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Feb 9, 21, 9:18 am
Replies: 2
Views: 1,333
Posted By phltraveler

Really a pity. Noticed this on my Cash+ card...

Really a pity. Noticed this on my Cash+ card which was my primary rental car credit card. Had Hertz claim door dings at YYZ. Once I mentioned I had CDW on my rental car (and it was primary coverage),...
Jan 24, 21, 4:17 pm
Replies: 4
Views: 1,203
Posted By phltraveler

I've never used that site but when looking at...

I've never used that site but when looking at cards with best rewards by category (as a percentage rate of cashback/points) I use this thread on Fragiledeal...
Jan 17, 21, 3:44 pm
Replies: 1,698
Views: 549,035
Posted By phltraveler

The LoopPay aspect is technology, that the device...

The LoopPay aspect is technology, that the device can do MST. This isn't the real issue. The issue is, do you have the volume of users to push for a bank to want to bother with integrating with your...
Dec 5, 20, 4:03 pm
Replies: 9,279
Views: 1,042,893
Posted By phltraveler

Usability. Unlocking the phone, opening the app,...

Usability. Unlocking the phone, opening the app, navigating to the walmart pay within the menu, fingerprint or biometric entry, etc. was all kind of cumbersome compared to hold to reader +...
Dec 5, 20, 2:25 pm
Replies: 1,698
Views: 549,035
Posted By phltraveler

I don't own the card but saw this post on Reddit...

I don't own the card but saw this post on Reddit (https://www.reddit.com/r/CreditCards/comments/k7duxe/us_bank_altitude_reserve_2021_changes/) regarding the Altitude Reserve and an email from US Bank...
Oct 8, 20, 3:57 pm
Replies: 162
Views: 24,186
Posted By phltraveler

Letter to the Court in the NY Trusted Traveler...

Letter to the Court in the NY Trusted Traveler Lawsuit from CBP (https://www.courtlistener.com/recap/gov.uscourts.nysd.531668/gov.uscourts.nysd.531668.121.0.pdf)



Bit more than I quoted in...
Sep 30, 20, 10:10 am
Replies: 162
Views: 24,186
Posted By phltraveler

July 29th renewal for NEXUS as a NY resident,...

July 29th renewal for NEXUS as a NY resident, approved overnight (with no need to re-interview).
Sep 30, 20, 8:32 am
Replies: 909
Views: 271,860
Posted By phltraveler

Renewed July 29th, 2020 Approved today...

Renewed July 29th, 2020
Approved today (September 30th, 2020), no interview required.
Sep 8, 20, 3:38 pm
Replies: 9,279
Views: 1,042,893
Posted By phltraveler

Went to the local (non-chain) Chinese restaurant...

Went to the local (non-chain) Chinese restaurant near me and they have a standalone (non-integrated) credit card reader from Verifone. I handed the cashier the card expecting her to traditionally...
Jul 1, 20, 4:24 pm
Replies: 254
Views: 35,474
Posted By phltraveler

Same, made a purchase earlier today at a liquor...

Same, made a purchase earlier today at a liquor store that showed up as a shop small business. Curious to see if I get the $5.
Jul 1, 20, 4:23 pm
Replies: 10
Views: 1,885
Posted By phltraveler

2009: Opened at $500 as a student. Present...

2009: Opened at $500 as a student.
Present credit limit: $42,000 raised automatically by Discover earlier this year (my largest line by far) without crazy spending (my typical bill for many years...
Jun 30, 20, 12:42 pm
Replies: 24
Views: 4,200
Posted By phltraveler

The Penfed Cash Rewards (green) visa is still 5%...

The Penfed Cash Rewards (green) visa is still 5% flat cashback granted as an automatic monthly statement credit. If you go for the Penfed Platinum Rewards Visa Signature, that's no longer 1cpp (and...
Jun 30, 20, 12:02 pm
Replies: 24
Views: 4,200
Posted By phltraveler

PenFed allows you to join without any other...

PenFed allows you to join without any other eligibility criteria via a one-time (not recurring) donation to the National Military Family Association ($20 donation) or a one-time donation to Voice's...
Jun 30, 20, 8:13 am
Replies: 24
Views: 4,200
Posted By phltraveler

Doubtful for a few reasons: 1) If you're...

Doubtful for a few reasons:
1) If you're looking for specific category cashback (gas or restaurants), there are cards that do better on both with no AF (PenFed Cash Rewards for gas is 5% no AF, US...
Jun 28, 20, 9:54 am
Replies: 512
Views: 60,807
Posted By phltraveler

Even though it may effectively feel the same,...

Even though it may effectively feel the same, cash/check/other payment method discounting has been legal for years. Gas stations in the US Northeast regularly post cash/credit prices (where credit is...
Jun 8, 20, 9:52 am
Replies: 10
Views: 2,824
Posted By phltraveler

Interesting to see another potential 4% no-annual...

Interesting to see another potential 4% no-annual fee card for dining after the devaluation of the Uber Visa (to 3%, only redeemable as Uber cash). Curious to see how long US Bank keeps it - even in...
Feb 11, 20, 11:45 am
Replies: 417
Views: 57,448
Posted By phltraveler

To determine if the applicant presents a low risk...

To determine if the applicant presents a low risk in terms of being deemed a trusted traveler?

NLETS allows CBP to query all 50 states (well, 49 now with NY's cutoff) + Canada & Mexico for the...
Feb 11, 20, 10:47 am
Replies: 417
Views: 57,448
Posted By phltraveler

Not sure if it's been posted yet but the NYS...

Not sure if it's been posted yet but the NYS Complaint against the feds over this (https://ag.ny.gov/sites/default/files/ny_v_w_complaint.pdf). New York's lawsuit argues that it makes NY less safe to...
Feb 6, 20, 12:43 pm
Replies: 417
Views: 57,448
Posted By phltraveler

My bet is that NYS passes some exception to...

My bet is that NYS passes some exception to supply DMV records to CBP an opt-in basis for trusted traveler programs because then it removes the teeth from the argument that CBP can't vet trusted...
Replies: 96
Views: 47,843
Posted By phltraveler

Just encountered one of these for the first time...

Just encountered one of these for the first time at TPA A-gates, went to offer up my boarding pass and the TSO said you don't need that today. The TSO put my NEXUS card in the reader, took about 7-8...
Nov 19, 19, 10:30 am
Replies: 9,279
Views: 1,042,893
Posted By phltraveler

Depends on the store - a local local grocery...

Depends on the store - a local local grocery store has a bar/restaurant and they're EMV contactless enabled. For the grocery checkout the PINPads are customer facing, but at the bar the PINpad is...
Nov 10, 19, 9:17 am
Replies: 9,279
Views: 1,042,893
Posted By phltraveler

Another card where the issuer has chosen to only...

Another card where the issuer has chosen to only put the contactless logo on the back :rolleyes:

I know more and more stores are going to customer facing PINpads with contactless on, but I still...
Nov 7, 19, 7:39 am
Replies: 67
Views: 12,339
Posted By phltraveler

It's difficult to quantify the full effects of...

It's difficult to quantify the full effects of swipe fees. The cash discount requires the consumer to calculate backwards, debit can still be processed in credit mode and subject to credit...
Nov 6, 19, 9:58 am
Replies: 67
Views: 12,339
Posted By phltraveler

Appreciate the additional info, particularly on...

Appreciate the additional info, particularly on the Synchrony side where they claim to have patents on the dual card approach...not sure exactly how as it has not seemed to stop other banks (namely...
Nov 5, 19, 6:28 pm
Replies: 67
Views: 12,339
Posted By phltraveler

The number of cards Durbin exempt is much lower. ...

The number of cards Durbin exempt is much lower.

Towards the ACLU angle, their main angle is against stores having anti-cash policies. It's more of a by-line that consumers should understand and...
Showing results 1 to 25 of 958
 

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