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Search: Posts Made By: Dr_wanderlust
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Mar 28, 21, 2:52 pm
Replies: 2,084
Views: 567,892
Posted By Dr_wanderlust

I've always had the interest credited by asking...

I've always had the interest credited by asking (it has never been a very large amount and the bankers Ive asked don't even flinch).
Mar 28, 21, 2:50 pm
Replies: 2,084
Views: 567,892
Posted By Dr_wanderlust

There are multiple ways to take a cash advance...

There are multiple ways to take a cash advance with a Visa card. I've never had JPMC (or other) "metal" card stuck in a machine and Ive had it for over a decade (but I suppose any card metal or not...
Mar 21, 21, 3:35 pm
Replies: 2,084
Views: 567,892
Posted By Dr_wanderlust

^^ This one downside, generally no SUB with...

^^ This

one downside, generally no SUB with the JPMR card.

Free cash advances has been useful when traveling overseas as I don't need to carry a "debit" card.
Nov 28, 20, 5:28 pm
Replies: 200
Views: 34,288
Posted By Dr_wanderlust

I'm not sure if this is new, but Chase sent me an...

I'm not sure if this is new, but Chase sent me an email about how CPC qualifies for "Culture & Events Benefits."

https://chaseprivateclient.chase.com/arts-and-culture


Nothing too exciting and...
Nov 2, 20, 2:07 pm
Replies: 19
Views: 1,271
Posted By Dr_wanderlust

still getting the error, e.g., credit card forums...

still getting the error, e.g., credit card forums shows "Page not found" when linking from front forum page menu.
Forum: Las Vegas
Oct 2, 20, 1:57 pm
Replies: 0
Views: 669
Posted By Dr_wanderlust

Hawaiian Airlines to resume nonstop flights to Las Vegas

some good news
Hawaiian Airlines to resume nonstop flights to Las Vegas (https://www.8newsnow.com/news/local-news/hawaiian-airlines-to-resume-nonstop-flights-to-las-vegas-starting-thursday/)
...
Sep 10, 20, 2:43 pm
Replies: 59
Views: 6,840
Posted By Dr_wanderlust

NIME. In fact Chase just doubled my Amazon Visa...

NIME. In fact Chase just doubled my Amazon Visa (I requested the CLI) and my total exposure to Chase is 140K. I have not been using my JPMR or the Hyatt card as much given my lack of travel.

I'm...
Sep 10, 20, 9:42 am
Replies: 234
Views: 59,948
Posted By Dr_wanderlust

Again, I am not advocating someone rush out and...

Again, I am not advocating someone rush out and put 2 million under management for this card. But the idea that the centurion card is a better proposition is curious. The centurion card is mostly...
Forum: Las Vegas
Sep 4, 20, 1:28 pm
Replies: 610
Views: 148,195
Posted By Dr_wanderlust

Pandemic casualty: Buffet at Wynn Las Vegas to...

Pandemic casualty: Buffet at Wynn Las Vegas to close (https://lasvegassun.com/news/2020/sep/03/buffet-at-wynn-las-vegas-to-close/)
Sep 2, 20, 7:53 pm
Replies: 234
Views: 59,948
Posted By Dr_wanderlust

Just to note that the card itself, as a straight...

Just to note that the card itself, as a straight 2% no AF card is not subject to your conclusion that it "makes no sense." Is there a cap on the BOA cash back on supermarkets, gas, etc? Depending on...
Aug 27, 20, 2:22 pm
Replies: 200
Views: 34,288
Posted By Dr_wanderlust

FWIW, the main tangible benefit I've been able to...

FWIW, the main tangible benefit I've been able to use is free wire transfers. My daily ACH limit is only 100k which often leaves me needing to initiate a wire transfer. I also use the higher daily...
Aug 25, 20, 8:56 pm
Replies: 234
Views: 59,948
Posted By Dr_wanderlust

Just a note that if you have actively managed...

Just a note that if you have actively managed accounts with Fidelity the rewards increases to up to 3% without any caps (you must opt in). If the managed accounts are joint, both owners get the...
Aug 6, 20, 7:16 pm
Replies: 22
Views: 3,248
Posted By Dr_wanderlust

That is a pretty boring list of issuers. I'm...

That is a pretty boring list of issuers. I'm surprised it took Chase, Citi, and Amex so long to catch on. If you insist on playing the churn game you need to move on to other issuers such as UBS,...
Jul 26, 20, 5:21 pm
Replies: 531
Views: 253,952
Posted By Dr_wanderlust

I used mine for my latest 1040-ES with no...

I used mine for my latest 1040-ES with no problems.
Jul 26, 20, 4:37 pm
Replies: 862
Views: 157,929
Posted By Dr_wanderlust

I was on the last Transpac 747 flight (ICN-SFO)...

I was on the last Transpac 747 flight (ICN-SFO) and took a great video of the take off. The sun was perfectly located and you could see the shadow of the plane on the ground as we rolled down the...
Jul 26, 20, 4:26 pm
Replies: 56
Views: 10,106
Posted By Dr_wanderlust

TED tried this and failed to use both doors with...

TED tried this and failed to use both doors with airbridge. IIRC there was at least one accident/incident at DEN involving TED. RAR!
Jul 10, 20, 4:25 pm
Replies: 331
Views: 82,998
Posted By Dr_wanderlust

FYI, ICBC UnionPay cards just announced extra...

FYI, ICBC UnionPay cards just announced extra cashback through the end of September for online and supermarket (1.5%) purchases and 3% extra for online food delivery for the Premier card and 1% and...
Jul 10, 20, 11:33 am
Replies: 10
Views: 1,895
Posted By Dr_wanderlust

If you have high limits with other issuers you...

If you have high limits with other issuers you will be disappointed with Discover. My highest Chase card is 94.5k while discover, after 4 years of requesting limit increases barely got over 40k...
Jul 10, 20, 11:29 am
Jul 1, 20, 7:03 pm
Replies: 10
Views: 1,895
Posted By Dr_wanderlust

I forgot what mine started at but I got tired of...

I forgot what mine started at but I got tired of 1k-3k increases and closed it at 41k. The low cap on the 5% categories made the card ho-hum at best.
Jul 1, 20, 6:54 pm
Replies: 42
Views: 10,337
Posted By Dr_wanderlust

My FICO 08 is 832 but my resilience score is 63....

My FICO 08 is 832 but my resilience score is 63. What I'm suggesting is that this new score is not really measuring what Fair Isaac claims. It is a marketing gimmick to get people to rush off and pay...
Jul 1, 20, 6:24 pm
Replies: 42
Views: 10,337
Posted By Dr_wanderlust

What is silly about this "score" is it only uses...

What is silly about this "score" is it only uses consumer credit report data. My score is "sensitive" because I don't have an installment loan reporting. I own all my real estate outright. For some...
Jul 1, 20, 6:19 pm
Replies: 42
Views: 10,337
Posted By Dr_wanderlust

Don't bother; the score is NOT used by any...

Don't bother; the score is NOT used by any creditor.
Jun 30, 20, 8:56 am
Replies: 28
Views: 3,399
Posted By Dr_wanderlust

as 99% of what appears in it is pay-to-play...

as 99% of what appears in it is pay-to-play advertising, it is likely a function of travel-related companies cutting back on their marketing.
Forum: USA
Jun 24, 20, 3:36 pm
Replies: 28
Views: 4,188
Posted By Dr_wanderlust

I'm curious what the choice was... I'm facing a...

I'm curious what the choice was... I'm facing a similar decision.
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