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Search: Posts Made By: Mike B
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Jan 19, 21, 10:48 pm
Replies: 1,283
Views: 377,177
Posted By Mike B

‘Some places don’t take the virtual card, and...

‘Some places don’t take the virtual card, and insist on the physical one. So caring the physical card might be a good idea anyway. It has been several years since I set up the virtual card, but I...
Jan 11, 21, 12:42 am
Replies: 6
Views: 1,010
Posted By Mike B

sadly,I didn’t have $400,000 to spend on credit...

sadly,I didn’t have $400,000 to spend on credit cards! From memory, 80,000 of the points were from the signup bonus for my one (Ill-timed in February 2020 for an airline card!) new credit card of the...
Jan 3, 21, 3:52 pm
Replies: 6
Views: 1,010
Posted By Mike B

Cost/Benefit Analysis for 2020

A few days ago I totaled up my 2020 points earnings in different miles and points programs. Using TPG values per point (which I think are generous) my approximately 400000 points earned for 2020...
Dec 31, 20, 9:24 am
Replies: 23
Views: 1,533
Posted By Mike B

I have fixed values that I try to get per point....

I have fixed values that I try to get per point. If I find a redemption that gets more than that value, I go for it! Unfortunately that hasn’t worked well, and I have mostly been a points hoarder. I...
Dec 31, 20, 9:16 am
Replies: 16
Views: 2,834
Posted By Mike B

I thought I had seen reports of United Travelbank...

I thought I had seen reports of United Travelbank not necessarily working for the credit, though may have been mistaken. I used mine to buy United Lounge day passes.
Dec 31, 20, 8:55 am
Replies: 11
Views: 1,092
Posted By Mike B

Before the pandemic I had resolved to use more...

Before the pandemic I had resolved to use more points and less cash after several years of effectively hoarding. I knew that hoarding was not the right thing to do before that, but had a tendency to...
Dec 10, 20, 10:49 pm
Replies: 1,656
Views: 486,436
Posted By Mike B

I got the offer, it was what kept me from...

I got the offer, it was what kept me from cancelling the card, which renewed at the beginning of this month. I’ve seen internet reports of even better offers, but this one was pretty good! :) I just...
Oct 19, 20, 8:41 pm
Replies: 16
Views: 1,671
Posted By Mike B

My COVID credits have posted in just a couple of...

My COVID credits have posted in just a couple of days. I had a $10 credit from an offer post in about a week.
Jun 30, 20, 8:58 pm
Replies: 24
Views: 3,508
Posted By Mike B

To get back to the Verizon card, I felt attracted...

To get back to the Verizon card, I felt attracted to it because I am a Verizon customer. I agree that most non Verizon people will have little use for the card. I am on an old plan and have been able...
Jun 30, 20, 8:43 pm
Replies: 824
Views: 188,676
Posted By Mike B

There is a whole page of stuff about the $200...

There is a whole page of stuff about the $200 travel credit on my statement. As Barney44 said, it is in the next to last page. Here are the opening couple of paragraphs:

Platinum American...
Jun 15, 20, 11:42 pm
Replies: 59
Views: 6,211
Posted By Mike B

Quite a bit of blogger chatter about this, it is...

Quite a bit of blogger chatter about this, it is a thing. Both because of fear of default, and also because the bank has to keep cash in reserve for each dollar of credit limit they give, so a large...
Jun 15, 20, 11:34 pm
Replies: 10
Views: 1,088
Posted By Mike B

Something I did for a year was put unbonused...

Something I did for a year was put unbonused spend on my AMEX Surpass/Ascend. I put $15,000 of unbonused spend in a year (which for me is most of my unbonused spend) on the card and got a free Hilton...
Jun 6, 20, 4:51 pm
Replies: 25
Views: 5,992
Posted By Mike B

Very true! I have made a note that after June 30,...

Very true! I have made a note that after June 30, The Radisson card will become my drugstore card. For now, my Barclays Aviator (of all things) card is my go to for unbonused spend, as a targeted...
Jun 4, 20, 9:34 pm
Replies: 25
Views: 5,992
Posted By Mike B

I received a targeted offer of plus two...

I received a targeted offer of plus two points/dollar at grocery stores and drug stores. Not terribly impressive compared to what American Express and CITI are offering, but if it interests you you...
Jun 4, 20, 9:02 pm
Replies: 5
Views: 1,145
Posted By Mike B

For the OP—Is earning the main thing that is...

For the OP—Is earning the main thing that is important to you, or are the benefits more important? They will influence which card if any you want as a replacement.

If you believe the pandemic...
May 26, 20, 12:32 am
Replies: 382
Views: 164,902
Posted By Mike B

I am going with the conventional blogger wisdom...

I am going with the conventional blogger wisdom of focusing more on flexible points than usual so I won’t be hit too hard by any one airline devaluation or bankruptcy. I’ve always had a cash back...
May 22, 20, 11:50 pm
Replies: 7
Views: 1,321
Posted By Mike B

The way I read it, at least for my offer, it is...

The way I read it, at least for my offer, it is three bonus miles per dollar. So for most spending on my red Aviator card, I will get four miles per dollar. That’s pretty nice, except that I also...
May 5, 20, 8:26 pm
Replies: 824
Views: 188,676
Posted By Mike B

I have a big surplus with Verizon from making...

I have a big surplus with Verizon from making payment towards a sign up bonus, but I paid $20 with my Plat and $10 with my Green back when news of this first came our, and I received both credits...
Apr 24, 20, 10:23 pm
Replies: 824
Views: 188,676
Posted By Mike B

Doing a bunch of fragmented offers with...

Doing a bunch of fragmented offers with individual companies won’t help.
Apr 15, 20, 8:50 pm
Replies: 51
Views: 34,080
Posted By Mike B

Alaska Airlines personal card. Held for two...

Alaska Airlines personal card. Held for two years, Flew AS one time in the past year, and didn’t put much spend on the card after the initial bonus. Gave no travel During pandemic as my Reason for...
Mar 5, 20, 8:34 pm
Replies: 4
Views: 840
Posted By Mike B

The Savor offers 4% cash back back on dining and...

The Savor offers 4% cash back back on dining and entertainment. After the first year, it has a $95 AF. To my mind, you’d need a boatload of entertainment spending, or a megaboatload of dining spend...
Feb 19, 20, 8:23 pm
Replies: 23
Views: 3,797
Posted By Mike B

Before worrying about points redemptions, I would...

Before worrying about points redemptions, I would figure out where you want to stay, and what class of hotel (Motel 6 vs Four Seasons) you want to stay at, then focus on hotel chains that fit your...
Replies: 1
Views: 886
Posted By Mike B

https://www.ihg.com/content/us/en/customer-care/fr...

https://www.ihg.com/content/us/en/customer-care/frequently-asked-questions

Look under “account” for “Can I transfer points to my family and friends?” (Spoiler—the answer is yes! Click on the link...
Dec 11, 19, 7:52 am
Replies: 934
Views: 186,836
Posted By Mike B

Thanks to the responders! Obviously I am an...

Thanks to the responders! Obviously I am an overplanner and a worry wart, but I feared I might be overlooking something. Thanks for the review, and I will hope things go as calmly as we think!
Dec 9, 19, 11:08 pm
Replies: 934
Views: 186,836
Posted By Mike B

I’ve read the Wiki, the first few pages, and the...

I’ve read the Wiki, the first few pages, and the last few pages of this thread, and would like advice.

i have a cruise (booked before the upsurge in demonstrations the last couple of months) which...
Showing results 1 to 25 of 133
 

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