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Search: Posts Made By: edealinfo12345
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Oct 12, 20, 12:08 pm
Replies: 215
Views: 32,752
Posted By edealinfo12345

Which is why I said that the proof of the pudding...

Which is why I said that the proof of the pudding is in the eating. Let individuals run their own simulations (e.g. Credit Karma).


So, you chose not to run the Credit Karma simulation? Please...
Oct 12, 20, 8:34 am
Replies: 215
Views: 32,752
Posted By edealinfo12345

Agree, but those two items are not weighted...

Agree, but those two items are not weighted equally. If you miss 2 or 3 payments in your otherwise spotless 7 years of credit card payments, you are penalized heavily whereas it matters little to...
Oct 11, 20, 7:47 am
Replies: 1,451
Views: 648,620
Posted By edealinfo12345

Thank you! Yes, thanks for correcting my...

Thank you!


Yes, thanks for correcting my Spanglish.
Oct 11, 20, 7:46 am
Replies: 215
Views: 32,752
Posted By edealinfo12345

I don't think that's true. If you look at your...

I don't think that's true. If you look at your credit report, you see monthly tracking ONLY for 7 years regardless of whether you have held the card longer. When was the last time you looked at your...
Oct 10, 20, 6:25 pm
Replies: 215
Views: 32,752
Posted By edealinfo12345

Your credit card monthly track record appears on...

Your credit card monthly track record appears on your credit report for ONLY 7 years. So, what does it matter if it is 7 or 15 years since you don't get the benefit of 8 to 15?
Oct 10, 20, 6:21 pm
Replies: 1,451
Views: 648,620
Posted By edealinfo12345

If you feel that 900 points is "Chintzy", why are...

If you feel that 900 points is "Chintzy", why are you complaining that you no longer have access to it?
Oct 10, 20, 6:16 pm
Oct 10, 20, 5:49 pm
Replies: 1,451
Views: 648,620
Posted By edealinfo12345

What stores code as "Grocery" for Chase's $300 Travel credit until Dec 2020?

What stores code as "Grocery" for Chase's $300 Travel credit until Dec 2020?
Oct 6, 20, 12:11 pm
Replies: 431
Views: 127,120
Posted By edealinfo12345

Got it; thanks!

Got it; thanks!
Oct 6, 20, 11:24 am
Replies: 431
Views: 127,120
Posted By edealinfo12345

If I may ask you to summarize since you were an...

If I may ask you to summarize since you were an active participant in that forum and it is a really long thread. So, did AmeX allow a "product change" from the Amex Costco card to another Amex card,...
Oct 4, 20, 8:57 am
Replies: 431
Views: 127,120
Posted By edealinfo12345

Thank you for your response, and much...

Thank you for your response, and much appreciated! I like it when a response directly responds to the question and is complete.
Oct 4, 20, 7:11 am
Replies: 431
Views: 127,120
Posted By edealinfo12345

Product Change from Citi COSTCO card in certain scenario

General question: Citi will not allow you to "product change" your Citi COSTCO card to another Citi card. Correct? If yes, what happens if Citi, hypothetically, loses, the COSTCO contract, to, for...
Sep 20, 20, 1:14 pm
Replies: 338
Views: 122,497
Posted By edealinfo12345

"Careful with retention offers. With Chase, there...

"Careful with retention offers. With Chase, there are reports that they're calling people's bluff on retentions offer seeking. Their system won't show them if there's a retention offer until they put...
Sep 20, 20, 11:00 am
Replies: 1,134
Views: 328,996
Posted By edealinfo12345

So, it seems that the minimum credit limit on the...

So, it seems that the minimum credit limit on the Sapphire Preferred and Sapphire Reserve is $5K and $10K respectively. What is it on the Chase Freedom Flex (WorldMastercard Elite) card?
Sep 20, 20, 10:48 am
Replies: 347
Views: 82,029
Posted By edealinfo12345

The 80K offer for CSP expires on Nov 8, 2020.

The 80K offer for CSP expires on Nov 8, 2020.
Sep 17, 20, 3:52 pm
Replies: 286
Views: 26,724
Posted By edealinfo12345

Did you realize that Lyft has upped its charges...

Did you realize that Lyft has upped its charges so that it is more expensive than Uber? So basically you are paying far higher in $$$ to Lyft for the additional points you get from Lyft.
Sep 17, 20, 3:51 pm
Sep 13, 20, 11:29 am
Replies: 286
Views: 26,724
Posted By edealinfo12345

Chase Freedom Flex is NOW LIVE

Chase Freedom Flex is now live (via phone) for product changes for example going from Freedom to Freedom Flex. There was talk previously that you couldn't product change from various Sapphire cards...
Sep 13, 20, 10:48 am
Replies: 70
Views: 6,817
Posted By edealinfo12345

Thanks...now for a curve ball scenario.....would...

Thanks...now for a curve ball scenario.....would Citi Double Cash and Chase Reserve, or Chase Freedom Flex and Citi Prestige be a better option?
Sep 13, 20, 7:55 am
Replies: 140
Views: 77,190
Posted By edealinfo12345

Rules on Chase "Refer-a-friend Bonus"

Perhaps someone can shed light on the rules of Chase's Refer a Friend bonus. For instance, can an existing Chase Freedom customer refer a friend for Chase Sapphire Preferred, and get a referral...
Sep 13, 20, 7:38 am
Replies: 140
Views: 77,190
Posted By edealinfo12345

Chase "Refer A Friend" Offers - Not updated for Chase Freedom Flex?

I went to the Chase web site to check for refer a friend offers. While there is a listing for Freedom Unlimited, there isn't one listed for the Freedom Flex. Do you know when this will be updated to...
Sep 13, 20, 6:56 am
Replies: 70
Views: 6,817
Posted By edealinfo12345

What extra protections would have to be given up?...

What extra protections would have to be given up?



if this is the case, what are possible reasons why Chase did not also move the Freedom Unlimited to Mastercard?



MSers and...
Sep 13, 20, 6:54 am
Replies: 338
Views: 122,497
Posted By edealinfo12345

But you can double dip can't you? So, for...

But you can double dip can't you? So, for instance, if your renewal date is Oct 1, you can use the $300 travel credit from Oct 1 to Oct 30 and then cancel the card on Oct 30 and be refunded the full...
Sep 13, 20, 6:43 am
Replies: 347
Views: 82,029
Posted By edealinfo12345

what are the 2 downgrade options for the CSR?

what are the 2 downgrade options for the CSR?
Sep 12, 20, 8:22 pm
Replies: 22
Views: 1,457
Posted By edealinfo12345

Not a single Citi card made it to this top credit card list.

www.nymag.com/strategist/article/best-credit-cards.html

What a superb article in the above link! Unfortunately, not even a single Citi credit card made it to the list. The only exception was a...
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