stays after you join, you should sign up for one of these offers before applying for the credit card. Make sure you give your new Marriott Rewards number on the credit card application, to tie the offers together.
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