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Search: Posts Made By: walterj
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Feb 28, 20, 6:53 am
Replies: 156
Views: 33,636
Posted By walterj

NLL really is really of interest for folks who...

NLL really is really of interest for folks who already had the card, of course take the best offer.

If it is worth getting for you, do it. As far as getting a 2nd in a short period, I think that...
Feb 21, 20, 5:21 am
Replies: 156
Views: 33,636
Posted By walterj

bobert24 1) NLL Amex links are targeted...

bobert24
1) NLL Amex links are targeted referral links that are sent from time to time. People share them on doctorofcredit. I just saw there are new NLL targeted for Amex business plat reported by...
Feb 4, 20, 11:08 am
Replies: 156
Views: 33,636
Posted By walterj

Opportunity Cost is not a real or true cost. The...

Opportunity Cost is not a real or true cost. The concept is just a business analysis tool for comparison purposes. The real cost would only be $1,700 (plus any fees if you do MS).
Jan 28, 20, 1:18 pm
Replies: 1,522
Views: 360,362
Posted By walterj

Why don't you get another hobby, if it upsets you...

Why don't you get another hobby, if it upsets you so much that someone asks a question that you already know the answer? Why not simply answer the question and share your knowledge? Or ignore it?
Jan 28, 20, 12:13 pm
Replies: 3,503
Views: 899,072
Posted By walterj

This and other posts shows you have no...

This and other posts shows you have no understanding of the application process and what is going on in this thread. Zero.
Dec 31, 19, 6:38 pm
Replies: 976
Views: 307,824
Posted By walterj

Typical bonus is 50,000 or 60,000, that is $1,000...

Typical bonus is 50,000 or 60,000, that is $1,000 or $1,200.
Dec 31, 19, 6:34 pm
Replies: 976
Views: 307,824
Posted By walterj

Tom, I appreciate your concern and sympathy. I...

Tom, I appreciate your concern and sympathy. I am not yet terminated. I have no regrets about getting bonuses. I only regret that I haven't used my miles faster.
Dec 31, 19, 6:14 pm
Replies: 976
Views: 307,824
Posted By walterj

AA can do what they want with their frequent...

AA can do what they want with their frequent flyer program. No regulatory scrutiny. If this was a bank, this would not fly. As I said before, you have not read the contract between citi and the...
Dec 31, 19, 5:27 pm
Replies: 976
Views: 307,824
Posted By walterj

What rules were broken? Who has read the...

What rules were broken? Who has read the contract between citi and the cardholder?
Dec 31, 19, 5:17 pm
Replies: 976
Views: 307,824
Posted By walterj

Yes, we earned the miles. Citi approved the...

Yes, we earned the miles. Citi approved the credit card application and offered the bonus.
Dec 31, 19, 5:14 pm
Replies: 976
Views: 307,824
Posted By walterj

This is an almost hilarious conjecture. I am...

This is an almost hilarious conjecture. I am sure that teams of high-priced lawyers from the top firms in New York charging $300-500 an hour were called in on private jets and rushed to Dallas to...
Dec 31, 19, 4:56 pm
Replies: 3,503
Views: 899,072
Posted By walterj

AA has handled this terribly. They should take...

AA has handled this terribly. They should take their cues from the banks.

I like AA and their program, no hatred here. They just need to be smarter. As some posters have pointed out, it is pretty...
Dec 31, 19, 4:41 pm
Replies: 976
Views: 307,824
Posted By walterj

No AA rules were broken. Probably no citi rules...

No AA rules were broken. Probably no citi rules were broken. I would say you don't know the details. Do you have a copy of the contract agreement between citi and the credit card holder?

The...
Dec 31, 19, 4:23 pm
Replies: 976
Views: 307,824
Posted By walterj

In contrast to the banks issuing credit cards, AA...

In contrast to the banks issuing credit cards, AA has free reign to do whatever it wants. Their frequent flier program is not under regulatory scrutiny.

But just because AA can do whatever it...
Dec 31, 19, 3:17 pm
Replies: 3,503
Views: 899,072
Posted By walterj

I see that there many new people are visiting and...

I see that there many new people are visiting and posting on the citi forum, funny I would say Welcome to Flyertalk, but these newcomers have 40k posts sometimes over 80K posts, oh my! so they are...
Dec 22, 19, 1:10 pm
Replies: 3,503
Views: 899,072
Posted By walterj

Couldn't we have a separate thread, for those...

Couldn't we have a separate thread, for those affected by the shutdown, sympathetic to gamers and churners? Derogatory and name-calling and unsympathetic comments off topic and deleted.
Dec 20, 19, 11:02 pm
Replies: 589
Views: 131,946
Posted By walterj

I was just approved for my latest application for...

I was just approved for my latest application for AA platinum today.

I am not shutdown yet. Maybe it is premature in shutting down the mailer thread. or maybe better just one thread for citi AA...
Dec 20, 19, 5:43 pm
Replies: 156
Views: 33,636
Posted By walterj

I think this thread is a great idea; a place to...

I think this thread is a great idea; a place to discuss credit card strategy. I hope we can keep it going.

We had a head start on life after the churn, my partner had all her accounts closed over...
Dec 20, 19, 5:20 pm
Replies: 3,503
Views: 899,072
Posted By walterj

https://www.bloomberg.com/news/videos/2019-12-20/c...

https://www.bloomberg.com/news/videos/2019-12-20/citi-american-air-crack-down-on-rewards-abuse-video
Dec 20, 19, 4:13 pm
Replies: 2,455
Views: 748,395
Posted By walterj

Anyone who needs to close their platinum cards, I...

Anyone who needs to close their platinum cards, I recently had a few to close; I found that by calling later in the evening ca 10 pm EST, I have been getting the automated close account, no talking...
Dec 14, 19, 6:24 pm
Replies: 3,503
Views: 899,072
Posted By walterj

AA makes a profit from their frequent flier...

AA makes a profit from their frequent flier program. Some analysts think that they are only profitable because of this, without the frequent mileage program they would lose money. Citi and Barclay...
Dec 11, 19, 12:56 pm
Replies: 3,503
Views: 899,072
Posted By walterj

I think the recent reports of shutdowns has...

I think the recent reports of shutdowns has nothing to do with us. I saw only two credible reports on FT, one was a poster here and both had been doing tricks with holds. AA doesn't like people who...
Oct 29, 19, 9:57 am
Replies: 1,812
Views: 465,273
Posted By walterj

I read somewhere here on Ft that the best...

I read somewhere here on Ft that the best practice is not to charge more than 25% of your credit limit at a time. That has worked for me on multiple new cards.
Oct 13, 19, 12:12 pm
Replies: 3,747
Views: 375,751
Posted By walterj

US Amex Pre-approved Hilton Aspire and Surpass

US Amex
I have one pre-approved referral for the Hilton Aspire and one pre-approved referral for the Hilton Surpass.

The Hilton Aspire has a bonus of 150,000 Hilton Honors Bonus Points after...
Aug 14, 19, 11:58 am
Replies: 3
Views: 907
Posted By walterj

My mistake, my wife and I thought the 90 signs...

My mistake, my wife and I thought the 90 signs remaining were those that hadn't been replaced with 80 yet. I have been traveling and at times living in France since over 40 years, so a change made a...
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